Compare $CACC vs $FCFS | Chartloom

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$CACC vs $FCFS

Credit Acceptance Corp · Firstcash Holdings Inc

CACC

Credit Acceptance Corp

FCFS

Firstcash Holdings Inc

Compare $CACC vs $FCFS

Comparing Credit Acceptance Corp and Firstcash Holdings Inc

CACCCredit Acceptance Corp

FCFSFirstcash Holdings Inc

CACCCredit Acceptance Corp

Market cap

$5.73B

P/E (TTM)

11.71x

Forward P/E (NTM)

10.43x

Forward P/S (NTM)

2.31x

Rev growth (TTM)

2.6%

YTD performance

20.6%

52W performance

6.7%

FCF yield

21.3%

FCFSFirstcash Holdings Inc

Market cap

$9.27B

P/E (TTM)

24.24x

Forward P/E (NTM)

17.48x

Forward P/S (NTM)

2.02x

Rev growth (TTM)

21.6%

YTD performance

36.3%

52W performance

37.1%

FCF yield

5.7%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

CACC

FCFS

Detailed metrics comparison

CACC

Credit Acceptance Corp

FCFS

Firstcash Holdings Inc

Market Cap

CACC$5.73B

FCFS$9.27B

Enterprise Value

CACC$12.01B

FCFS$11.44B

Price

CACC$547.60

FCFS$213.70

P/E Ratio

CACC11.71x

FCFS24.24x

P/S Ratio

CACC2.46x

FCFS2.25x

EV/Sales

CACC5.16x

FCFS2.78x

EV/EBITDA

CACC10.26x

FCFS14.20x

P/B Ratio

CACC3.45x

FCFS3.93x

P/FCF Ratio

CACC4.69x

FCFS17.42x

EV/FCF

CACC9.84x

FCFS21.51x

PEG Ratio

CACC0.36x

FCFS0.68x

Forward P/E (NTM)

CACC10.43x

FCFS17.48x

Forward P/S (NTM)

CACC2.31x

FCFS2.02x

Revenue (TTM)

CACC$2.33B

FCFS$4.12B

Revenue Growth (YoY)

CACC2.6%

FCFS21.6%

Forward Rev Growth

CACC6.7%

FCFS9.5%

Gross Margin (TTM)

CACC0.0%

FCFS50.5%

Operating Margin (TTM)

CACC47.0%

FCFS16.1%

EBITDA Margin (TTM)

CACC50.2%

FCFS19.6%

Net Margin (TTM)

CACC21.5%

FCFS9.4%

FCF Margin (TTM)

CACC52.4%

FCFS12.9%

Net Income (TTM)

CACC$502M

FCFS$388M

FCF (TTM)

CACC$1.22B

FCFS$532M

EPS (TTM)

CACC$46.75

FCFS$8.81

ROE (TTM)

CACC32.4%

FCFS17.1%

ROA (TTM)

CACC5.8%

FCFS7.3%

ROIC (TTM)

CACC6.3%

FCFS8.6%

Cash

CACC$1M

FCFS$172M

Debt

CACC$6.29B

FCFS$2.35B

Net Cash/Debt

CACC$-6.28B

FCFS$-2.17B

Current Ratio (TTM)

CACC0.01x

FCFS4.89x

Quick Ratio (TTM)

CACC0.01x

FCFS3.40x

Debt/Equity (TTM)

CACC3.96x

FCFS1.01x

Debt/Assets (TTM)

CACC0.0%

FCFS0.0%

Interest Coverage (TTM)

CACCN/A

FCFSN/A

Net Debt/EBITDA (TTM)

CACC0.00x

FCFS0.00x

Beta

CACC1.45

FCFS0.53

52W Performance

CACC6.7%

FCFS37.1%

YTD Performance

CACC20.6%

FCFS36.3%

% from 52W High

CACC-18.1%

FCFS-10.6%

% from 52W Low

CACC36.3%

FCFS45.6%

Asset Turnover (TTM)

CACC0.27x

FCFS0.77x

FCF Yield (TTM)

CACC21.3%

FCFS5.7%

Earnings Yield (TTM)

CACC8.8%

FCFS4.2%

Dividend Yield (TTM)

CACCN/A

FCFS0.8%

Rule of 40

CACC55.0

FCFS34.5

EV/GP/RG

CACCN/A

FCFS0.48

Ticker research

View CACC research View FCFS research

Metric	CACC Credit Acceptance Corp	FCFS Firstcash Holdings Inc
Market & Valuation
Market Cap	$5.73B	$9.27B
Enterprise Value	$12.01B	$11.44B
Price	$547.60	$213.70
P/E Ratio	11.71x	24.24x
P/S Ratio	2.46x	2.25x
EV/Sales	5.16x	2.78x
EV/EBITDA	10.26x	14.20x
P/B Ratio	3.45x	3.93x
P/FCF Ratio	4.69x	17.42x
EV/FCF	9.84x	21.51x
PEG Ratio	0.36x	0.68x
Forward P/E (NTM)	10.43x	17.48x
Forward P/S (NTM)	2.31x	2.02x
Revenue & Growth
Revenue (TTM)	$2.33B	$4.12B
Revenue Growth (YoY)	2.6%	21.6%
Forward Rev Growth	6.7%	9.5%
Profitability
Gross Margin (TTM)	0.0%	50.5%
Operating Margin (TTM)	47.0%	16.1%
EBITDA Margin (TTM)	50.2%	19.6%
Net Margin (TTM)	21.5%	9.4%
FCF Margin (TTM)	52.4%	12.9%
Net Income (TTM)	$502M	$388M
FCF (TTM)	$1.22B	$532M
EPS (TTM)	$46.75	$8.81
ROE (TTM)	32.4%	17.1%
ROA (TTM)	5.8%	7.3%
ROIC (TTM)	6.3%	8.6%
Financial Health
Cash	$1M	$172M
Debt	$6.29B	$2.35B
Net Cash/Debt	$-6.28B	$-2.17B
Current Ratio (TTM)	0.01x	4.89x
Quick Ratio (TTM)	0.01x	3.40x
Debt/Equity (TTM)	3.96x	1.01x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.45	0.53
52W Performance	6.7%	37.1%
YTD Performance	20.6%	36.3%
% from 52W High	-18.1%	-10.6%
% from 52W Low	36.3%	45.6%
Efficiency & Yields
Asset Turnover (TTM)	0.27x	0.77x
FCF Yield (TTM)	21.3%	5.7%
Earnings Yield (TTM)	8.8%	4.2%
Dividend Yield (TTM)	N/A	0.8%
Other
Rule of 40	55.0	34.5
EV/GP/RG	N/A	0.48
Ticker research	View CACC research	View FCFS research

Valuation

P/E Ratio

CACC

11.71x

FCFS

24.24x

P/S Ratio

FCFS

2.25x

CACC

2.46x

EV/FCF

CACC

9.84x

FCFS

21.51x

Growth & revenue

Revenue Growth TTM

FCFS

21.6%

CACC

2.6%

Forward Revenue Growth

FCFS

9.5%

CACC

6.7%

Profitability & performance

Gross Margin

FCFS

50.5%

CACC

0.0%

ROE

CACC

32.4%

FCFS

17.1%

FCF Yield %

CACC

21.3%

FCFS

5.7%

52-Week Performance

FCFS

37.1%

CACC

6.7%

Detailed metrics comparison

CACC

Credit Acceptance Corp

FCFS

Firstcash Holdings Inc

Market Cap

CACC$5.73B

FCFS$9.27B

Enterprise Value

CACC$12.01B

FCFS$11.44B

Price

CACC$547.60

FCFS$213.70

P/E Ratio

CACC11.71x

FCFS24.24x

P/S Ratio

CACC2.46x

FCFS2.25x

EV/Sales

CACC5.16x

FCFS2.78x

EV/EBITDA

CACC10.26x

FCFS14.20x

P/B Ratio

CACC3.45x

FCFS3.93x

P/FCF Ratio

CACC4.69x

FCFS17.42x

EV/FCF

CACC9.84x

FCFS21.51x

PEG Ratio

CACC0.36x

FCFS0.68x

Forward P/E (NTM)

CACC10.43x

FCFS17.48x

Forward P/S (NTM)

CACC2.31x

FCFS2.02x

Revenue (TTM)

CACC$2.33B

FCFS$4.12B

Revenue Growth (YoY)

CACC2.6%

FCFS21.6%

Forward Rev Growth

CACC6.7%

FCFS9.5%

Gross Margin (TTM)

CACC0.0%

FCFS50.5%

Operating Margin (TTM)

CACC47.0%

FCFS16.1%

EBITDA Margin (TTM)

CACC50.2%

FCFS19.6%

Net Margin (TTM)

CACC21.5%

FCFS9.4%

FCF Margin (TTM)

CACC52.4%

FCFS12.9%

Net Income (TTM)

CACC$502M

FCFS$388M

FCF (TTM)

CACC$1.22B

FCFS$532M

EPS (TTM)

CACC$46.75

FCFS$8.81

ROE (TTM)

CACC32.4%

FCFS17.1%

ROA (TTM)

CACC5.8%

FCFS7.3%

ROIC (TTM)

CACC6.3%

FCFS8.6%

Cash

CACC$1M

FCFS$172M

Debt

CACC$6.29B

FCFS$2.35B

Net Cash/Debt

CACC$-6.28B

FCFS$-2.17B

Current Ratio (TTM)

CACC0.01x

FCFS4.89x

Quick Ratio (TTM)

CACC0.01x

FCFS3.40x

Debt/Equity (TTM)

CACC3.96x

FCFS1.01x

Debt/Assets (TTM)

CACC0.0%

FCFS0.0%

Interest Coverage (TTM)

CACCN/A

FCFSN/A

Net Debt/EBITDA (TTM)

CACC0.00x

FCFS0.00x

Beta

CACC1.45

FCFS0.53

52W Performance

CACC6.7%

FCFS37.1%

YTD Performance

CACC20.6%

FCFS36.3%

% from 52W High

CACC-18.1%

FCFS-10.6%

% from 52W Low

CACC36.3%

FCFS45.6%

Asset Turnover (TTM)

CACC0.27x

FCFS0.77x

FCF Yield (TTM)

CACC21.3%

FCFS5.7%

Earnings Yield (TTM)

CACC8.8%

FCFS4.2%

Dividend Yield (TTM)

CACCN/A

FCFS0.8%

Rule of 40

CACC55.0

FCFS34.5

EV/GP/RG

CACCN/A

FCFS0.48

Ticker research

View CACC research View FCFS research

Metric	CACC Credit Acceptance Corp	FCFS Firstcash Holdings Inc
Market & Valuation
Market Cap	$5.73B	$9.27B
Enterprise Value	$12.01B	$11.44B
Price	$547.60	$213.70
P/E Ratio	11.71x	24.24x
P/S Ratio	2.46x	2.25x
EV/Sales	5.16x	2.78x
EV/EBITDA	10.26x	14.20x
P/B Ratio	3.45x	3.93x
P/FCF Ratio	4.69x	17.42x
EV/FCF	9.84x	21.51x
PEG Ratio	0.36x	0.68x
Forward P/E (NTM)	10.43x	17.48x
Forward P/S (NTM)	2.31x	2.02x
Revenue & Growth
Revenue (TTM)	$2.33B	$4.12B
Revenue Growth (YoY)	2.6%	21.6%
Forward Rev Growth	6.7%	9.5%
Profitability
Gross Margin (TTM)	0.0%	50.5%
Operating Margin (TTM)	47.0%	16.1%
EBITDA Margin (TTM)	50.2%	19.6%
Net Margin (TTM)	21.5%	9.4%
FCF Margin (TTM)	52.4%	12.9%
Net Income (TTM)	$502M	$388M
FCF (TTM)	$1.22B	$532M
EPS (TTM)	$46.75	$8.81
ROE (TTM)	32.4%	17.1%
ROA (TTM)	5.8%	7.3%
ROIC (TTM)	6.3%	8.6%
Financial Health
Cash	$1M	$172M
Debt	$6.29B	$2.35B
Net Cash/Debt	$-6.28B	$-2.17B
Current Ratio (TTM)	0.01x	4.89x
Quick Ratio (TTM)	0.01x	3.40x
Debt/Equity (TTM)	3.96x	1.01x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.45	0.53
52W Performance	6.7%	37.1%
YTD Performance	20.6%	36.3%
% from 52W High	-18.1%	-10.6%
% from 52W Low	36.3%	45.6%
Efficiency & Yields
Asset Turnover (TTM)	0.27x	0.77x
FCF Yield (TTM)	21.3%	5.7%
Earnings Yield (TTM)	8.8%	4.2%
Dividend Yield (TTM)	N/A	0.8%
Other
Rule of 40	55.0	34.5
EV/GP/RG	N/A	0.48
Ticker research	View CACC research	View FCFS research