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Compare $BFH vs $EZPW | Chartloom

Compare

$BFH vs $EZPW

Bread Financial Holdings Inc · EZCORP Inc

BFH

Bread Financial Holdings Inc

EZPW

EZCORP Inc

Compare $BFH vs $EZPW

Comparing Bread Financial Holdings Inc and EZCORP Inc

BFHBread Financial Holdings Inc

EZPWEZCORP Inc

BFHBread Financial Holdings Inc

Market cap

$3.90B

P/E (TTM)

7.32x

Forward P/E (NTM)

8.05x

Forward P/S (NTM)

0.95x

Rev growth (TTM)

-0.2%

YTD performance

35.0%

52W performance

82.1%

FCF yield

55.6%

EZPWEZCORP Inc

Market cap

$2.01B

P/E (TTM)

17.19x

Forward P/E (NTM)

15.67x

Forward P/S (NTM)

1.10x

Rev growth (TTM)

28.6%

YTD performance

62.7%

52W performance

73.3%

FCF yield

6.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

BFH

EZPW

Detailed metrics comparison

BFH

Bread Financial Holdings Inc

EZPW

EZCORP Inc

Market Cap

BFH$3.90B

EZPW$2.01B

Enterprise Value

BFH$18.24B

EZPW$2.22B

Price

BFH$101.63

EZPW$32.64

P/E Ratio

BFH7.32x

EZPW17.19x

P/S Ratio

BFH0.86x

EZPW1.27x

EV/Sales

BFH4.03x

EZPW1.40x

EV/EBITDA

BFH11.13x

EZPW8.48x

P/B Ratio

BFH1.15x

EZPW1.69x

P/FCF Ratio

BFH1.80x

EZPW14.52x

EV/FCF

BFH8.40x

EZPW16.04x

PEG Ratio

BFH0.07x

EZPW0.27x

Forward P/E (NTM)

BFH8.05x

EZPW15.67x

Forward P/S (NTM)

BFH0.95x

EZPW1.10x

Revenue (TTM)

BFH$4.53B

EZPW$1.58B

Revenue Growth (YoY)

BFH-0.2%

EZPW28.6%

Forward Rev Growth

BFH4.0%

EZPW7.6%

Gross Margin (TTM)

BFH92.9%

EZPW58.6%

Operating Margin (TTM)

BFH15.1%

EZPW13.9%

EBITDA Margin (TTM)

BFH35.6%

EZPW16.3%

Net Margin (TTM)

BFH12.5%

EZPW10.0%

FCF Margin (TTM)

BFH47.9%

EZPW8.7%

Net Income (TTM)

BFH$565M

EZPW$158M

FCF (TTM)

BFH$2.17B

EZPW$138M

EPS (TTM)

BFH$13.88

EZPW$1.90

ROE (TTM)

BFH17.1%

EZPW14.4%

ROA (TTM)

BFH2.5%

EZPW7.7%

ROIC (TTM)

BFH2.7%

EZPW9.8%

Cash

BFH$3.68B

EZPW$311M

Debt

BFH$18.02B

EZPW$521M

Net Cash/Debt

BFH$-14.33B

EZPW$-210M

Current Ratio (TTM)

BFH1.36x

EZPW4.81x

Quick Ratio (TTM)

BFH1.36x

EZPW3.40x

Debt/Equity (TTM)

BFH5.35x

EZPW0.45x

Debt/Assets (TTM)

BFH0.0%

EZPW0.0%

Interest Coverage (TTM)

BFHN/A

EZPWN/A

Net Debt/EBITDA (TTM)

BFH0.00x

EZPW0.00x

Beta

BFH1.30

EZPW0.76

52W Performance

BFH82.1%

EZPW73.3%

YTD Performance

BFH35.0%

EZPW62.7%

% from 52W High

BFH-11.3%

EZPW-12.1%

% from 52W Low

BFH88.8%

EZPW97.8%

Asset Turnover (TTM)

BFH0.20x

EZPW0.77x

FCF Yield (TTM)

BFH55.6%

EZPW6.9%

Earnings Yield (TTM)

BFH14.5%

EZPW7.9%

Dividend Yield (TTM)

BFH1.2%

EZPWN/A

Rule of 40

BFH47.7

EZPW37.3

EV/GP/RG

BFH1.07

EZPW0.15

Ticker research

View BFH research View EZPW research

Metric	BFH Bread Financial Holdings Inc	EZPW EZCORP Inc
Market & Valuation
Market Cap	$3.90B	$2.01B
Enterprise Value	$18.24B	$2.22B
Price	$101.63	$32.64
P/E Ratio	7.32x	17.19x
P/S Ratio	0.86x	1.27x
EV/Sales	4.03x	1.40x
EV/EBITDA	11.13x	8.48x
P/B Ratio	1.15x	1.69x
P/FCF Ratio	1.80x	14.52x
EV/FCF	8.40x	16.04x
PEG Ratio	0.07x	0.27x
Forward P/E (NTM)	8.05x	15.67x
Forward P/S (NTM)	0.95x	1.10x
Revenue & Growth
Revenue (TTM)	$4.53B	$1.58B
Revenue Growth (YoY)	-0.2%	28.6%
Forward Rev Growth	4.0%	7.6%
Profitability
Gross Margin (TTM)	92.9%	58.6%
Operating Margin (TTM)	15.1%	13.9%
EBITDA Margin (TTM)	35.6%	16.3%
Net Margin (TTM)	12.5%	10.0%
FCF Margin (TTM)	47.9%	8.7%
Net Income (TTM)	$565M	$158M
FCF (TTM)	$2.17B	$138M
EPS (TTM)	$13.88	$1.90
ROE (TTM)	17.1%	14.4%
ROA (TTM)	2.5%	7.7%
ROIC (TTM)	2.7%	9.8%
Financial Health
Cash	$3.68B	$311M
Debt	$18.02B	$521M
Net Cash/Debt	$-14.33B	$-210M
Current Ratio (TTM)	1.36x	4.81x
Quick Ratio (TTM)	1.36x	3.40x
Debt/Equity (TTM)	5.35x	0.45x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.30	0.76
52W Performance	82.1%	73.3%
YTD Performance	35.0%	62.7%
% from 52W High	-11.3%	-12.1%
% from 52W Low	88.8%	97.8%
Efficiency & Yields
Asset Turnover (TTM)	0.20x	0.77x
FCF Yield (TTM)	55.6%	6.9%
Earnings Yield (TTM)	14.5%	7.9%
Dividend Yield (TTM)	1.2%	N/A
Other
Rule of 40	47.7	37.3
EV/GP/RG	1.07	0.15
Ticker research	View BFH research	View EZPW research

Valuation

P/E Ratio

BFH

7.32x

EZPW

17.19x

P/S Ratio

BFH

0.86x

EZPW

1.27x

EV/FCF

BFH

8.40x

EZPW

16.04x

Growth & revenue

Revenue Growth TTM

EZPW

28.6%

BFH

-0.2%

Forward Revenue Growth

EZPW

7.6%

BFH

4.0%

Profitability & performance

Gross Margin

BFH

92.9%

EZPW

58.6%

ROE

BFH

17.1%

EZPW

14.4%

FCF Yield %

BFH

55.6%

EZPW

6.9%

52-Week Performance

BFH

82.1%

EZPW

73.3%

Detailed metrics comparison

BFH

Bread Financial Holdings Inc

EZPW

EZCORP Inc

Market Cap

BFH$3.90B

EZPW$2.01B

Enterprise Value

BFH$18.24B

EZPW$2.22B

Price

BFH$101.63

EZPW$32.64

P/E Ratio

BFH7.32x

EZPW17.19x

P/S Ratio

BFH0.86x

EZPW1.27x

EV/Sales

BFH4.03x

EZPW1.40x

EV/EBITDA

BFH11.13x

EZPW8.48x

P/B Ratio

BFH1.15x

EZPW1.69x

P/FCF Ratio

BFH1.80x

EZPW14.52x

EV/FCF

BFH8.40x

EZPW16.04x

PEG Ratio

BFH0.07x

EZPW0.27x

Forward P/E (NTM)

BFH8.05x

EZPW15.67x

Forward P/S (NTM)

BFH0.95x

EZPW1.10x

Revenue (TTM)

BFH$4.53B

EZPW$1.58B

Revenue Growth (YoY)

BFH-0.2%

EZPW28.6%

Forward Rev Growth

BFH4.0%

EZPW7.6%

Gross Margin (TTM)

BFH92.9%

EZPW58.6%

Operating Margin (TTM)

BFH15.1%

EZPW13.9%

EBITDA Margin (TTM)

BFH35.6%

EZPW16.3%

Net Margin (TTM)

BFH12.5%

EZPW10.0%

FCF Margin (TTM)

BFH47.9%

EZPW8.7%

Net Income (TTM)

BFH$565M

EZPW$158M

FCF (TTM)

BFH$2.17B

EZPW$138M

EPS (TTM)

BFH$13.88

EZPW$1.90

ROE (TTM)

BFH17.1%

EZPW14.4%

ROA (TTM)

BFH2.5%

EZPW7.7%

ROIC (TTM)

BFH2.7%

EZPW9.8%

Cash

BFH$3.68B

EZPW$311M

Debt

BFH$18.02B

EZPW$521M

Net Cash/Debt

BFH$-14.33B

EZPW$-210M

Current Ratio (TTM)

BFH1.36x

EZPW4.81x

Quick Ratio (TTM)

BFH1.36x

EZPW3.40x

Debt/Equity (TTM)

BFH5.35x

EZPW0.45x

Debt/Assets (TTM)

BFH0.0%

EZPW0.0%

Interest Coverage (TTM)

BFHN/A

EZPWN/A

Net Debt/EBITDA (TTM)

BFH0.00x

EZPW0.00x

Beta

BFH1.30

EZPW0.76

52W Performance

BFH82.1%

EZPW73.3%

YTD Performance

BFH35.0%

EZPW62.7%

% from 52W High

BFH-11.3%

EZPW-12.1%

% from 52W Low

BFH88.8%

EZPW97.8%

Asset Turnover (TTM)

BFH0.20x

EZPW0.77x

FCF Yield (TTM)

BFH55.6%

EZPW6.9%

Earnings Yield (TTM)

BFH14.5%

EZPW7.9%

Dividend Yield (TTM)

BFH1.2%

EZPWN/A

Rule of 40

BFH47.7

EZPW37.3

EV/GP/RG

BFH1.07

EZPW0.15

Ticker research

View BFH research View EZPW research

Metric	BFH Bread Financial Holdings Inc	EZPW EZCORP Inc
Market & Valuation
Market Cap	$3.90B	$2.01B
Enterprise Value	$18.24B	$2.22B
Price	$101.63	$32.64
P/E Ratio	7.32x	17.19x
P/S Ratio	0.86x	1.27x
EV/Sales	4.03x	1.40x
EV/EBITDA	11.13x	8.48x
P/B Ratio	1.15x	1.69x
P/FCF Ratio	1.80x	14.52x
EV/FCF	8.40x	16.04x
PEG Ratio	0.07x	0.27x
Forward P/E (NTM)	8.05x	15.67x
Forward P/S (NTM)	0.95x	1.10x
Revenue & Growth
Revenue (TTM)	$4.53B	$1.58B
Revenue Growth (YoY)	-0.2%	28.6%
Forward Rev Growth	4.0%	7.6%
Profitability
Gross Margin (TTM)	92.9%	58.6%
Operating Margin (TTM)	15.1%	13.9%
EBITDA Margin (TTM)	35.6%	16.3%
Net Margin (TTM)	12.5%	10.0%
FCF Margin (TTM)	47.9%	8.7%
Net Income (TTM)	$565M	$158M
FCF (TTM)	$2.17B	$138M
EPS (TTM)	$13.88	$1.90
ROE (TTM)	17.1%	14.4%
ROA (TTM)	2.5%	7.7%
ROIC (TTM)	2.7%	9.8%
Financial Health
Cash	$3.68B	$311M
Debt	$18.02B	$521M
Net Cash/Debt	$-14.33B	$-210M
Current Ratio (TTM)	1.36x	4.81x
Quick Ratio (TTM)	1.36x	3.40x
Debt/Equity (TTM)	5.35x	0.45x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.30	0.76
52W Performance	82.1%	73.3%
YTD Performance	35.0%	62.7%
% from 52W High	-11.3%	-12.1%
% from 52W Low	88.8%	97.8%
Efficiency & Yields
Asset Turnover (TTM)	0.20x	0.77x
FCF Yield (TTM)	55.6%	6.9%
Earnings Yield (TTM)	14.5%	7.9%
Dividend Yield (TTM)	1.2%	N/A
Other
Rule of 40	47.7	37.3
EV/GP/RG	1.07	0.15
Ticker research	View BFH research	View EZPW research