Compare $BFH vs $HAPN | Chartloom

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$BFH vs $HAPN

Bread Financial Holdings Inc · Happen Inc

BFH

Bread Financial Holdings Inc

HAPN

Happen Inc

Compare $BFH vs $HAPN

Comparing Bread Financial Holdings Inc and Happen Inc

BFHBread Financial Holdings Inc

HAPNHappen Inc

BFHBread Financial Holdings Inc

Market cap

$3.86B

P/E (TTM)

7.25x

Forward P/E (NTM)

7.96x

Forward P/S (NTM)

0.94x

Rev growth (TTM)

-0.2%

YTD performance

33.6%

52W performance

82.8%

FCF yield

56.2%

HAPNHappen Inc

Market cap

$1.75B

P/E (TTM)

9.10x

Forward P/E (NTM)

7.51x

Forward P/S (NTM)

1.49x

Rev growth (TTM)

18.4%

YTD performance

-18.5%

52W performance

-18.5%

FCF yield

-168.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

BFH

HAPN

Detailed metrics comparison

BFH

Bread Financial Holdings Inc

HAPN

Happen Inc

Market Cap

BFH$3.86B

HAPN$1.75B

Enterprise Value

BFH$18.20B

HAPN$11.65B

Price

BFH$100.58

HAPN$15.17

P/E Ratio

BFH7.25x

HAPN9.10x

P/S Ratio

BFH0.85x

HAPN1.67x

EV/Sales

BFH4.02x

HAPN11.11x

EV/EBITDA

BFH11.10x

HAPN23.70x

P/B Ratio

BFH1.12x

HAPN1.13x

P/FCF Ratio

BFH1.78x

HAPNN/A

EV/FCF

BFH8.39x

HAPN-3.94x

PEG Ratio

BFH0.06x

HAPN0.06x

Forward P/E (NTM)

BFH7.96x

HAPN7.51x

Forward P/S (NTM)

BFH0.94x

HAPN1.49x

Revenue (TTM)

BFH$4.53B

HAPN$1.05B

Revenue Growth (YoY)

BFH-0.2%

HAPN18.4%

Forward Rev Growth

BFH4.0%

HAPN16.8%

Gross Margin (TTM)

BFH92.9%

HAPN25.4%

Operating Margin (TTM)

BFH15.1%

HAPN25.6%

EBITDA Margin (TTM)

BFH35.6%

HAPN30.4%

Net Margin (TTM)

BFH12.5%

HAPN18.7%

FCF Margin (TTM)

BFH47.9%

HAPN-282.2%

Net Income (TTM)

BFH$565M

HAPN$196M

FCF (TTM)

BFH$2.17B

HAPN$-2.96B

EPS (TTM)

BFH$13.88

HAPN$1.67

ROE (TTM)

BFH17.1%

HAPN12.9%

ROA (TTM)

BFH2.5%

HAPN1.7%

ROIC (TTM)

BFH2.7%

HAPN1.7%

Cash

BFH$3.68B

HAPN$913M

Debt

BFH$18.02B

HAPN$10.81B

Net Cash/Debt

BFH$-14.33B

HAPN$-9.89B

Current Ratio (TTM)

BFH1.36x

HAPN0.09x

Quick Ratio (TTM)

BFH1.36x

HAPN0.09x

Debt/Equity (TTM)

BFH5.35x

HAPN6.89x

Debt/Assets (TTM)

BFH0.0%

HAPN0.0%

Interest Coverage (TTM)

BFHN/A

HAPNN/A

Net Debt/EBITDA (TTM)

BFH0.00x

HAPN0.00x

Beta

BFH1.30

HAPN1.74

52W Performance

BFH82.8%

HAPN-18.5%

YTD Performance

BFH33.6%

HAPN-18.5%

% from 52W High

BFH-12.2%

HAPN-28.6%

% from 52W Low

BFH86.8%

HAPN4.2%

Asset Turnover (TTM)

BFH0.20x

HAPN0.07x

FCF Yield (TTM)

BFH56.2%

HAPN-168.9%

Earnings Yield (TTM)

BFH14.6%

HAPN11.2%

Dividend Yield (TTM)

BFH1.2%

HAPNN/A

Rule of 40

BFH47.7

HAPN-263.8

EV/GP/RG

BFH1.07

HAPN2.32

Ticker research

View BFH research View HAPN research

Metric	BFH Bread Financial Holdings Inc	HAPN Happen Inc
Market & Valuation
Market Cap	$3.86B	$1.75B
Enterprise Value	$18.20B	$11.65B
Price	$100.58	$15.17
P/E Ratio	7.25x	9.10x
P/S Ratio	0.85x	1.67x
EV/Sales	4.02x	11.11x
EV/EBITDA	11.10x	23.70x
P/B Ratio	1.12x	1.13x
P/FCF Ratio	1.78x	N/A
EV/FCF	8.39x	-3.94x
PEG Ratio	0.06x	0.06x
Forward P/E (NTM)	7.96x	7.51x
Forward P/S (NTM)	0.94x	1.49x
Revenue & Growth
Revenue (TTM)	$4.53B	$1.05B
Revenue Growth (YoY)	-0.2%	18.4%
Forward Rev Growth	4.0%	16.8%
Profitability
Gross Margin (TTM)	92.9%	25.4%
Operating Margin (TTM)	15.1%	25.6%
EBITDA Margin (TTM)	35.6%	30.4%
Net Margin (TTM)	12.5%	18.7%
FCF Margin (TTM)	47.9%	-282.2%
Net Income (TTM)	$565M	$196M
FCF (TTM)	$2.17B	$-2.96B
EPS (TTM)	$13.88	$1.67
ROE (TTM)	17.1%	12.9%
ROA (TTM)	2.5%	1.7%
ROIC (TTM)	2.7%	1.7%
Financial Health
Cash	$3.68B	$913M
Debt	$18.02B	$10.81B
Net Cash/Debt	$-14.33B	$-9.89B
Current Ratio (TTM)	1.36x	0.09x
Quick Ratio (TTM)	1.36x	0.09x
Debt/Equity (TTM)	5.35x	6.89x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.30	1.74
52W Performance	82.8%	-18.5%
YTD Performance	33.6%	-18.5%
% from 52W High	-12.2%	-28.6%
% from 52W Low	86.8%	4.2%
Efficiency & Yields
Asset Turnover (TTM)	0.20x	0.07x
FCF Yield (TTM)	56.2%	-168.9%
Earnings Yield (TTM)	14.6%	11.2%
Dividend Yield (TTM)	1.2%	N/A
Other
Rule of 40	47.7	-263.8
EV/GP/RG	1.07	2.32
Ticker research	View BFH research	View HAPN research

Valuation

P/E Ratio

BFH

7.25x

HAPN

9.10x

P/S Ratio

BFH

0.85x

HAPN

1.67x

EV/FCF

HAPN

-3.94x

BFH

8.39x

Growth & revenue

Revenue Growth TTM

HAPN

18.4%

BFH

-0.2%

Forward Revenue Growth

HAPN

16.8%

BFH

4.0%

Profitability & performance

Gross Margin

BFH

92.9%

HAPN

25.4%

ROE

BFH

17.1%

HAPN

12.9%

FCF Yield %

BFH

56.2%

HAPN

-168.9%

52-Week Performance

BFH

82.8%

HAPN

-18.5%

Detailed metrics comparison

BFH

Bread Financial Holdings Inc

HAPN

Happen Inc

Market Cap

BFH$3.86B

HAPN$1.75B

Enterprise Value

BFH$18.20B

HAPN$11.65B

Price

BFH$100.58

HAPN$15.17

P/E Ratio

BFH7.25x

HAPN9.10x

P/S Ratio

BFH0.85x

HAPN1.67x

EV/Sales

BFH4.02x

HAPN11.11x

EV/EBITDA

BFH11.10x

HAPN23.70x

P/B Ratio

BFH1.12x

HAPN1.13x

P/FCF Ratio

BFH1.78x

HAPNN/A

EV/FCF

BFH8.39x

HAPN-3.94x

PEG Ratio

BFH0.06x

HAPN0.06x

Forward P/E (NTM)

BFH7.96x

HAPN7.51x

Forward P/S (NTM)

BFH0.94x

HAPN1.49x

Revenue (TTM)

BFH$4.53B

HAPN$1.05B

Revenue Growth (YoY)

BFH-0.2%

HAPN18.4%

Forward Rev Growth

BFH4.0%

HAPN16.8%

Gross Margin (TTM)

BFH92.9%

HAPN25.4%

Operating Margin (TTM)

BFH15.1%

HAPN25.6%

EBITDA Margin (TTM)

BFH35.6%

HAPN30.4%

Net Margin (TTM)

BFH12.5%

HAPN18.7%

FCF Margin (TTM)

BFH47.9%

HAPN-282.2%

Net Income (TTM)

BFH$565M

HAPN$196M

FCF (TTM)

BFH$2.17B

HAPN$-2.96B

EPS (TTM)

BFH$13.88

HAPN$1.67

ROE (TTM)

BFH17.1%

HAPN12.9%

ROA (TTM)

BFH2.5%

HAPN1.7%

ROIC (TTM)

BFH2.7%

HAPN1.7%

Cash

BFH$3.68B

HAPN$913M

Debt

BFH$18.02B

HAPN$10.81B

Net Cash/Debt

BFH$-14.33B

HAPN$-9.89B

Current Ratio (TTM)

BFH1.36x

HAPN0.09x

Quick Ratio (TTM)

BFH1.36x

HAPN0.09x

Debt/Equity (TTM)

BFH5.35x

HAPN6.89x

Debt/Assets (TTM)

BFH0.0%

HAPN0.0%

Interest Coverage (TTM)

BFHN/A

HAPNN/A

Net Debt/EBITDA (TTM)

BFH0.00x

HAPN0.00x

Beta

BFH1.30

HAPN1.74

52W Performance

BFH82.8%

HAPN-18.5%

YTD Performance

BFH33.6%

HAPN-18.5%

% from 52W High

BFH-12.2%

HAPN-28.6%

% from 52W Low

BFH86.8%

HAPN4.2%

Asset Turnover (TTM)

BFH0.20x

HAPN0.07x

FCF Yield (TTM)

BFH56.2%

HAPN-168.9%

Earnings Yield (TTM)

BFH14.6%

HAPN11.2%

Dividend Yield (TTM)

BFH1.2%

HAPNN/A

Rule of 40

BFH47.7

HAPN-263.8

EV/GP/RG

BFH1.07

HAPN2.32

Ticker research

View BFH research View HAPN research

Metric	BFH Bread Financial Holdings Inc	HAPN Happen Inc
Market & Valuation
Market Cap	$3.86B	$1.75B
Enterprise Value	$18.20B	$11.65B
Price	$100.58	$15.17
P/E Ratio	7.25x	9.10x
P/S Ratio	0.85x	1.67x
EV/Sales	4.02x	11.11x
EV/EBITDA	11.10x	23.70x
P/B Ratio	1.12x	1.13x
P/FCF Ratio	1.78x	N/A
EV/FCF	8.39x	-3.94x
PEG Ratio	0.06x	0.06x
Forward P/E (NTM)	7.96x	7.51x
Forward P/S (NTM)	0.94x	1.49x
Revenue & Growth
Revenue (TTM)	$4.53B	$1.05B
Revenue Growth (YoY)	-0.2%	18.4%
Forward Rev Growth	4.0%	16.8%
Profitability
Gross Margin (TTM)	92.9%	25.4%
Operating Margin (TTM)	15.1%	25.6%
EBITDA Margin (TTM)	35.6%	30.4%
Net Margin (TTM)	12.5%	18.7%
FCF Margin (TTM)	47.9%	-282.2%
Net Income (TTM)	$565M	$196M
FCF (TTM)	$2.17B	$-2.96B
EPS (TTM)	$13.88	$1.67
ROE (TTM)	17.1%	12.9%
ROA (TTM)	2.5%	1.7%
ROIC (TTM)	2.7%	1.7%
Financial Health
Cash	$3.68B	$913M
Debt	$18.02B	$10.81B
Net Cash/Debt	$-14.33B	$-9.89B
Current Ratio (TTM)	1.36x	0.09x
Quick Ratio (TTM)	1.36x	0.09x
Debt/Equity (TTM)	5.35x	6.89x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.30	1.74
52W Performance	82.8%	-18.5%
YTD Performance	33.6%	-18.5%
% from 52W High	-12.2%	-28.6%
% from 52W Low	86.8%	4.2%
Efficiency & Yields
Asset Turnover (TTM)	0.20x	0.07x
FCF Yield (TTM)	56.2%	-168.9%
Earnings Yield (TTM)	14.6%	11.2%
Dividend Yield (TTM)	1.2%	N/A
Other
Rule of 40	47.7	-263.8
EV/GP/RG	1.07	2.32
Ticker research	View BFH research	View HAPN research