Compare $ECPG vs $JCAP | Chartloom

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$ECPG vs $JCAP

Encore Capital Group Inc · Jefferson Capital Inc

ECPG

Encore Capital Group Inc

JCAP

Jefferson Capital Inc

Compare $ECPG vs $JCAP

Comparing Encore Capital Group Inc and Jefferson Capital Inc

ECPGEncore Capital Group Inc

JCAPJefferson Capital Inc

ECPGEncore Capital Group Inc

Market cap

$2.14B

P/E (TTM)

7.54x

Forward P/E (NTM)

7.01x

Forward P/S (NTM)

1.10x

Rev growth (TTM)

29.5%

YTD performance

78.4%

52W performance

133.8%

FCF yield

5.9%

JCAPJefferson Capital Inc

Market cap

$1.10B

P/E (TTM)

7.93x

Forward P/E (NTM)

6.51x

Forward P/S (NTM)

1.50x

Rev growth (TTM)

—

YTD performance

-9.9%

52W performance

10.9%

FCF yield

19.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ECPG

JCAP

Detailed metrics comparison

ECPG

Encore Capital Group Inc

JCAP

Jefferson Capital Inc

Market Cap

ECPG$2.14B

JCAP$1.10B

Enterprise Value

ECPG$6.14B

JCAP$2.49B

Price

ECPG$99.77

JCAP$19.93

P/E Ratio

ECPG7.54x

JCAP7.93x

P/S Ratio

ECPG1.13x

JCAP1.67x

EV/Sales

ECPG3.23x

JCAP3.77x

EV/EBITDA

ECPG8.23x

JCAP8.00x

P/B Ratio

ECPG1.89x

JCAP2.32x

P/FCF Ratio

ECPG17.09x

JCAP5.02x

EV/FCF

ECPG49.03x

JCAP11.31x

PEG Ratio

ECPGN/A

JCAP0.21x

Forward P/E (NTM)

ECPG7.01x

JCAP6.51x

Forward P/S (NTM)

ECPG1.10x

JCAP1.50x

Revenue (TTM)

ECPG$1.90B

JCAP$660M

Revenue Growth (YoY)

ECPG29.5%

JCAPN/A

Forward Rev Growth

ECPG1.3%

JCAP4.4%

Gross Margin (TTM)

ECPG80.0%

JCAP64.9%

Operating Margin (TTM)

ECPG36.0%

JCAP45.8%

EBITDA Margin (TTM)

ECPG39.2%

JCAP47.2%

Net Margin (TTM)

ECPG15.9%

JCAP21.2%

FCF Margin (TTM)

ECPG6.6%

JCAP33.4%

Net Income (TTM)

ECPG$302M

JCAP$140M

FCF (TTM)

ECPG$125M

JCAP$220M

EPS (TTM)

ECPG$13.23

JCAP$2.51

ROE (TTM)

ECPG29.8%

JCAP33.8%

ROA (TTM)

ECPG5.6%

JCAP7.7%

ROIC (TTM)

ECPG6.0%

JCAP8.5%

Cash

ECPG$183M

JCAP$20M

Debt

ECPG$4.18B

JCAP$1.41B

Net Cash/Debt

ECPG$-4.00B

JCAP$-1.39B

Current Ratio (TTM)

ECPG1.29x

JCAP2.87x

Quick Ratio (TTM)

ECPG1.11x

JCAP2.87x

Debt/Equity (TTM)

ECPG3.87x

JCAP2.95x

Debt/Assets (TTM)

ECPG0.0%

JCAP0.0%

Interest Coverage (TTM)

ECPGN/A

JCAPN/A

Net Debt/EBITDA (TTM)

ECPG0.00x

JCAP0.00x

Beta

ECPG1.32

JCAP0.79

52W Performance

ECPG133.8%

JCAP10.9%

YTD Performance

ECPG78.4%

JCAP-9.9%

% from 52W High

ECPG-5.0%

JCAP-18.5%

% from 52W Low

ECPG149.7%

JCAP28.6%

Asset Turnover (TTM)

ECPG0.35x

JCAP0.33x

FCF Yield (TTM)

ECPG5.9%

JCAP19.9%

Earnings Yield (TTM)

ECPG14.1%

JCAP12.6%

Dividend Yield (TTM)

ECPGN/A

JCAP5.5%

Rule of 40

ECPG36.1

JCAP33.4

EV/GP/RG

ECPG1.89

JCAP0.51

Ticker research

View ECPG research View JCAP research

Metric	ECPG Encore Capital Group Inc	JCAP Jefferson Capital Inc
Market & Valuation
Market Cap	$2.14B	$1.10B
Enterprise Value	$6.14B	$2.49B
Price	$99.77	$19.93
P/E Ratio	7.54x	7.93x
P/S Ratio	1.13x	1.67x
EV/Sales	3.23x	3.77x
EV/EBITDA	8.23x	8.00x
P/B Ratio	1.89x	2.32x
P/FCF Ratio	17.09x	5.02x
EV/FCF	49.03x	11.31x
PEG Ratio	N/A	0.21x
Forward P/E (NTM)	7.01x	6.51x
Forward P/S (NTM)	1.10x	1.50x
Revenue & Growth
Revenue (TTM)	$1.90B	$660M
Revenue Growth (YoY)	29.5%	N/A
Forward Rev Growth	1.3%	4.4%
Profitability
Gross Margin (TTM)	80.0%	64.9%
Operating Margin (TTM)	36.0%	45.8%
EBITDA Margin (TTM)	39.2%	47.2%
Net Margin (TTM)	15.9%	21.2%
FCF Margin (TTM)	6.6%	33.4%
Net Income (TTM)	$302M	$140M
FCF (TTM)	$125M	$220M
EPS (TTM)	$13.23	$2.51
ROE (TTM)	29.8%	33.8%
ROA (TTM)	5.6%	7.7%
ROIC (TTM)	6.0%	8.5%
Financial Health
Cash	$183M	$20M
Debt	$4.18B	$1.41B
Net Cash/Debt	$-4.00B	$-1.39B
Current Ratio (TTM)	1.29x	2.87x
Quick Ratio (TTM)	1.11x	2.87x
Debt/Equity (TTM)	3.87x	2.95x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.32	0.79
52W Performance	133.8%	10.9%
YTD Performance	78.4%	-9.9%
% from 52W High	-5.0%	-18.5%
% from 52W Low	149.7%	28.6%
Efficiency & Yields
Asset Turnover (TTM)	0.35x	0.33x
FCF Yield (TTM)	5.9%	19.9%
Earnings Yield (TTM)	14.1%	12.6%
Dividend Yield (TTM)	N/A	5.5%
Other
Rule of 40	36.1	33.4
EV/GP/RG	1.89	0.51
Ticker research	View ECPG research	View JCAP research

Valuation

P/E Ratio

ECPG

7.54x

JCAP

7.93x

P/S Ratio

ECPG

1.13x

JCAP

1.67x

EV/FCF

JCAP

11.31x

ECPG

49.03x

Growth & revenue

Revenue Growth TTM

ECPG

29.5%

Forward Revenue Growth

JCAP

4.4%

ECPG

1.3%

Profitability & performance

Gross Margin

ECPG

80.0%

JCAP

64.9%

ROE

JCAP

33.8%

ECPG

29.8%

FCF Yield %

JCAP

19.9%

ECPG

5.9%

52-Week Performance

ECPG

133.8%

JCAP

10.9%

Detailed metrics comparison

ECPG

Encore Capital Group Inc

JCAP

Jefferson Capital Inc

Market Cap

ECPG$2.14B

JCAP$1.10B

Enterprise Value

ECPG$6.14B

JCAP$2.49B

Price

ECPG$99.77

JCAP$19.93

P/E Ratio

ECPG7.54x

JCAP7.93x

P/S Ratio

ECPG1.13x

JCAP1.67x

EV/Sales

ECPG3.23x

JCAP3.77x

EV/EBITDA

ECPG8.23x

JCAP8.00x

P/B Ratio

ECPG1.89x

JCAP2.32x

P/FCF Ratio

ECPG17.09x

JCAP5.02x

EV/FCF

ECPG49.03x

JCAP11.31x

PEG Ratio

ECPGN/A

JCAP0.21x

Forward P/E (NTM)

ECPG7.01x

JCAP6.51x

Forward P/S (NTM)

ECPG1.10x

JCAP1.50x

Revenue (TTM)

ECPG$1.90B

JCAP$660M

Revenue Growth (YoY)

ECPG29.5%

JCAPN/A

Forward Rev Growth

ECPG1.3%

JCAP4.4%

Gross Margin (TTM)

ECPG80.0%

JCAP64.9%

Operating Margin (TTM)

ECPG36.0%

JCAP45.8%

EBITDA Margin (TTM)

ECPG39.2%

JCAP47.2%

Net Margin (TTM)

ECPG15.9%

JCAP21.2%

FCF Margin (TTM)

ECPG6.6%

JCAP33.4%

Net Income (TTM)

ECPG$302M

JCAP$140M

FCF (TTM)

ECPG$125M

JCAP$220M

EPS (TTM)

ECPG$13.23

JCAP$2.51

ROE (TTM)

ECPG29.8%

JCAP33.8%

ROA (TTM)

ECPG5.6%

JCAP7.7%

ROIC (TTM)

ECPG6.0%

JCAP8.5%

Cash

ECPG$183M

JCAP$20M

Debt

ECPG$4.18B

JCAP$1.41B

Net Cash/Debt

ECPG$-4.00B

JCAP$-1.39B

Current Ratio (TTM)

ECPG1.29x

JCAP2.87x

Quick Ratio (TTM)

ECPG1.11x

JCAP2.87x

Debt/Equity (TTM)

ECPG3.87x

JCAP2.95x

Debt/Assets (TTM)

ECPG0.0%

JCAP0.0%

Interest Coverage (TTM)

ECPGN/A

JCAPN/A

Net Debt/EBITDA (TTM)

ECPG0.00x

JCAP0.00x

Beta

ECPG1.32

JCAP0.79

52W Performance

ECPG133.8%

JCAP10.9%

YTD Performance

ECPG78.4%

JCAP-9.9%

% from 52W High

ECPG-5.0%

JCAP-18.5%

% from 52W Low

ECPG149.7%

JCAP28.6%

Asset Turnover (TTM)

ECPG0.35x

JCAP0.33x

FCF Yield (TTM)

ECPG5.9%

JCAP19.9%

Earnings Yield (TTM)

ECPG14.1%

JCAP12.6%

Dividend Yield (TTM)

ECPGN/A

JCAP5.5%

Rule of 40

ECPG36.1

JCAP33.4

EV/GP/RG

ECPG1.89

JCAP0.51

Ticker research

View ECPG research View JCAP research

Metric	ECPG Encore Capital Group Inc	JCAP Jefferson Capital Inc
Market & Valuation
Market Cap	$2.14B	$1.10B
Enterprise Value	$6.14B	$2.49B
Price	$99.77	$19.93
P/E Ratio	7.54x	7.93x
P/S Ratio	1.13x	1.67x
EV/Sales	3.23x	3.77x
EV/EBITDA	8.23x	8.00x
P/B Ratio	1.89x	2.32x
P/FCF Ratio	17.09x	5.02x
EV/FCF	49.03x	11.31x
PEG Ratio	N/A	0.21x
Forward P/E (NTM)	7.01x	6.51x
Forward P/S (NTM)	1.10x	1.50x
Revenue & Growth
Revenue (TTM)	$1.90B	$660M
Revenue Growth (YoY)	29.5%	N/A
Forward Rev Growth	1.3%	4.4%
Profitability
Gross Margin (TTM)	80.0%	64.9%
Operating Margin (TTM)	36.0%	45.8%
EBITDA Margin (TTM)	39.2%	47.2%
Net Margin (TTM)	15.9%	21.2%
FCF Margin (TTM)	6.6%	33.4%
Net Income (TTM)	$302M	$140M
FCF (TTM)	$125M	$220M
EPS (TTM)	$13.23	$2.51
ROE (TTM)	29.8%	33.8%
ROA (TTM)	5.6%	7.7%
ROIC (TTM)	6.0%	8.5%
Financial Health
Cash	$183M	$20M
Debt	$4.18B	$1.41B
Net Cash/Debt	$-4.00B	$-1.39B
Current Ratio (TTM)	1.29x	2.87x
Quick Ratio (TTM)	1.11x	2.87x
Debt/Equity (TTM)	3.87x	2.95x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.32	0.79
52W Performance	133.8%	10.9%
YTD Performance	78.4%	-9.9%
% from 52W High	-5.0%	-18.5%
% from 52W Low	149.7%	28.6%
Efficiency & Yields
Asset Turnover (TTM)	0.35x	0.33x
FCF Yield (TTM)	5.9%	19.9%
Earnings Yield (TTM)	14.1%	12.6%
Dividend Yield (TTM)	N/A	5.5%
Other
Rule of 40	36.1	33.4
EV/GP/RG	1.89	0.51
Ticker research	View ECPG research	View JCAP research