Compare $ECPG vs $PRG | Chartloom

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$ECPG vs $PRG

Encore Capital Group Inc · PROG Holdings Inc

ECPG

Encore Capital Group Inc

PRG

PROG Holdings Inc

Compare $ECPG vs $PRG

Comparing Encore Capital Group Inc and PROG Holdings Inc

ECPGEncore Capital Group Inc

PRGPROG Holdings Inc

ECPGEncore Capital Group Inc

Market cap

$2.14B

P/E (TTM)

7.54x

Forward P/E (NTM)

7.01x

Forward P/S (NTM)

1.10x

Rev growth (TTM)

29.5%

YTD performance

78.4%

52W performance

133.8%

FCF yield

5.9%

PRGPROG Holdings Inc

Market cap

$1.21B

P/E (TTM)

8.47x

Forward P/E (NTM)

6.10x

Forward P/S (NTM)

0.38x

Rev growth (TTM)

2.6%

YTD performance

3.8%

52W performance

0.3%

FCF yield

26.3%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ECPG

PRG

Detailed metrics comparison

ECPG

Encore Capital Group Inc

PRG

PROG Holdings Inc

Market Cap

ECPG$2.14B

PRG$1.21B

Enterprise Value

ECPG$6.14B

PRG$2.02B

Price

ECPG$99.77

PRG$30.48

P/E Ratio

ECPG7.54x

PRG8.47x

P/S Ratio

ECPG1.13x

PRG0.47x

EV/Sales

ECPG3.23x

PRG0.78x

EV/EBITDA

ECPG8.23x

PRG1.13x

P/B Ratio

ECPG1.89x

PRG1.53x

P/FCF Ratio

ECPG17.09x

PRG3.81x

EV/FCF

ECPG49.03x

PRG6.32x

PEG Ratio

ECPGN/A

PRGN/A

Forward P/E (NTM)

ECPG7.01x

PRG6.10x

Forward P/S (NTM)

ECPG1.10x

PRG0.38x

Revenue (TTM)

ECPG$1.90B

PRG$2.58B

Revenue Growth (YoY)

ECPG29.5%

PRG2.6%

Forward Rev Growth

ECPG1.3%

PRG8.1%

Gross Margin (TTM)

ECPG80.0%

PRG51.3%

Operating Margin (TTM)

ECPG36.0%

PRG8.5%

EBITDA Margin (TTM)

ECPG39.2%

PRG68.9%

Net Margin (TTM)

ECPG15.9%

PRG5.7%

FCF Margin (TTM)

ECPG6.6%

PRG12.3%

Net Income (TTM)

ECPG$302M

PRG$147M

FCF (TTM)

ECPG$125M

PRG$319M

EPS (TTM)

ECPG$13.23

PRG$3.60

ROE (TTM)

ECPG29.8%

PRG19.4%

ROA (TTM)

ECPG5.6%

PRG8.1%

ROIC (TTM)

ECPG6.0%

PRG9.7%

Cash

ECPG$183M

PRG$85M

Debt

ECPG$4.18B

PRG$887M

Net Cash/Debt

ECPG$-4.00B

PRG$-802M

Current Ratio (TTM)

ECPG1.29x

PRG3.81x

Quick Ratio (TTM)

ECPG1.11x

PRG3.36x

Debt/Equity (TTM)

ECPG3.87x

PRG1.10x

Debt/Assets (TTM)

ECPG0.0%

PRG0.0%

Interest Coverage (TTM)

ECPGN/A

PRGN/A

Net Debt/EBITDA (TTM)

ECPG0.00x

PRG0.00x

Beta

ECPG1.32

PRG1.91

52W Performance

ECPG133.8%

PRG0.3%

YTD Performance

ECPG78.4%

PRG3.8%

% from 52W High

ECPG-5.0%

PRG-36.1%

% from 52W Low

ECPG149.7%

PRG18.1%

Asset Turnover (TTM)

ECPG0.35x

PRG1.43x

FCF Yield (TTM)

ECPG5.9%

PRG26.3%

Earnings Yield (TTM)

ECPG14.1%

PRG12.1%

Dividend Yield (TTM)

ECPGN/A

PRG1.7%

Rule of 40

ECPG36.1

PRG14.9

EV/GP/RG

ECPG1.89

PRG0.06

Ticker research

View ECPG research View PRG research

Metric	ECPG Encore Capital Group Inc	PRG PROG Holdings Inc
Market & Valuation
Market Cap	$2.14B	$1.21B
Enterprise Value	$6.14B	$2.02B
Price	$99.77	$30.48
P/E Ratio	7.54x	8.47x
P/S Ratio	1.13x	0.47x
EV/Sales	3.23x	0.78x
EV/EBITDA	8.23x	1.13x
P/B Ratio	1.89x	1.53x
P/FCF Ratio	17.09x	3.81x
EV/FCF	49.03x	6.32x
PEG Ratio	N/A	N/A
Forward P/E (NTM)	7.01x	6.10x
Forward P/S (NTM)	1.10x	0.38x
Revenue & Growth
Revenue (TTM)	$1.90B	$2.58B
Revenue Growth (YoY)	29.5%	2.6%
Forward Rev Growth	1.3%	8.1%
Profitability
Gross Margin (TTM)	80.0%	51.3%
Operating Margin (TTM)	36.0%	8.5%
EBITDA Margin (TTM)	39.2%	68.9%
Net Margin (TTM)	15.9%	5.7%
FCF Margin (TTM)	6.6%	12.3%
Net Income (TTM)	$302M	$147M
FCF (TTM)	$125M	$319M
EPS (TTM)	$13.23	$3.60
ROE (TTM)	29.8%	19.4%
ROA (TTM)	5.6%	8.1%
ROIC (TTM)	6.0%	9.7%
Financial Health
Cash	$183M	$85M
Debt	$4.18B	$887M
Net Cash/Debt	$-4.00B	$-802M
Current Ratio (TTM)	1.29x	3.81x
Quick Ratio (TTM)	1.11x	3.36x
Debt/Equity (TTM)	3.87x	1.10x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.32	1.91
52W Performance	133.8%	0.3%
YTD Performance	78.4%	3.8%
% from 52W High	-5.0%	-36.1%
% from 52W Low	149.7%	18.1%
Efficiency & Yields
Asset Turnover (TTM)	0.35x	1.43x
FCF Yield (TTM)	5.9%	26.3%
Earnings Yield (TTM)	14.1%	12.1%
Dividend Yield (TTM)	N/A	1.7%
Other
Rule of 40	36.1	14.9
EV/GP/RG	1.89	0.06
Ticker research	View ECPG research	View PRG research

Valuation

P/E Ratio

ECPG

7.54x

PRG

8.47x

P/S Ratio

PRG

0.47x

ECPG

1.13x

EV/FCF

PRG

6.32x

ECPG

49.03x

Growth & revenue

Revenue Growth TTM

ECPG

29.5%

PRG

2.6%

Forward Revenue Growth

PRG

8.1%

ECPG

1.3%

Profitability & performance

Gross Margin

ECPG

80.0%

PRG

51.3%

ROE

ECPG

29.8%

PRG

19.4%

FCF Yield %

PRG

26.3%

ECPG

5.9%

52-Week Performance

ECPG

133.8%

PRG

0.3%

Detailed metrics comparison

ECPG

Encore Capital Group Inc

PRG

PROG Holdings Inc

Market Cap

ECPG$2.14B

PRG$1.21B

Enterprise Value

ECPG$6.14B

PRG$2.02B

Price

ECPG$99.77

PRG$30.48

P/E Ratio

ECPG7.54x

PRG8.47x

P/S Ratio

ECPG1.13x

PRG0.47x

EV/Sales

ECPG3.23x

PRG0.78x

EV/EBITDA

ECPG8.23x

PRG1.13x

P/B Ratio

ECPG1.89x

PRG1.53x

P/FCF Ratio

ECPG17.09x

PRG3.81x

EV/FCF

ECPG49.03x

PRG6.32x

PEG Ratio

ECPGN/A

PRGN/A

Forward P/E (NTM)

ECPG7.01x

PRG6.10x

Forward P/S (NTM)

ECPG1.10x

PRG0.38x

Revenue (TTM)

ECPG$1.90B

PRG$2.58B

Revenue Growth (YoY)

ECPG29.5%

PRG2.6%

Forward Rev Growth

ECPG1.3%

PRG8.1%

Gross Margin (TTM)

ECPG80.0%

PRG51.3%

Operating Margin (TTM)

ECPG36.0%

PRG8.5%

EBITDA Margin (TTM)

ECPG39.2%

PRG68.9%

Net Margin (TTM)

ECPG15.9%

PRG5.7%

FCF Margin (TTM)

ECPG6.6%

PRG12.3%

Net Income (TTM)

ECPG$302M

PRG$147M

FCF (TTM)

ECPG$125M

PRG$319M

EPS (TTM)

ECPG$13.23

PRG$3.60

ROE (TTM)

ECPG29.8%

PRG19.4%

ROA (TTM)

ECPG5.6%

PRG8.1%

ROIC (TTM)

ECPG6.0%

PRG9.7%

Cash

ECPG$183M

PRG$85M

Debt

ECPG$4.18B

PRG$887M

Net Cash/Debt

ECPG$-4.00B

PRG$-802M

Current Ratio (TTM)

ECPG1.29x

PRG3.81x

Quick Ratio (TTM)

ECPG1.11x

PRG3.36x

Debt/Equity (TTM)

ECPG3.87x

PRG1.10x

Debt/Assets (TTM)

ECPG0.0%

PRG0.0%

Interest Coverage (TTM)

ECPGN/A

PRGN/A

Net Debt/EBITDA (TTM)

ECPG0.00x

PRG0.00x

Beta

ECPG1.32

PRG1.91

52W Performance

ECPG133.8%

PRG0.3%

YTD Performance

ECPG78.4%

PRG3.8%

% from 52W High

ECPG-5.0%

PRG-36.1%

% from 52W Low

ECPG149.7%

PRG18.1%

Asset Turnover (TTM)

ECPG0.35x

PRG1.43x

FCF Yield (TTM)

ECPG5.9%

PRG26.3%

Earnings Yield (TTM)

ECPG14.1%

PRG12.1%

Dividend Yield (TTM)

ECPGN/A

PRG1.7%

Rule of 40

ECPG36.1

PRG14.9

EV/GP/RG

ECPG1.89

PRG0.06

Ticker research

View ECPG research View PRG research

Metric	ECPG Encore Capital Group Inc	PRG PROG Holdings Inc
Market & Valuation
Market Cap	$2.14B	$1.21B
Enterprise Value	$6.14B	$2.02B
Price	$99.77	$30.48
P/E Ratio	7.54x	8.47x
P/S Ratio	1.13x	0.47x
EV/Sales	3.23x	0.78x
EV/EBITDA	8.23x	1.13x
P/B Ratio	1.89x	1.53x
P/FCF Ratio	17.09x	3.81x
EV/FCF	49.03x	6.32x
PEG Ratio	N/A	N/A
Forward P/E (NTM)	7.01x	6.10x
Forward P/S (NTM)	1.10x	0.38x
Revenue & Growth
Revenue (TTM)	$1.90B	$2.58B
Revenue Growth (YoY)	29.5%	2.6%
Forward Rev Growth	1.3%	8.1%
Profitability
Gross Margin (TTM)	80.0%	51.3%
Operating Margin (TTM)	36.0%	8.5%
EBITDA Margin (TTM)	39.2%	68.9%
Net Margin (TTM)	15.9%	5.7%
FCF Margin (TTM)	6.6%	12.3%
Net Income (TTM)	$302M	$147M
FCF (TTM)	$125M	$319M
EPS (TTM)	$13.23	$3.60
ROE (TTM)	29.8%	19.4%
ROA (TTM)	5.6%	8.1%
ROIC (TTM)	6.0%	9.7%
Financial Health
Cash	$183M	$85M
Debt	$4.18B	$887M
Net Cash/Debt	$-4.00B	$-802M
Current Ratio (TTM)	1.29x	3.81x
Quick Ratio (TTM)	1.11x	3.36x
Debt/Equity (TTM)	3.87x	1.10x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.32	1.91
52W Performance	133.8%	0.3%
YTD Performance	78.4%	3.8%
% from 52W High	-5.0%	-36.1%
% from 52W Low	149.7%	18.1%
Efficiency & Yields
Asset Turnover (TTM)	0.35x	1.43x
FCF Yield (TTM)	5.9%	26.3%
Earnings Yield (TTM)	14.1%	12.1%
Dividend Yield (TTM)	N/A	1.7%
Other
Rule of 40	36.1	14.9
EV/GP/RG	1.89	0.06
Ticker research	View ECPG research	View PRG research