Compare $CACC vs $SOFI | Chartloom

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$CACC vs $SOFI

Credit Acceptance Corp · SoFi Technologies Inc

CACC

Credit Acceptance Corp

SOFI

SoFi Technologies Inc

Compare $CACC vs $SOFI

Comparing Credit Acceptance Corp and SoFi Technologies Inc

CACCCredit Acceptance Corp

SOFISoFi Technologies Inc

CACCCredit Acceptance Corp

Market cap

$5.73B

P/E (TTM)

11.71x

Forward P/E (NTM)

10.43x

Forward P/S (NTM)

2.31x

Rev growth (TTM)

2.6%

YTD performance

20.6%

52W performance

6.7%

FCF yield

21.3%

SOFISoFi Technologies Inc

Market cap

$20.39B

P/E (TTM)

33.57x

Forward P/E (NTM)

21.26x

Forward P/S (NTM)

3.70x

Rev growth (TTM)

49.1%

YTD performance

-42.5%

52W performance

-43.6%

FCF yield

-43.2%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

CACC

SOFI

Detailed metrics comparison

CACC

Credit Acceptance Corp

SOFI

SoFi Technologies Inc

Market Cap

CACC$5.73B

SOFI$20.39B

Enterprise Value

CACC$12.01B

SOFI$23.69B

Price

CACC$547.60

SOFI$15.80

P/E Ratio

CACC11.71x

SOFI33.57x

P/S Ratio

CACC2.46x

SOFI4.47x

EV/Sales

CACC5.16x

SOFI5.20x

EV/EBITDA

CACC10.26x

SOFI23.67x

P/B Ratio

CACC3.45x

SOFI1.84x

P/FCF Ratio

CACC4.69x

SOFIN/A

EV/FCF

CACC9.84x

SOFI-2.69x

PEG Ratio

CACC0.36x

SOFI0.93x

Forward P/E (NTM)

CACC10.43x

SOFI21.26x

Forward P/S (NTM)

CACC2.31x

SOFI3.70x

Revenue (TTM)

CACC$2.33B

SOFI$4.56B

Revenue Growth (YoY)

CACC2.6%

SOFI49.1%

Forward Rev Growth

CACC6.7%

SOFI23.8%

Gross Margin (TTM)

CACC0.0%

SOFI0.0%

Operating Margin (TTM)

CACC47.0%

SOFI0.0%

EBITDA Margin (TTM)

CACC50.2%

SOFI21.9%

Net Margin (TTM)

CACC21.5%

SOFI14.0%

FCF Margin (TTM)

CACC52.4%

SOFI-193.0%

Net Income (TTM)

CACC$502M

SOFI$636M

FCF (TTM)

CACC$1.22B

SOFI$-8.80B

EPS (TTM)

CACC$46.75

SOFI$0.47

ROE (TTM)

CACC32.4%

SOFI6.2%

ROA (TTM)

CACC5.8%

SOFI1.2%

ROIC (TTM)

CACC6.3%

SOFI5.0%

Cash

CACC$1M

SOFI$0

Debt

CACC$6.29B

SOFI$3.30B

Net Cash/Debt

CACC$-6.28B

SOFI$-3.30B

Current Ratio (TTM)

CACC0.01x

SOFI0.00x

Quick Ratio (TTM)

CACC0.01x

SOFI0.00x

Debt/Equity (TTM)

CACC3.96x

SOFI0.30x

Debt/Assets (TTM)

CACC0.0%

SOFI0.0%

Interest Coverage (TTM)

CACCN/A

SOFIN/A

Net Debt/EBITDA (TTM)

CACC0.00x

SOFI0.00x

Beta

CACC1.45

SOFI2.29

52W Performance

CACC6.7%

SOFI-43.6%

YTD Performance

CACC20.6%

SOFI-42.5%

% from 52W High

CACC-18.1%

SOFI-51.7%

% from 52W Low

CACC36.3%

SOFI6.2%

Asset Turnover (TTM)

CACC0.27x

SOFI0.00x

FCF Yield (TTM)

CACC21.3%

SOFI-43.2%

Earnings Yield (TTM)

CACC8.8%

SOFI3.1%

Dividend Yield (TTM)

CACCN/A

SOFIN/A

Rule of 40

CACC55.0

SOFI-143.9

EV/GP/RG

CACCN/A

SOFIN/A

Ticker research

View CACC research View SOFI research

Metric	CACC Credit Acceptance Corp	SOFI SoFi Technologies Inc
Market & Valuation
Market Cap	$5.73B	$20.39B
Enterprise Value	$12.01B	$23.69B
Price	$547.60	$15.80
P/E Ratio	11.71x	33.57x
P/S Ratio	2.46x	4.47x
EV/Sales	5.16x	5.20x
EV/EBITDA	10.26x	23.67x
P/B Ratio	3.45x	1.84x
P/FCF Ratio	4.69x	N/A
EV/FCF	9.84x	-2.69x
PEG Ratio	0.36x	0.93x
Forward P/E (NTM)	10.43x	21.26x
Forward P/S (NTM)	2.31x	3.70x
Revenue & Growth
Revenue (TTM)	$2.33B	$4.56B
Revenue Growth (YoY)	2.6%	49.1%
Forward Rev Growth	6.7%	23.8%
Profitability
Gross Margin (TTM)	0.0%	0.0%
Operating Margin (TTM)	47.0%	0.0%
EBITDA Margin (TTM)	50.2%	21.9%
Net Margin (TTM)	21.5%	14.0%
FCF Margin (TTM)	52.4%	-193.0%
Net Income (TTM)	$502M	$636M
FCF (TTM)	$1.22B	$-8.80B
EPS (TTM)	$46.75	$0.47
ROE (TTM)	32.4%	6.2%
ROA (TTM)	5.8%	1.2%
ROIC (TTM)	6.3%	5.0%
Financial Health
Cash	$1M	$0
Debt	$6.29B	$3.30B
Net Cash/Debt	$-6.28B	$-3.30B
Current Ratio (TTM)	0.01x	0.00x
Quick Ratio (TTM)	0.01x	0.00x
Debt/Equity (TTM)	3.96x	0.30x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.45	2.29
52W Performance	6.7%	-43.6%
YTD Performance	20.6%	-42.5%
% from 52W High	-18.1%	-51.7%
% from 52W Low	36.3%	6.2%
Efficiency & Yields
Asset Turnover (TTM)	0.27x	0.00x
FCF Yield (TTM)	21.3%	-43.2%
Earnings Yield (TTM)	8.8%	3.1%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	55.0	-143.9
EV/GP/RG	N/A	N/A
Ticker research	View CACC research	View SOFI research

Valuation

P/E Ratio

CACC

11.71x

SOFI

33.57x

P/S Ratio

CACC

2.46x

SOFI

4.47x

EV/FCF

SOFI

-2.69x

CACC

9.84x

Growth & revenue

Revenue Growth TTM

SOFI

49.1%

CACC

2.6%

Forward Revenue Growth

SOFI

23.8%

CACC

6.7%

Profitability & performance

Gross Margin

CACC

0.0%

SOFI

0.0%

ROE

CACC

32.4%

SOFI

6.2%

FCF Yield %

CACC

21.3%

SOFI

-43.2%

52-Week Performance

CACC

6.7%

SOFI

-43.6%

Detailed metrics comparison

CACC

Credit Acceptance Corp

SOFI

SoFi Technologies Inc

Market Cap

CACC$5.73B

SOFI$20.39B

Enterprise Value

CACC$12.01B

SOFI$23.69B

Price

CACC$547.60

SOFI$15.80

P/E Ratio

CACC11.71x

SOFI33.57x

P/S Ratio

CACC2.46x

SOFI4.47x

EV/Sales

CACC5.16x

SOFI5.20x

EV/EBITDA

CACC10.26x

SOFI23.67x

P/B Ratio

CACC3.45x

SOFI1.84x

P/FCF Ratio

CACC4.69x

SOFIN/A

EV/FCF

CACC9.84x

SOFI-2.69x

PEG Ratio

CACC0.36x

SOFI0.93x

Forward P/E (NTM)

CACC10.43x

SOFI21.26x

Forward P/S (NTM)

CACC2.31x

SOFI3.70x

Revenue (TTM)

CACC$2.33B

SOFI$4.56B

Revenue Growth (YoY)

CACC2.6%

SOFI49.1%

Forward Rev Growth

CACC6.7%

SOFI23.8%

Gross Margin (TTM)

CACC0.0%

SOFI0.0%

Operating Margin (TTM)

CACC47.0%

SOFI0.0%

EBITDA Margin (TTM)

CACC50.2%

SOFI21.9%

Net Margin (TTM)

CACC21.5%

SOFI14.0%

FCF Margin (TTM)

CACC52.4%

SOFI-193.0%

Net Income (TTM)

CACC$502M

SOFI$636M

FCF (TTM)

CACC$1.22B

SOFI$-8.80B

EPS (TTM)

CACC$46.75

SOFI$0.47

ROE (TTM)

CACC32.4%

SOFI6.2%

ROA (TTM)

CACC5.8%

SOFI1.2%

ROIC (TTM)

CACC6.3%

SOFI5.0%

Cash

CACC$1M

SOFI$0

Debt

CACC$6.29B

SOFI$3.30B

Net Cash/Debt

CACC$-6.28B

SOFI$-3.30B

Current Ratio (TTM)

CACC0.01x

SOFI0.00x

Quick Ratio (TTM)

CACC0.01x

SOFI0.00x

Debt/Equity (TTM)

CACC3.96x

SOFI0.30x

Debt/Assets (TTM)

CACC0.0%

SOFI0.0%

Interest Coverage (TTM)

CACCN/A

SOFIN/A

Net Debt/EBITDA (TTM)

CACC0.00x

SOFI0.00x

Beta

CACC1.45

SOFI2.29

52W Performance

CACC6.7%

SOFI-43.6%

YTD Performance

CACC20.6%

SOFI-42.5%

% from 52W High

CACC-18.1%

SOFI-51.7%

% from 52W Low

CACC36.3%

SOFI6.2%

Asset Turnover (TTM)

CACC0.27x

SOFI0.00x

FCF Yield (TTM)

CACC21.3%

SOFI-43.2%

Earnings Yield (TTM)

CACC8.8%

SOFI3.1%

Dividend Yield (TTM)

CACCN/A

SOFIN/A

Rule of 40

CACC55.0

SOFI-143.9

EV/GP/RG

CACCN/A

SOFIN/A

Ticker research

View CACC research View SOFI research

Metric	CACC Credit Acceptance Corp	SOFI SoFi Technologies Inc
Market & Valuation
Market Cap	$5.73B	$20.39B
Enterprise Value	$12.01B	$23.69B
Price	$547.60	$15.80
P/E Ratio	11.71x	33.57x
P/S Ratio	2.46x	4.47x
EV/Sales	5.16x	5.20x
EV/EBITDA	10.26x	23.67x
P/B Ratio	3.45x	1.84x
P/FCF Ratio	4.69x	N/A
EV/FCF	9.84x	-2.69x
PEG Ratio	0.36x	0.93x
Forward P/E (NTM)	10.43x	21.26x
Forward P/S (NTM)	2.31x	3.70x
Revenue & Growth
Revenue (TTM)	$2.33B	$4.56B
Revenue Growth (YoY)	2.6%	49.1%
Forward Rev Growth	6.7%	23.8%
Profitability
Gross Margin (TTM)	0.0%	0.0%
Operating Margin (TTM)	47.0%	0.0%
EBITDA Margin (TTM)	50.2%	21.9%
Net Margin (TTM)	21.5%	14.0%
FCF Margin (TTM)	52.4%	-193.0%
Net Income (TTM)	$502M	$636M
FCF (TTM)	$1.22B	$-8.80B
EPS (TTM)	$46.75	$0.47
ROE (TTM)	32.4%	6.2%
ROA (TTM)	5.8%	1.2%
ROIC (TTM)	6.3%	5.0%
Financial Health
Cash	$1M	$0
Debt	$6.29B	$3.30B
Net Cash/Debt	$-6.28B	$-3.30B
Current Ratio (TTM)	0.01x	0.00x
Quick Ratio (TTM)	0.01x	0.00x
Debt/Equity (TTM)	3.96x	0.30x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.45	2.29
52W Performance	6.7%	-43.6%
YTD Performance	20.6%	-42.5%
% from 52W High	-18.1%	-51.7%
% from 52W Low	36.3%	6.2%
Efficiency & Yields
Asset Turnover (TTM)	0.27x	0.00x
FCF Yield (TTM)	21.3%	-43.2%
Earnings Yield (TTM)	8.8%	3.1%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	55.0	-143.9
EV/GP/RG	N/A	N/A
Ticker research	View CACC research	View SOFI research