Compare $ATLC vs $ECPG | Chartloom

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$ATLC vs $ECPG

Atlanticus Holdings Corp · Encore Capital Group Inc

ATLC

Atlanticus Holdings Corp

ECPG

Encore Capital Group Inc

Compare $ATLC vs $ECPG

Comparing Atlanticus Holdings Corp and Encore Capital Group Inc

ATLCAtlanticus Holdings Corp

ECPGEncore Capital Group Inc

ATLCAtlanticus Holdings Corp

Market cap

$1.42B

P/E (TTM)

12.41x

Forward P/E (NTM)

8.33x

Forward P/S (NTM)

0.43x

Rev growth (TTM)

79.0%

YTD performance

41.3%

52W performance

69.3%

FCF yield

66.1%

ECPGEncore Capital Group Inc

Market cap

$2.14B

P/E (TTM)

7.54x

Forward P/E (NTM)

7.01x

Forward P/S (NTM)

1.10x

Rev growth (TTM)

29.5%

YTD performance

78.4%

52W performance

133.8%

FCF yield

5.9%

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Relative performance

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ATLC

ECPG

Detailed metrics comparison

ATLC

Atlanticus Holdings Corp

ECPG

Encore Capital Group Inc

Market Cap

ATLC$1.42B

ECPG$2.14B

Enterprise Value

ATLC$7.13B

ECPG$6.14B

Price

ATLC$93.73

ECPG$99.77

P/E Ratio

ATLC12.41x

ECPG7.54x

P/S Ratio

ATLC1.20x

ECPG1.13x

EV/Sales

ATLC6.03x

ECPG3.23x

EV/EBITDA

ATLC32.38x

ECPG8.23x

P/B Ratio

ATLC1.88x

ECPG1.89x

P/FCF Ratio

ATLC1.51x

ECPG17.09x

EV/FCF

ATLC7.62x

ECPG49.03x

PEG Ratio

ATLC0.33x

ECPGN/A

Forward P/E (NTM)

ATLC8.33x

ECPG7.01x

Forward P/S (NTM)

ATLC0.43x

ECPG1.10x

Revenue (TTM)

ATLC$1.18B

ECPG$1.90B

Revenue Growth (YoY)

ATLC79.0%

ECPG29.5%

Forward Rev Growth

ATLC12.9%

ECPG1.3%

Gross Margin (TTM)

ATLC45.6%

ECPG80.0%

Operating Margin (TTM)

ATLC17.2%

ECPG36.0%

EBITDA Margin (TTM)

ATLC18.6%

ECPG39.2%

Net Margin (TTM)

ATLC12.2%

ECPG15.9%

FCF Margin (TTM)

ATLC79.1%

ECPG6.6%

Net Income (TTM)

ATLC$145M

ECPG$302M

FCF (TTM)

ATLC$936M

ECPG$125M

EPS (TTM)

ATLC$7.55

ECPG$13.23

ROE (TTM)

ATLC22.8%

ECPG29.8%

ROA (TTM)

ATLC2.1%

ECPG5.6%

ROIC (TTM)

ATLC2.2%

ECPG6.0%

Cash

ATLC$555M

ECPG$183M

Debt

ATLC$6.27B

ECPG$4.18B

Net Cash/Debt

ATLC$-5.72B

ECPG$-4.00B

Current Ratio (TTM)

ATLC1.27x

ECPG1.29x

Quick Ratio (TTM)

ATLC1.15x

ECPG1.11x

Debt/Equity (TTM)

ATLC8.45x

ECPG3.87x

Debt/Assets (TTM)

ATLC0.0%

ECPG0.0%

Interest Coverage (TTM)

ATLCN/A

ECPGN/A

Net Debt/EBITDA (TTM)

ATLC0.00x

ECPG0.00x

Beta

ATLC1.79

ECPG1.32

52W Performance

ATLC69.3%

ECPG133.8%

YTD Performance

ATLC41.3%

ECPG78.4%

% from 52W High

ATLC-18.0%

ECPG-5.0%

% from 52W Low

ATLC97.3%

ECPG149.7%

Asset Turnover (TTM)

ATLC0.16x

ECPG0.35x

FCF Yield (TTM)

ATLC66.1%

ECPG5.9%

Earnings Yield (TTM)

ATLC10.2%

ECPG14.1%

Dividend Yield (TTM)

ATLC0.7%

ECPGN/A

Rule of 40

ATLC158.2

ECPG36.1

EV/GP/RG

ATLC0.07

ECPG1.89

Ticker research

View ATLC research View ECPG research

Metric	ATLC Atlanticus Holdings Corp	ECPG Encore Capital Group Inc
Market & Valuation
Market Cap	$1.42B	$2.14B
Enterprise Value	$7.13B	$6.14B
Price	$93.73	$99.77
P/E Ratio	12.41x	7.54x
P/S Ratio	1.20x	1.13x
EV/Sales	6.03x	3.23x
EV/EBITDA	32.38x	8.23x
P/B Ratio	1.88x	1.89x
P/FCF Ratio	1.51x	17.09x
EV/FCF	7.62x	49.03x
PEG Ratio	0.33x	N/A
Forward P/E (NTM)	8.33x	7.01x
Forward P/S (NTM)	0.43x	1.10x
Revenue & Growth
Revenue (TTM)	$1.18B	$1.90B
Revenue Growth (YoY)	79.0%	29.5%
Forward Rev Growth	12.9%	1.3%
Profitability
Gross Margin (TTM)	45.6%	80.0%
Operating Margin (TTM)	17.2%	36.0%
EBITDA Margin (TTM)	18.6%	39.2%
Net Margin (TTM)	12.2%	15.9%
FCF Margin (TTM)	79.1%	6.6%
Net Income (TTM)	$145M	$302M
FCF (TTM)	$936M	$125M
EPS (TTM)	$7.55	$13.23
ROE (TTM)	22.8%	29.8%
ROA (TTM)	2.1%	5.6%
ROIC (TTM)	2.2%	6.0%
Financial Health
Cash	$555M	$183M
Debt	$6.27B	$4.18B
Net Cash/Debt	$-5.72B	$-4.00B
Current Ratio (TTM)	1.27x	1.29x
Quick Ratio (TTM)	1.15x	1.11x
Debt/Equity (TTM)	8.45x	3.87x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.79	1.32
52W Performance	69.3%	133.8%
YTD Performance	41.3%	78.4%
% from 52W High	-18.0%	-5.0%
% from 52W Low	97.3%	149.7%
Efficiency & Yields
Asset Turnover (TTM)	0.16x	0.35x
FCF Yield (TTM)	66.1%	5.9%
Earnings Yield (TTM)	10.2%	14.1%
Dividend Yield (TTM)	0.7%	N/A
Other
Rule of 40	158.2	36.1
EV/GP/RG	0.07	1.89
Ticker research	View ATLC research	View ECPG research

Valuation

P/E Ratio

ECPG

7.54x

ATLC

12.41x

P/S Ratio

ECPG

1.13x

ATLC

1.20x

EV/FCF

ATLC

7.62x

ECPG

49.03x

Growth & revenue

Revenue Growth TTM

ATLC

79.0%

ECPG

29.5%

Forward Revenue Growth

ATLC

12.9%

ECPG

1.3%

Profitability & performance

Gross Margin

ECPG

80.0%

ATLC

45.6%

ROE

ECPG

29.8%

ATLC

22.8%

FCF Yield %

ATLC

66.1%

ECPG

5.9%

52-Week Performance

ECPG

133.8%

ATLC

69.3%

Detailed metrics comparison

ATLC

Atlanticus Holdings Corp

ECPG

Encore Capital Group Inc

Market Cap

ATLC$1.42B

ECPG$2.14B

Enterprise Value

ATLC$7.13B

ECPG$6.14B

Price

ATLC$93.73

ECPG$99.77

P/E Ratio

ATLC12.41x

ECPG7.54x

P/S Ratio

ATLC1.20x

ECPG1.13x

EV/Sales

ATLC6.03x

ECPG3.23x

EV/EBITDA

ATLC32.38x

ECPG8.23x

P/B Ratio

ATLC1.88x

ECPG1.89x

P/FCF Ratio

ATLC1.51x

ECPG17.09x

EV/FCF

ATLC7.62x

ECPG49.03x

PEG Ratio

ATLC0.33x

ECPGN/A

Forward P/E (NTM)

ATLC8.33x

ECPG7.01x

Forward P/S (NTM)

ATLC0.43x

ECPG1.10x

Revenue (TTM)

ATLC$1.18B

ECPG$1.90B

Revenue Growth (YoY)

ATLC79.0%

ECPG29.5%

Forward Rev Growth

ATLC12.9%

ECPG1.3%

Gross Margin (TTM)

ATLC45.6%

ECPG80.0%

Operating Margin (TTM)

ATLC17.2%

ECPG36.0%

EBITDA Margin (TTM)

ATLC18.6%

ECPG39.2%

Net Margin (TTM)

ATLC12.2%

ECPG15.9%

FCF Margin (TTM)

ATLC79.1%

ECPG6.6%

Net Income (TTM)

ATLC$145M

ECPG$302M

FCF (TTM)

ATLC$936M

ECPG$125M

EPS (TTM)

ATLC$7.55

ECPG$13.23

ROE (TTM)

ATLC22.8%

ECPG29.8%

ROA (TTM)

ATLC2.1%

ECPG5.6%

ROIC (TTM)

ATLC2.2%

ECPG6.0%

Cash

ATLC$555M

ECPG$183M

Debt

ATLC$6.27B

ECPG$4.18B

Net Cash/Debt

ATLC$-5.72B

ECPG$-4.00B

Current Ratio (TTM)

ATLC1.27x

ECPG1.29x

Quick Ratio (TTM)

ATLC1.15x

ECPG1.11x

Debt/Equity (TTM)

ATLC8.45x

ECPG3.87x

Debt/Assets (TTM)

ATLC0.0%

ECPG0.0%

Interest Coverage (TTM)

ATLCN/A

ECPGN/A

Net Debt/EBITDA (TTM)

ATLC0.00x

ECPG0.00x

Beta

ATLC1.79

ECPG1.32

52W Performance

ATLC69.3%

ECPG133.8%

YTD Performance

ATLC41.3%

ECPG78.4%

% from 52W High

ATLC-18.0%

ECPG-5.0%

% from 52W Low

ATLC97.3%

ECPG149.7%

Asset Turnover (TTM)

ATLC0.16x

ECPG0.35x

FCF Yield (TTM)

ATLC66.1%

ECPG5.9%

Earnings Yield (TTM)

ATLC10.2%

ECPG14.1%

Dividend Yield (TTM)

ATLC0.7%

ECPGN/A

Rule of 40

ATLC158.2

ECPG36.1

EV/GP/RG

ATLC0.07

ECPG1.89

Ticker research

View ATLC research View ECPG research

Metric	ATLC Atlanticus Holdings Corp	ECPG Encore Capital Group Inc
Market & Valuation
Market Cap	$1.42B	$2.14B
Enterprise Value	$7.13B	$6.14B
Price	$93.73	$99.77
P/E Ratio	12.41x	7.54x
P/S Ratio	1.20x	1.13x
EV/Sales	6.03x	3.23x
EV/EBITDA	32.38x	8.23x
P/B Ratio	1.88x	1.89x
P/FCF Ratio	1.51x	17.09x
EV/FCF	7.62x	49.03x
PEG Ratio	0.33x	N/A
Forward P/E (NTM)	8.33x	7.01x
Forward P/S (NTM)	0.43x	1.10x
Revenue & Growth
Revenue (TTM)	$1.18B	$1.90B
Revenue Growth (YoY)	79.0%	29.5%
Forward Rev Growth	12.9%	1.3%
Profitability
Gross Margin (TTM)	45.6%	80.0%
Operating Margin (TTM)	17.2%	36.0%
EBITDA Margin (TTM)	18.6%	39.2%
Net Margin (TTM)	12.2%	15.9%
FCF Margin (TTM)	79.1%	6.6%
Net Income (TTM)	$145M	$302M
FCF (TTM)	$936M	$125M
EPS (TTM)	$7.55	$13.23
ROE (TTM)	22.8%	29.8%
ROA (TTM)	2.1%	5.6%
ROIC (TTM)	2.2%	6.0%
Financial Health
Cash	$555M	$183M
Debt	$6.27B	$4.18B
Net Cash/Debt	$-5.72B	$-4.00B
Current Ratio (TTM)	1.27x	1.29x
Quick Ratio (TTM)	1.15x	1.11x
Debt/Equity (TTM)	8.45x	3.87x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.79	1.32
52W Performance	69.3%	133.8%
YTD Performance	41.3%	78.4%
% from 52W High	-18.0%	-5.0%
% from 52W Low	97.3%	149.7%
Efficiency & Yields
Asset Turnover (TTM)	0.16x	0.35x
FCF Yield (TTM)	66.1%	5.9%
Earnings Yield (TTM)	10.2%	14.1%
Dividend Yield (TTM)	0.7%	N/A
Other
Rule of 40	158.2	36.1
EV/GP/RG	0.07	1.89
Ticker research	View ATLC research	View ECPG research