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Valuation, margins, and growth side by side.

Compare $CHYM vs $FISV | Chartloom

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$CHYM vs $FISV

Chime Financial Inc · Fiserv Inc

CHYM

Chime Financial Inc

FISV

Fiserv Inc

Compare $CHYM vs $FISV

Comparing Chime Financial Inc and Fiserv Inc

CHYMChime Financial Inc

FISVFiserv Inc

CHYMChime Financial Inc

Market cap

$11.39B

P/E (TTM)

—

Forward P/E (NTM)

42.52x

Forward P/S (NTM)

3.66x

Rev growth (TTM)

134.7%

YTD performance

13.3%

52W performance

52.8%

FCF yield

2.7%

FISVFiserv Inc

Market cap

$24.88B

P/E (TTM)

8.89x

Forward P/E (NTM)

6.23x

Forward P/S (NTM)

1.23x

Rev growth (TTM)

-1.2%

YTD performance

-28.9%

52W performance

-62.0%

FCF yield

15.8%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

CHYM

FISV

Detailed metrics comparison

CHYM

Chime Financial Inc

FISV

Fiserv Inc

Market Cap

CHYM$11.39B

FISV$24.88B

Enterprise Value

CHYM$10.86B

FISV$52.14B

Price

CHYM$29.90

FISV$46.66

P/E Ratio

CHYMN/A

FISV8.89x

P/S Ratio

CHYM4.64x

FISV1.19x

EV/Sales

CHYM4.42x

FISV2.50x

EV/EBITDA

CHYM0.00x

FISV6.42x

P/B Ratio

CHYM8.11x

FISV0.90x

P/FCF Ratio

CHYM36.88x

FISV6.34x

EV/FCF

CHYM35.15x

FISV13.28x

PEG Ratio

CHYMN/A

FISV2.73x

Forward P/E (NTM)

CHYM42.52x

FISV6.23x

Forward P/S (NTM)

CHYM3.66x

FISV1.23x

Revenue (TTM)

CHYM$2.46B

FISV$20.87B

Revenue Growth (YoY)

CHYM134.7%

FISV-1.2%

Forward Rev Growth

CHYM20.6%

FISV3.4%

Gross Margin (TTM)

CHYM88.7%

FISV56.2%

Operating Margin (TTM)

CHYM0.0%

FISV23.1%

EBITDA Margin (TTM)

CHYM-0.8%

FISV37.1%

Net Margin (TTM)

CHYM-0.7%

FISV13.4%

FCF Margin (TTM)

CHYM12.6%

FISV18.8%

Net Income (TTM)

CHYM$-18M

FISV$2.80B

FCF (TTM)

CHYM$309M

FISV$3.93B

EPS (TTM)

CHYM-$0.05

FISV$5.25

ROE (TTM)

CHYM-128.0%

FISV10.8%

ROA (TTM)

CHYM-92.0%

FISV3.5%

ROIC (TTM)

CHYM-128.0%

FISV5.1%

Cash

CHYM$536M

FISV$627M

Debt

CHYM$0

FISV$27.89B

Net Cash/Debt

CHYM$536M

FISV$-27.26B

Current Ratio (TTM)

CHYM4.62x

FISV1.04x

Quick Ratio (TTM)

CHYM4.44x

FISV0.92x

Debt/Equity (TTM)

CHYM0.00x

FISV1.04x

Debt/Assets (TTM)

CHYM0.0%

FISV0.0%

Interest Coverage (TTM)

CHYMN/A

FISVN/A

Net Debt/EBITDA (TTM)

CHYM0.00x

FISV0.00x

Beta

CHYM2.06

FISV0.87

52W Performance

CHYM52.8%

FISV-62.0%

YTD Performance

CHYM13.3%

FISV-28.9%

% from 52W High

CHYM-15.9%

FISV-63.8%

% from 52W Low

CHYM88.3%

FISV6.4%

Asset Turnover (TTM)

CHYM1.25x

FISV0.26x

FCF Yield (TTM)

CHYM2.7%

FISV15.8%

Earnings Yield (TTM)

CHYM-0.2%

FISV11.3%

Dividend Yield (TTM)

CHYMN/A

FISVN/A

Rule of 40

CHYM147.3

FISV17.7

EV/GP/RG

CHYM0.18

FISV1.24

Ticker research

View CHYM research View FISV research

Metric	CHYM Chime Financial Inc	FISV Fiserv Inc
Market & Valuation
Market Cap	$11.39B	$24.88B
Enterprise Value	$10.86B	$52.14B
Price	$29.90	$46.66
P/E Ratio	N/A	8.89x
P/S Ratio	4.64x	1.19x
EV/Sales	4.42x	2.50x
EV/EBITDA	0.00x	6.42x
P/B Ratio	8.11x	0.90x
P/FCF Ratio	36.88x	6.34x
EV/FCF	35.15x	13.28x
PEG Ratio	N/A	2.73x
Forward P/E (NTM)	42.52x	6.23x
Forward P/S (NTM)	3.66x	1.23x
Revenue & Growth
Revenue (TTM)	$2.46B	$20.87B
Revenue Growth (YoY)	134.7%	-1.2%
Forward Rev Growth	20.6%	3.4%
Profitability
Gross Margin (TTM)	88.7%	56.2%
Operating Margin (TTM)	0.0%	23.1%
EBITDA Margin (TTM)	-0.8%	37.1%
Net Margin (TTM)	-0.7%	13.4%
FCF Margin (TTM)	12.6%	18.8%
Net Income (TTM)	$-18M	$2.80B
FCF (TTM)	$309M	$3.93B
EPS (TTM)	-$0.05	$5.25
ROE (TTM)	-128.0%	10.8%
ROA (TTM)	-92.0%	3.5%
ROIC (TTM)	-128.0%	5.1%
Financial Health
Cash	$536M	$627M
Debt	$0	$27.89B
Net Cash/Debt	$536M	$-27.26B
Current Ratio (TTM)	4.62x	1.04x
Quick Ratio (TTM)	4.44x	0.92x
Debt/Equity (TTM)	0.00x	1.04x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	2.06	0.87
52W Performance	52.8%	-62.0%
YTD Performance	13.3%	-28.9%
% from 52W High	-15.9%	-63.8%
% from 52W Low	88.3%	6.4%
Efficiency & Yields
Asset Turnover (TTM)	1.25x	0.26x
FCF Yield (TTM)	2.7%	15.8%
Earnings Yield (TTM)	-0.2%	11.3%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	147.3	17.7
EV/GP/RG	0.18	1.24
Ticker research	View CHYM research	View FISV research

Valuation

P/E Ratio

FISV

8.89x

P/S Ratio

FISV

1.19x

CHYM

4.64x

EV/FCF

FISV

13.28x

CHYM

35.15x

Growth & revenue

Revenue Growth TTM

CHYM

134.7%

FISV

-1.2%

Forward Revenue Growth

CHYM

20.6%

FISV

3.4%

Profitability & performance

Gross Margin

CHYM

88.7%

FISV

56.2%

ROE

FISV

10.8%

CHYM

-128.0%

FCF Yield %

FISV

15.8%

CHYM

2.7%

52-Week Performance

CHYM

52.8%

FISV

-62.0%

Detailed metrics comparison

CHYM

Chime Financial Inc

FISV

Fiserv Inc

Market Cap

CHYM$11.39B

FISV$24.88B

Enterprise Value

CHYM$10.86B

FISV$52.14B

Price

CHYM$29.90

FISV$46.66

P/E Ratio

CHYMN/A

FISV8.89x

P/S Ratio

CHYM4.64x

FISV1.19x

EV/Sales

CHYM4.42x

FISV2.50x

EV/EBITDA

CHYM0.00x

FISV6.42x

P/B Ratio

CHYM8.11x

FISV0.90x

P/FCF Ratio

CHYM36.88x

FISV6.34x

EV/FCF

CHYM35.15x

FISV13.28x

PEG Ratio

CHYMN/A

FISV2.73x

Forward P/E (NTM)

CHYM42.52x

FISV6.23x

Forward P/S (NTM)

CHYM3.66x

FISV1.23x

Revenue (TTM)

CHYM$2.46B

FISV$20.87B

Revenue Growth (YoY)

CHYM134.7%

FISV-1.2%

Forward Rev Growth

CHYM20.6%

FISV3.4%

Gross Margin (TTM)

CHYM88.7%

FISV56.2%

Operating Margin (TTM)

CHYM0.0%

FISV23.1%

EBITDA Margin (TTM)

CHYM-0.8%

FISV37.1%

Net Margin (TTM)

CHYM-0.7%

FISV13.4%

FCF Margin (TTM)

CHYM12.6%

FISV18.8%

Net Income (TTM)

CHYM$-18M

FISV$2.80B

FCF (TTM)

CHYM$309M

FISV$3.93B

EPS (TTM)

CHYM-$0.05

FISV$5.25

ROE (TTM)

CHYM-128.0%

FISV10.8%

ROA (TTM)

CHYM-92.0%

FISV3.5%

ROIC (TTM)

CHYM-128.0%

FISV5.1%

Cash

CHYM$536M

FISV$627M

Debt

CHYM$0

FISV$27.89B

Net Cash/Debt

CHYM$536M

FISV$-27.26B

Current Ratio (TTM)

CHYM4.62x

FISV1.04x

Quick Ratio (TTM)

CHYM4.44x

FISV0.92x

Debt/Equity (TTM)

CHYM0.00x

FISV1.04x

Debt/Assets (TTM)

CHYM0.0%

FISV0.0%

Interest Coverage (TTM)

CHYMN/A

FISVN/A

Net Debt/EBITDA (TTM)

CHYM0.00x

FISV0.00x

Beta

CHYM2.06

FISV0.87

52W Performance

CHYM52.8%

FISV-62.0%

YTD Performance

CHYM13.3%

FISV-28.9%

% from 52W High

CHYM-15.9%

FISV-63.8%

% from 52W Low

CHYM88.3%

FISV6.4%

Asset Turnover (TTM)

CHYM1.25x

FISV0.26x

FCF Yield (TTM)

CHYM2.7%

FISV15.8%

Earnings Yield (TTM)

CHYM-0.2%

FISV11.3%

Dividend Yield (TTM)

CHYMN/A

FISVN/A

Rule of 40

CHYM147.3

FISV17.7

EV/GP/RG

CHYM0.18

FISV1.24

Ticker research

View CHYM research View FISV research

Metric	CHYM Chime Financial Inc	FISV Fiserv Inc
Market & Valuation
Market Cap	$11.39B	$24.88B
Enterprise Value	$10.86B	$52.14B
Price	$29.90	$46.66
P/E Ratio	N/A	8.89x
P/S Ratio	4.64x	1.19x
EV/Sales	4.42x	2.50x
EV/EBITDA	0.00x	6.42x
P/B Ratio	8.11x	0.90x
P/FCF Ratio	36.88x	6.34x
EV/FCF	35.15x	13.28x
PEG Ratio	N/A	2.73x
Forward P/E (NTM)	42.52x	6.23x
Forward P/S (NTM)	3.66x	1.23x
Revenue & Growth
Revenue (TTM)	$2.46B	$20.87B
Revenue Growth (YoY)	134.7%	-1.2%
Forward Rev Growth	20.6%	3.4%
Profitability
Gross Margin (TTM)	88.7%	56.2%
Operating Margin (TTM)	0.0%	23.1%
EBITDA Margin (TTM)	-0.8%	37.1%
Net Margin (TTM)	-0.7%	13.4%
FCF Margin (TTM)	12.6%	18.8%
Net Income (TTM)	$-18M	$2.80B
FCF (TTM)	$309M	$3.93B
EPS (TTM)	-$0.05	$5.25
ROE (TTM)	-128.0%	10.8%
ROA (TTM)	-92.0%	3.5%
ROIC (TTM)	-128.0%	5.1%
Financial Health
Cash	$536M	$627M
Debt	$0	$27.89B
Net Cash/Debt	$536M	$-27.26B
Current Ratio (TTM)	4.62x	1.04x
Quick Ratio (TTM)	4.44x	0.92x
Debt/Equity (TTM)	0.00x	1.04x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	2.06	0.87
52W Performance	52.8%	-62.0%
YTD Performance	13.3%	-28.9%
% from 52W High	-15.9%	-63.8%
% from 52W Low	88.3%	6.4%
Efficiency & Yields
Asset Turnover (TTM)	1.25x	0.26x
FCF Yield (TTM)	2.7%	15.8%
Earnings Yield (TTM)	-0.2%	11.3%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	147.3	17.7
EV/GP/RG	0.18	1.24
Ticker research	View CHYM research	View FISV research