Compare $ATLC vs $JCAP | Chartloom

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$ATLC vs $JCAP

Atlanticus Holdings Corp · Jefferson Capital Inc

ATLC

Atlanticus Holdings Corp

JCAP

Jefferson Capital Inc

Compare $ATLC vs $JCAP

Comparing Atlanticus Holdings Corp and Jefferson Capital Inc

ATLCAtlanticus Holdings Corp

JCAPJefferson Capital Inc

ATLCAtlanticus Holdings Corp

Market cap

$1.42B

P/E (TTM)

12.41x

Forward P/E (NTM)

8.33x

Forward P/S (NTM)

0.43x

Rev growth (TTM)

79.0%

YTD performance

41.3%

52W performance

69.3%

FCF yield

66.1%

JCAPJefferson Capital Inc

Market cap

$1.10B

P/E (TTM)

7.93x

Forward P/E (NTM)

6.51x

Forward P/S (NTM)

1.50x

Rev growth (TTM)

—

YTD performance

-9.9%

52W performance

10.9%

FCF yield

19.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ATLC

JCAP

Detailed metrics comparison

ATLC

Atlanticus Holdings Corp

JCAP

Jefferson Capital Inc

Market Cap

ATLC$1.42B

JCAP$1.10B

Enterprise Value

ATLC$7.13B

JCAP$2.49B

Price

ATLC$93.73

JCAP$19.93

P/E Ratio

ATLC12.41x

JCAP7.93x

P/S Ratio

ATLC1.20x

JCAP1.67x

EV/Sales

ATLC6.03x

JCAP3.77x

EV/EBITDA

ATLC32.38x

JCAP8.00x

P/B Ratio

ATLC1.88x

JCAP2.32x

P/FCF Ratio

ATLC1.51x

JCAP5.02x

EV/FCF

ATLC7.62x

JCAP11.31x

PEG Ratio

ATLC0.33x

JCAP0.21x

Forward P/E (NTM)

ATLC8.33x

JCAP6.51x

Forward P/S (NTM)

ATLC0.43x

JCAP1.50x

Revenue (TTM)

ATLC$1.18B

JCAP$660M

Revenue Growth (YoY)

ATLC79.0%

JCAPN/A

Forward Rev Growth

ATLC12.9%

JCAP4.4%

Gross Margin (TTM)

ATLC45.6%

JCAP64.9%

Operating Margin (TTM)

ATLC17.2%

JCAP45.8%

EBITDA Margin (TTM)

ATLC18.6%

JCAP47.2%

Net Margin (TTM)

ATLC12.2%

JCAP21.2%

FCF Margin (TTM)

ATLC79.1%

JCAP33.4%

Net Income (TTM)

ATLC$145M

JCAP$140M

FCF (TTM)

ATLC$936M

JCAP$220M

EPS (TTM)

ATLC$7.55

JCAP$2.51

ROE (TTM)

ATLC22.8%

JCAP33.8%

ROA (TTM)

ATLC2.1%

JCAP7.7%

ROIC (TTM)

ATLC2.2%

JCAP8.5%

Cash

ATLC$555M

JCAP$20M

Debt

ATLC$6.27B

JCAP$1.41B

Net Cash/Debt

ATLC$-5.72B

JCAP$-1.39B

Current Ratio (TTM)

ATLC1.27x

JCAP2.87x

Quick Ratio (TTM)

ATLC1.15x

JCAP2.87x

Debt/Equity (TTM)

ATLC8.45x

JCAP2.95x

Debt/Assets (TTM)

ATLC0.0%

JCAP0.0%

Interest Coverage (TTM)

ATLCN/A

JCAPN/A

Net Debt/EBITDA (TTM)

ATLC0.00x

JCAP0.00x

Beta

ATLC1.79

JCAP0.79

52W Performance

ATLC69.3%

JCAP10.9%

YTD Performance

ATLC41.3%

JCAP-9.9%

% from 52W High

ATLC-18.0%

JCAP-18.5%

% from 52W Low

ATLC97.3%

JCAP28.6%

Asset Turnover (TTM)

ATLC0.16x

JCAP0.33x

FCF Yield (TTM)

ATLC66.1%

JCAP19.9%

Earnings Yield (TTM)

ATLC10.2%

JCAP12.6%

Dividend Yield (TTM)

ATLC0.7%

JCAP5.5%

Rule of 40

ATLC158.2

JCAP33.4

EV/GP/RG

ATLC0.07

JCAP0.51

Ticker research

View ATLC research View JCAP research

Metric	ATLC Atlanticus Holdings Corp	JCAP Jefferson Capital Inc
Market & Valuation
Market Cap	$1.42B	$1.10B
Enterprise Value	$7.13B	$2.49B
Price	$93.73	$19.93
P/E Ratio	12.41x	7.93x
P/S Ratio	1.20x	1.67x
EV/Sales	6.03x	3.77x
EV/EBITDA	32.38x	8.00x
P/B Ratio	1.88x	2.32x
P/FCF Ratio	1.51x	5.02x
EV/FCF	7.62x	11.31x
PEG Ratio	0.33x	0.21x
Forward P/E (NTM)	8.33x	6.51x
Forward P/S (NTM)	0.43x	1.50x
Revenue & Growth
Revenue (TTM)	$1.18B	$660M
Revenue Growth (YoY)	79.0%	N/A
Forward Rev Growth	12.9%	4.4%
Profitability
Gross Margin (TTM)	45.6%	64.9%
Operating Margin (TTM)	17.2%	45.8%
EBITDA Margin (TTM)	18.6%	47.2%
Net Margin (TTM)	12.2%	21.2%
FCF Margin (TTM)	79.1%	33.4%
Net Income (TTM)	$145M	$140M
FCF (TTM)	$936M	$220M
EPS (TTM)	$7.55	$2.51
ROE (TTM)	22.8%	33.8%
ROA (TTM)	2.1%	7.7%
ROIC (TTM)	2.2%	8.5%
Financial Health
Cash	$555M	$20M
Debt	$6.27B	$1.41B
Net Cash/Debt	$-5.72B	$-1.39B
Current Ratio (TTM)	1.27x	2.87x
Quick Ratio (TTM)	1.15x	2.87x
Debt/Equity (TTM)	8.45x	2.95x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.79	0.79
52W Performance	69.3%	10.9%
YTD Performance	41.3%	-9.9%
% from 52W High	-18.0%	-18.5%
% from 52W Low	97.3%	28.6%
Efficiency & Yields
Asset Turnover (TTM)	0.16x	0.33x
FCF Yield (TTM)	66.1%	19.9%
Earnings Yield (TTM)	10.2%	12.6%
Dividend Yield (TTM)	0.7%	5.5%
Other
Rule of 40	158.2	33.4
EV/GP/RG	0.07	0.51
Ticker research	View ATLC research	View JCAP research

Valuation

P/E Ratio

JCAP

7.93x

ATLC

12.41x

P/S Ratio

ATLC

1.20x

JCAP

1.67x

EV/FCF

ATLC

7.62x

JCAP

11.31x

Growth & revenue

Revenue Growth TTM

ATLC

79.0%

Forward Revenue Growth

ATLC

12.9%

JCAP

4.4%

Profitability & performance

Gross Margin

JCAP

64.9%

ATLC

45.6%

ROE

JCAP

33.8%

ATLC

22.8%

FCF Yield %

ATLC

66.1%

JCAP

19.9%

52-Week Performance

ATLC

69.3%

JCAP

10.9%

Detailed metrics comparison

ATLC

Atlanticus Holdings Corp

JCAP

Jefferson Capital Inc

Market Cap

ATLC$1.42B

JCAP$1.10B

Enterprise Value

ATLC$7.13B

JCAP$2.49B

Price

ATLC$93.73

JCAP$19.93

P/E Ratio

ATLC12.41x

JCAP7.93x

P/S Ratio

ATLC1.20x

JCAP1.67x

EV/Sales

ATLC6.03x

JCAP3.77x

EV/EBITDA

ATLC32.38x

JCAP8.00x

P/B Ratio

ATLC1.88x

JCAP2.32x

P/FCF Ratio

ATLC1.51x

JCAP5.02x

EV/FCF

ATLC7.62x

JCAP11.31x

PEG Ratio

ATLC0.33x

JCAP0.21x

Forward P/E (NTM)

ATLC8.33x

JCAP6.51x

Forward P/S (NTM)

ATLC0.43x

JCAP1.50x

Revenue (TTM)

ATLC$1.18B

JCAP$660M

Revenue Growth (YoY)

ATLC79.0%

JCAPN/A

Forward Rev Growth

ATLC12.9%

JCAP4.4%

Gross Margin (TTM)

ATLC45.6%

JCAP64.9%

Operating Margin (TTM)

ATLC17.2%

JCAP45.8%

EBITDA Margin (TTM)

ATLC18.6%

JCAP47.2%

Net Margin (TTM)

ATLC12.2%

JCAP21.2%

FCF Margin (TTM)

ATLC79.1%

JCAP33.4%

Net Income (TTM)

ATLC$145M

JCAP$140M

FCF (TTM)

ATLC$936M

JCAP$220M

EPS (TTM)

ATLC$7.55

JCAP$2.51

ROE (TTM)

ATLC22.8%

JCAP33.8%

ROA (TTM)

ATLC2.1%

JCAP7.7%

ROIC (TTM)

ATLC2.2%

JCAP8.5%

Cash

ATLC$555M

JCAP$20M

Debt

ATLC$6.27B

JCAP$1.41B

Net Cash/Debt

ATLC$-5.72B

JCAP$-1.39B

Current Ratio (TTM)

ATLC1.27x

JCAP2.87x

Quick Ratio (TTM)

ATLC1.15x

JCAP2.87x

Debt/Equity (TTM)

ATLC8.45x

JCAP2.95x

Debt/Assets (TTM)

ATLC0.0%

JCAP0.0%

Interest Coverage (TTM)

ATLCN/A

JCAPN/A

Net Debt/EBITDA (TTM)

ATLC0.00x

JCAP0.00x

Beta

ATLC1.79

JCAP0.79

52W Performance

ATLC69.3%

JCAP10.9%

YTD Performance

ATLC41.3%

JCAP-9.9%

% from 52W High

ATLC-18.0%

JCAP-18.5%

% from 52W Low

ATLC97.3%

JCAP28.6%

Asset Turnover (TTM)

ATLC0.16x

JCAP0.33x

FCF Yield (TTM)

ATLC66.1%

JCAP19.9%

Earnings Yield (TTM)

ATLC10.2%

JCAP12.6%

Dividend Yield (TTM)

ATLC0.7%

JCAP5.5%

Rule of 40

ATLC158.2

JCAP33.4

EV/GP/RG

ATLC0.07

JCAP0.51

Ticker research

View ATLC research View JCAP research

Metric	ATLC Atlanticus Holdings Corp	JCAP Jefferson Capital Inc
Market & Valuation
Market Cap	$1.42B	$1.10B
Enterprise Value	$7.13B	$2.49B
Price	$93.73	$19.93
P/E Ratio	12.41x	7.93x
P/S Ratio	1.20x	1.67x
EV/Sales	6.03x	3.77x
EV/EBITDA	32.38x	8.00x
P/B Ratio	1.88x	2.32x
P/FCF Ratio	1.51x	5.02x
EV/FCF	7.62x	11.31x
PEG Ratio	0.33x	0.21x
Forward P/E (NTM)	8.33x	6.51x
Forward P/S (NTM)	0.43x	1.50x
Revenue & Growth
Revenue (TTM)	$1.18B	$660M
Revenue Growth (YoY)	79.0%	N/A
Forward Rev Growth	12.9%	4.4%
Profitability
Gross Margin (TTM)	45.6%	64.9%
Operating Margin (TTM)	17.2%	45.8%
EBITDA Margin (TTM)	18.6%	47.2%
Net Margin (TTM)	12.2%	21.2%
FCF Margin (TTM)	79.1%	33.4%
Net Income (TTM)	$145M	$140M
FCF (TTM)	$936M	$220M
EPS (TTM)	$7.55	$2.51
ROE (TTM)	22.8%	33.8%
ROA (TTM)	2.1%	7.7%
ROIC (TTM)	2.2%	8.5%
Financial Health
Cash	$555M	$20M
Debt	$6.27B	$1.41B
Net Cash/Debt	$-5.72B	$-1.39B
Current Ratio (TTM)	1.27x	2.87x
Quick Ratio (TTM)	1.15x	2.87x
Debt/Equity (TTM)	8.45x	2.95x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.79	0.79
52W Performance	69.3%	10.9%
YTD Performance	41.3%	-9.9%
% from 52W High	-18.0%	-18.5%
% from 52W Low	97.3%	28.6%
Efficiency & Yields
Asset Turnover (TTM)	0.16x	0.33x
FCF Yield (TTM)	66.1%	19.9%
Earnings Yield (TTM)	10.2%	12.6%
Dividend Yield (TTM)	0.7%	5.5%
Other
Rule of 40	158.2	33.4
EV/GP/RG	0.07	0.51
Ticker research	View ATLC research	View JCAP research