Compare $ALLY vs $SYF | Chartloom

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$ALLY vs $SYF

Ally Financial Inc · Synchrony Financial

ALLY

Ally Financial Inc

SYF

Synchrony Financial

Compare $ALLY vs $SYF

Comparing Ally Financial Inc and Synchrony Financial

ALLYAlly Financial Inc

SYFSynchrony Financial

ALLYAlly Financial Inc

Market cap

$11.43B

P/E (TTM)

8.80x

Forward P/E (NTM)

6.30x

Forward P/S (NTM)

1.19x

Rev growth (TTM)

12.4%

YTD performance

-17.9%

52W performance

-3.8%

FCF yield

6.7%

SYFSynchrony Financial

Market cap

$23.69B

P/E (TTM)

7.08x

Forward P/E (NTM)

7.55x

Forward P/S (NTM)

1.25x

Rev growth (TTM)

2.9%

YTD performance

-14.0%

52W performance

2.6%

FCF yield

40.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ALLY

SYF

Detailed metrics comparison

ALLY

Ally Financial Inc

SYF

Synchrony Financial

Market Cap

ALLY$11.43B

SYF$23.69B

Enterprise Value

ALLY$29.23B

SYF$40.12B

Price

ALLY$37.59

SYF$72.80

P/E Ratio

ALLY8.80x

SYF7.08x

P/S Ratio

ALLY1.18x

SYF1.23x

EV/Sales

ALLY3.01x

SYF2.08x

EV/EBITDA

ALLY8.63x

SYF7.76x

P/B Ratio

ALLY0.74x

SYF1.38x

P/FCF Ratio

ALLY15.01x

SYF2.44x

EV/FCF

ALLY38.36x

SYF4.14x

PEG Ratio

ALLY0.38x

SYF1.03x

Forward P/E (NTM)

ALLY6.30x

SYF7.55x

Forward P/S (NTM)

ALLY1.19x

SYF1.25x

Revenue (TTM)

ALLY$9.70B

SYF$19.25B

Revenue Growth (YoY)

ALLY12.4%

SYF2.9%

Forward Rev Growth

ALLY6.3%

SYF0.7%

Gross Margin (TTM)

ALLY0.0%

SYF0.0%

Operating Margin (TTM)

ALLY15.9%

SYF18.4%

EBITDA Margin (TTM)

ALLY34.0%

SYF26.9%

Net Margin (TTM)

ALLY13.7%

SYF17.8%

FCF Margin (TTM)

ALLY7.9%

SYF50.4%

Net Income (TTM)

ALLY$1.33B

SYF$3.44B

FCF (TTM)

ALLY$762M

SYF$9.69B

EPS (TTM)

ALLY$4.27

SYF$10.28

ROE (TTM)

ALLY9.4%

SYF20.9%

ROA (TTM)

ALLY74.0%

SYF2.9%

ROIC (TTM)

ALLY4.4%

SYF10.8%

Cash

ALLY$0

SYF$0

Debt

ALLY$17.79B

SYF$16.43B

Net Cash/Debt

ALLY$-17.79B

SYF$-16.43B

Current Ratio (TTM)

ALLY0.00x

SYF0.00x

Quick Ratio (TTM)

ALLY0.00x

SYF0.00x

Debt/Equity (TTM)

ALLY1.15x

SYF0.97x

Debt/Assets (TTM)

ALLY0.0%

SYF0.0%

Interest Coverage (TTM)

ALLYN/A

SYFN/A

Net Debt/EBITDA (TTM)

ALLY0.00x

SYF0.00x

Beta

ALLY1.18

SYF1.43

52W Performance

ALLY-3.8%

SYF2.6%

YTD Performance

ALLY-17.9%

SYF-14.0%

% from 52W High

ALLY-20.5%

SYF-18.0%

% from 52W Low

ALLY4.6%

SYF15.4%

Asset Turnover (TTM)

ALLY0.00x

SYF0.00x

FCF Yield (TTM)

ALLY6.7%

SYF40.9%

Earnings Yield (TTM)

ALLY11.6%

SYF14.5%

Dividend Yield (TTM)

ALLY4.3%

SYF2.2%

Rule of 40

ALLY20.2

SYF53.3

EV/GP/RG

ALLYN/A

SYFN/A

Ticker research

View ALLY research View SYF research

Metric	ALLY Ally Financial Inc	SYF Synchrony Financial
Market & Valuation
Market Cap	$11.43B	$23.69B
Enterprise Value	$29.23B	$40.12B
Price	$37.59	$72.80
P/E Ratio	8.80x	7.08x
P/S Ratio	1.18x	1.23x
EV/Sales	3.01x	2.08x
EV/EBITDA	8.63x	7.76x
P/B Ratio	0.74x	1.38x
P/FCF Ratio	15.01x	2.44x
EV/FCF	38.36x	4.14x
PEG Ratio	0.38x	1.03x
Forward P/E (NTM)	6.30x	7.55x
Forward P/S (NTM)	1.19x	1.25x
Revenue & Growth
Revenue (TTM)	$9.70B	$19.25B
Revenue Growth (YoY)	12.4%	2.9%
Forward Rev Growth	6.3%	0.7%
Profitability
Gross Margin (TTM)	0.0%	0.0%
Operating Margin (TTM)	15.9%	18.4%
EBITDA Margin (TTM)	34.0%	26.9%
Net Margin (TTM)	13.7%	17.8%
FCF Margin (TTM)	7.9%	50.4%
Net Income (TTM)	$1.33B	$3.44B
FCF (TTM)	$762M	$9.69B
EPS (TTM)	$4.27	$10.28
ROE (TTM)	9.4%	20.9%
ROA (TTM)	74.0%	2.9%
ROIC (TTM)	4.4%	10.8%
Financial Health
Cash	$0	$0
Debt	$17.79B	$16.43B
Net Cash/Debt	$-17.79B	$-16.43B
Current Ratio (TTM)	0.00x	0.00x
Quick Ratio (TTM)	0.00x	0.00x
Debt/Equity (TTM)	1.15x	0.97x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.18	1.43
52W Performance	-3.8%	2.6%
YTD Performance	-17.9%	-14.0%
% from 52W High	-20.5%	-18.0%
% from 52W Low	4.6%	15.4%
Efficiency & Yields
Asset Turnover (TTM)	0.00x	0.00x
FCF Yield (TTM)	6.7%	40.9%
Earnings Yield (TTM)	11.6%	14.5%
Dividend Yield (TTM)	4.3%	2.2%
Other
Rule of 40	20.2	53.3
EV/GP/RG	N/A	N/A
Ticker research	View ALLY research	View SYF research

Valuation

P/E Ratio

SYF

7.08x

ALLY

8.80x

P/S Ratio

ALLY

1.18x

SYF

1.23x

EV/FCF

SYF

4.14x

ALLY

38.36x

Growth & revenue

Revenue Growth TTM

ALLY

12.4%

SYF

2.9%

Forward Revenue Growth

ALLY

6.3%

SYF

0.7%

Profitability & performance

Gross Margin

ALLY

0.0%

SYF

0.0%

ROE

SYF

20.9%

ALLY

9.4%

FCF Yield %

SYF

40.9%

ALLY

6.7%

52-Week Performance

SYF

2.6%

ALLY

-3.8%

Detailed metrics comparison

ALLY

Ally Financial Inc

SYF

Synchrony Financial

Market Cap

ALLY$11.43B

SYF$23.69B

Enterprise Value

ALLY$29.23B

SYF$40.12B

Price

ALLY$37.59

SYF$72.80

P/E Ratio

ALLY8.80x

SYF7.08x

P/S Ratio

ALLY1.18x

SYF1.23x

EV/Sales

ALLY3.01x

SYF2.08x

EV/EBITDA

ALLY8.63x

SYF7.76x

P/B Ratio

ALLY0.74x

SYF1.38x

P/FCF Ratio

ALLY15.01x

SYF2.44x

EV/FCF

ALLY38.36x

SYF4.14x

PEG Ratio

ALLY0.38x

SYF1.03x

Forward P/E (NTM)

ALLY6.30x

SYF7.55x

Forward P/S (NTM)

ALLY1.19x

SYF1.25x

Revenue (TTM)

ALLY$9.70B

SYF$19.25B

Revenue Growth (YoY)

ALLY12.4%

SYF2.9%

Forward Rev Growth

ALLY6.3%

SYF0.7%

Gross Margin (TTM)

ALLY0.0%

SYF0.0%

Operating Margin (TTM)

ALLY15.9%

SYF18.4%

EBITDA Margin (TTM)

ALLY34.0%

SYF26.9%

Net Margin (TTM)

ALLY13.7%

SYF17.8%

FCF Margin (TTM)

ALLY7.9%

SYF50.4%

Net Income (TTM)

ALLY$1.33B

SYF$3.44B

FCF (TTM)

ALLY$762M

SYF$9.69B

EPS (TTM)

ALLY$4.27

SYF$10.28

ROE (TTM)

ALLY9.4%

SYF20.9%

ROA (TTM)

ALLY74.0%

SYF2.9%

ROIC (TTM)

ALLY4.4%

SYF10.8%

Cash

ALLY$0

SYF$0

Debt

ALLY$17.79B

SYF$16.43B

Net Cash/Debt

ALLY$-17.79B

SYF$-16.43B

Current Ratio (TTM)

ALLY0.00x

SYF0.00x

Quick Ratio (TTM)

ALLY0.00x

SYF0.00x

Debt/Equity (TTM)

ALLY1.15x

SYF0.97x

Debt/Assets (TTM)

ALLY0.0%

SYF0.0%

Interest Coverage (TTM)

ALLYN/A

SYFN/A

Net Debt/EBITDA (TTM)

ALLY0.00x

SYF0.00x

Beta

ALLY1.18

SYF1.43

52W Performance

ALLY-3.8%

SYF2.6%

YTD Performance

ALLY-17.9%

SYF-14.0%

% from 52W High

ALLY-20.5%

SYF-18.0%

% from 52W Low

ALLY4.6%

SYF15.4%

Asset Turnover (TTM)

ALLY0.00x

SYF0.00x

FCF Yield (TTM)

ALLY6.7%

SYF40.9%

Earnings Yield (TTM)

ALLY11.6%

SYF14.5%

Dividend Yield (TTM)

ALLY4.3%

SYF2.2%

Rule of 40

ALLY20.2

SYF53.3

EV/GP/RG

ALLYN/A

SYFN/A

Ticker research

View ALLY research View SYF research

Metric	ALLY Ally Financial Inc	SYF Synchrony Financial
Market & Valuation
Market Cap	$11.43B	$23.69B
Enterprise Value	$29.23B	$40.12B
Price	$37.59	$72.80
P/E Ratio	8.80x	7.08x
P/S Ratio	1.18x	1.23x
EV/Sales	3.01x	2.08x
EV/EBITDA	8.63x	7.76x
P/B Ratio	0.74x	1.38x
P/FCF Ratio	15.01x	2.44x
EV/FCF	38.36x	4.14x
PEG Ratio	0.38x	1.03x
Forward P/E (NTM)	6.30x	7.55x
Forward P/S (NTM)	1.19x	1.25x
Revenue & Growth
Revenue (TTM)	$9.70B	$19.25B
Revenue Growth (YoY)	12.4%	2.9%
Forward Rev Growth	6.3%	0.7%
Profitability
Gross Margin (TTM)	0.0%	0.0%
Operating Margin (TTM)	15.9%	18.4%
EBITDA Margin (TTM)	34.0%	26.9%
Net Margin (TTM)	13.7%	17.8%
FCF Margin (TTM)	7.9%	50.4%
Net Income (TTM)	$1.33B	$3.44B
FCF (TTM)	$762M	$9.69B
EPS (TTM)	$4.27	$10.28
ROE (TTM)	9.4%	20.9%
ROA (TTM)	74.0%	2.9%
ROIC (TTM)	4.4%	10.8%
Financial Health
Cash	$0	$0
Debt	$17.79B	$16.43B
Net Cash/Debt	$-17.79B	$-16.43B
Current Ratio (TTM)	0.00x	0.00x
Quick Ratio (TTM)	0.00x	0.00x
Debt/Equity (TTM)	1.15x	0.97x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.18	1.43
52W Performance	-3.8%	2.6%
YTD Performance	-17.9%	-14.0%
% from 52W High	-20.5%	-18.0%
% from 52W Low	4.6%	15.4%
Efficiency & Yields
Asset Turnover (TTM)	0.00x	0.00x
FCF Yield (TTM)	6.7%	40.9%
Earnings Yield (TTM)	11.6%	14.5%
Dividend Yield (TTM)	4.3%	2.2%
Other
Rule of 40	20.2	53.3
EV/GP/RG	N/A	N/A
Ticker research	View ALLY research	View SYF research