Compare $ECPG vs $NNI | Chartloom

Compare

$ECPG vs $NNI

Encore Capital Group Inc · Nelnet Inc

ECPG

Encore Capital Group Inc

NNI

Nelnet Inc

Compare $ECPG vs $NNI

Comparing Encore Capital Group Inc and Nelnet Inc

ECPGEncore Capital Group Inc

NNINelnet Inc

ECPGEncore Capital Group Inc

Market cap

$2.14B

P/E (TTM)

7.54x

Forward P/E (NTM)

7.01x

Forward P/S (NTM)

1.10x

Rev growth (TTM)

29.5%

YTD performance

78.4%

52W performance

133.8%

FCF yield

5.9%

NNINelnet Inc

Market cap

$4.50B

P/E (TTM)

15.21x

Forward P/E (NTM)

14.89x

Forward P/S (NTM)

2.57x

Rev growth (TTM)

1.0%

YTD performance

-2.9%

52W performance

-2.8%

FCF yield

8.1%

Add ticker

Add up to 1 more ticker to compare

Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ECPG

NNI

Detailed metrics comparison

ECPG

Encore Capital Group Inc

NNI

Nelnet Inc

Market Cap

ECPG$2.14B

NNI$4.50B

Enterprise Value

ECPG$6.14B

NNI$13.59B

Price

ECPG$99.77

NNI$125.26

P/E Ratio

ECPG7.54x

NNI15.21x

P/S Ratio

ECPG1.13x

NNI2.22x

EV/Sales

ECPG3.23x

NNI6.70x

EV/EBITDA

ECPG8.23x

NNI23.72x

P/B Ratio

ECPG1.89x

NNI1.18x

P/FCF Ratio

ECPG17.09x

NNI12.36x

EV/FCF

ECPG49.03x

NNI37.33x

PEG Ratio

ECPGN/A

NNIN/A

Forward P/E (NTM)

ECPG7.01x

NNI14.89x

Forward P/S (NTM)

ECPG1.10x

NNI2.57x

Revenue (TTM)

ECPG$1.90B

NNI$2.03B

Revenue Growth (YoY)

ECPG29.5%

NNI1.0%

Forward Rev Growth

ECPG1.3%

NNI6.4%

Gross Margin (TTM)

ECPG80.0%

NNI67.3%

Operating Margin (TTM)

ECPG36.0%

NNI16.0%

EBITDA Margin (TTM)

ECPG39.2%

NNI22.7%

Net Margin (TTM)

ECPG15.9%

NNI14.6%

FCF Margin (TTM)

ECPG6.6%

NNI18.0%

Net Income (TTM)

ECPG$302M

NNI$297M

FCF (TTM)

ECPG$125M

NNI$364M

EPS (TTM)

ECPG$13.23

NNI$8.24

ROE (TTM)

ECPG29.8%

NNI8.2%

ROA (TTM)

ECPG5.6%

NNI2.1%

ROIC (TTM)

ECPG6.0%

NNI2.3%

Cash

ECPG$183M

NNI$172M

Debt

ECPG$4.18B

NNI$9.26B

Net Cash/Debt

ECPG$-4.00B

NNI$-9.09B

Current Ratio (TTM)

ECPG1.29x

NNI0.11x

Quick Ratio (TTM)

ECPG1.11x

NNI0.11x

Debt/Equity (TTM)

ECPG3.87x

NNI2.46x

Debt/Assets (TTM)

ECPG0.0%

NNI0.0%

Interest Coverage (TTM)

ECPGN/A

NNIN/A

Net Debt/EBITDA (TTM)

ECPG0.00x

NNI0.00x

Beta

ECPG1.32

NNI0.79

52W Performance

ECPG133.8%

NNI-2.8%

YTD Performance

ECPG78.4%

NNI-2.9%

% from 52W High

ECPG-5.0%

NNI-13.2%

% from 52W Low

ECPG149.7%

NNI7.4%

Asset Turnover (TTM)

ECPG0.35x

NNI0.14x

FCF Yield (TTM)

ECPG5.9%

NNI8.1%

Earnings Yield (TTM)

ECPG14.1%

NNI6.6%

Dividend Yield (TTM)

ECPGN/A

NNI1.0%

Rule of 40

ECPG36.1

NNI18.9

EV/GP/RG

ECPG1.89

NNI1.25

Ticker research

View ECPG research View NNI research

Metric	ECPG Encore Capital Group Inc	NNI Nelnet Inc
Market & Valuation
Market Cap	$2.14B	$4.50B
Enterprise Value	$6.14B	$13.59B
Price	$99.77	$125.26
P/E Ratio	7.54x	15.21x
P/S Ratio	1.13x	2.22x
EV/Sales	3.23x	6.70x
EV/EBITDA	8.23x	23.72x
P/B Ratio	1.89x	1.18x
P/FCF Ratio	17.09x	12.36x
EV/FCF	49.03x	37.33x
PEG Ratio	N/A	N/A
Forward P/E (NTM)	7.01x	14.89x
Forward P/S (NTM)	1.10x	2.57x
Revenue & Growth
Revenue (TTM)	$1.90B	$2.03B
Revenue Growth (YoY)	29.5%	1.0%
Forward Rev Growth	1.3%	6.4%
Profitability
Gross Margin (TTM)	80.0%	67.3%
Operating Margin (TTM)	36.0%	16.0%
EBITDA Margin (TTM)	39.2%	22.7%
Net Margin (TTM)	15.9%	14.6%
FCF Margin (TTM)	6.6%	18.0%
Net Income (TTM)	$302M	$297M
FCF (TTM)	$125M	$364M
EPS (TTM)	$13.23	$8.24
ROE (TTM)	29.8%	8.2%
ROA (TTM)	5.6%	2.1%
ROIC (TTM)	6.0%	2.3%
Financial Health
Cash	$183M	$172M
Debt	$4.18B	$9.26B
Net Cash/Debt	$-4.00B	$-9.09B
Current Ratio (TTM)	1.29x	0.11x
Quick Ratio (TTM)	1.11x	0.11x
Debt/Equity (TTM)	3.87x	2.46x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.32	0.79
52W Performance	133.8%	-2.8%
YTD Performance	78.4%	-2.9%
% from 52W High	-5.0%	-13.2%
% from 52W Low	149.7%	7.4%
Efficiency & Yields
Asset Turnover (TTM)	0.35x	0.14x
FCF Yield (TTM)	5.9%	8.1%
Earnings Yield (TTM)	14.1%	6.6%
Dividend Yield (TTM)	N/A	1.0%
Other
Rule of 40	36.1	18.9
EV/GP/RG	1.89	1.25
Ticker research	View ECPG research	View NNI research

Valuation

P/E Ratio

ECPG

7.54x

NNI

15.21x

P/S Ratio

ECPG

1.13x

NNI

2.22x

EV/FCF

NNI

37.33x

ECPG

49.03x

Growth & revenue

Revenue Growth TTM

ECPG

29.5%

NNI

1.0%

Forward Revenue Growth

NNI

6.4%

ECPG

1.3%

Profitability & performance

Gross Margin

ECPG

80.0%

NNI

67.3%

ROE

ECPG

29.8%

NNI

8.2%

FCF Yield %

NNI

8.1%

ECPG

5.9%

52-Week Performance

ECPG

133.8%

NNI

-2.8%

Detailed metrics comparison

ECPG

Encore Capital Group Inc

NNI

Nelnet Inc

Market Cap

ECPG$2.14B

NNI$4.50B

Enterprise Value

ECPG$6.14B

NNI$13.59B

Price

ECPG$99.77

NNI$125.26

P/E Ratio

ECPG7.54x

NNI15.21x

P/S Ratio

ECPG1.13x

NNI2.22x

EV/Sales

ECPG3.23x

NNI6.70x

EV/EBITDA

ECPG8.23x

NNI23.72x

P/B Ratio

ECPG1.89x

NNI1.18x

P/FCF Ratio

ECPG17.09x

NNI12.36x

EV/FCF

ECPG49.03x

NNI37.33x

PEG Ratio

ECPGN/A

NNIN/A

Forward P/E (NTM)

ECPG7.01x

NNI14.89x

Forward P/S (NTM)

ECPG1.10x

NNI2.57x

Revenue (TTM)

ECPG$1.90B

NNI$2.03B

Revenue Growth (YoY)

ECPG29.5%

NNI1.0%

Forward Rev Growth

ECPG1.3%

NNI6.4%

Gross Margin (TTM)

ECPG80.0%

NNI67.3%

Operating Margin (TTM)

ECPG36.0%

NNI16.0%

EBITDA Margin (TTM)

ECPG39.2%

NNI22.7%

Net Margin (TTM)

ECPG15.9%

NNI14.6%

FCF Margin (TTM)

ECPG6.6%

NNI18.0%

Net Income (TTM)

ECPG$302M

NNI$297M

FCF (TTM)

ECPG$125M

NNI$364M

EPS (TTM)

ECPG$13.23

NNI$8.24

ROE (TTM)

ECPG29.8%

NNI8.2%

ROA (TTM)

ECPG5.6%

NNI2.1%

ROIC (TTM)

ECPG6.0%

NNI2.3%

Cash

ECPG$183M

NNI$172M

Debt

ECPG$4.18B

NNI$9.26B

Net Cash/Debt

ECPG$-4.00B

NNI$-9.09B

Current Ratio (TTM)

ECPG1.29x

NNI0.11x

Quick Ratio (TTM)

ECPG1.11x

NNI0.11x

Debt/Equity (TTM)

ECPG3.87x

NNI2.46x

Debt/Assets (TTM)

ECPG0.0%

NNI0.0%

Interest Coverage (TTM)

ECPGN/A

NNIN/A

Net Debt/EBITDA (TTM)

ECPG0.00x

NNI0.00x

Beta

ECPG1.32

NNI0.79

52W Performance

ECPG133.8%

NNI-2.8%

YTD Performance

ECPG78.4%

NNI-2.9%

% from 52W High

ECPG-5.0%

NNI-13.2%

% from 52W Low

ECPG149.7%

NNI7.4%

Asset Turnover (TTM)

ECPG0.35x

NNI0.14x

FCF Yield (TTM)

ECPG5.9%

NNI8.1%

Earnings Yield (TTM)

ECPG14.1%

NNI6.6%

Dividend Yield (TTM)

ECPGN/A

NNI1.0%

Rule of 40

ECPG36.1

NNI18.9

EV/GP/RG

ECPG1.89

NNI1.25

Ticker research

View ECPG research View NNI research

Metric	ECPG Encore Capital Group Inc	NNI Nelnet Inc
Market & Valuation
Market Cap	$2.14B	$4.50B
Enterprise Value	$6.14B	$13.59B
Price	$99.77	$125.26
P/E Ratio	7.54x	15.21x
P/S Ratio	1.13x	2.22x
EV/Sales	3.23x	6.70x
EV/EBITDA	8.23x	23.72x
P/B Ratio	1.89x	1.18x
P/FCF Ratio	17.09x	12.36x
EV/FCF	49.03x	37.33x
PEG Ratio	N/A	N/A
Forward P/E (NTM)	7.01x	14.89x
Forward P/S (NTM)	1.10x	2.57x
Revenue & Growth
Revenue (TTM)	$1.90B	$2.03B
Revenue Growth (YoY)	29.5%	1.0%
Forward Rev Growth	1.3%	6.4%
Profitability
Gross Margin (TTM)	80.0%	67.3%
Operating Margin (TTM)	36.0%	16.0%
EBITDA Margin (TTM)	39.2%	22.7%
Net Margin (TTM)	15.9%	14.6%
FCF Margin (TTM)	6.6%	18.0%
Net Income (TTM)	$302M	$297M
FCF (TTM)	$125M	$364M
EPS (TTM)	$13.23	$8.24
ROE (TTM)	29.8%	8.2%
ROA (TTM)	5.6%	2.1%
ROIC (TTM)	6.0%	2.3%
Financial Health
Cash	$183M	$172M
Debt	$4.18B	$9.26B
Net Cash/Debt	$-4.00B	$-9.09B
Current Ratio (TTM)	1.29x	0.11x
Quick Ratio (TTM)	1.11x	0.11x
Debt/Equity (TTM)	3.87x	2.46x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.32	0.79
52W Performance	133.8%	-2.8%
YTD Performance	78.4%	-2.9%
% from 52W High	-5.0%	-13.2%
% from 52W Low	149.7%	7.4%
Efficiency & Yields
Asset Turnover (TTM)	0.35x	0.14x
FCF Yield (TTM)	5.9%	8.1%
Earnings Yield (TTM)	14.1%	6.6%
Dividend Yield (TTM)	N/A	1.0%
Other
Rule of 40	36.1	18.9
EV/GP/RG	1.89	1.25
Ticker research	View ECPG research	View NNI research