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Compare $ENVA vs $EZPW | Chartloom

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$ENVA vs $EZPW

Enova International Inc · EZCORP Inc

ENVA

Enova International Inc

EZPW

EZCORP Inc

Compare $ENVA vs $EZPW

Comparing Enova International Inc and EZCORP Inc

ENVAEnova International Inc

EZPWEZCORP Inc

ENVAEnova International Inc

Market cap

$4.40B

P/E (TTM)

13.07x

Forward P/E (NTM)

9.02x

Forward P/S (NTM)

1.01x

Rev growth (TTM)

22.5%

YTD performance

9.2%

52W performance

63.7%

FCF yield

44.4%

EZPWEZCORP Inc

Market cap

$2.01B

P/E (TTM)

17.19x

Forward P/E (NTM)

15.67x

Forward P/S (NTM)

1.10x

Rev growth (TTM)

28.6%

YTD performance

62.7%

52W performance

73.3%

FCF yield

6.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ENVA

EZPW

Detailed metrics comparison

ENVA

Enova International Inc

EZPW

EZCORP Inc

Market Cap

ENVA$4.40B

EZPW$2.01B

Enterprise Value

ENVA$9.29B

EZPW$2.22B

Price

ENVA$176.83

EZPW$32.64

P/E Ratio

ENVA13.07x

EZPW17.19x

P/S Ratio

ENVA2.14x

EZPW1.27x

EV/Sales

ENVA4.51x

EZPW1.40x

EV/EBITDA

ENVA10.73x

EZPW8.48x

P/B Ratio

ENVA2.96x

EZPW1.69x

P/FCF Ratio

ENVA2.25x

EZPW14.52x

EV/FCF

ENVA4.76x

EZPW16.04x

PEG Ratio

ENVA0.31x

EZPW0.27x

Forward P/E (NTM)

ENVA9.02x

EZPW15.67x

Forward P/S (NTM)

ENVA1.01x

EZPW1.10x

Revenue (TTM)

ENVA$2.06B

EZPW$1.58B

Revenue Growth (YoY)

ENVA22.5%

EZPW28.6%

Forward Rev Growth

ENVA18.4%

EZPW7.6%

Gross Margin (TTM)

ENVA100.0%

EZPW58.6%

Operating Margin (TTM)

ENVA40.2%

EZPW13.9%

EBITDA Margin (TTM)

ENVA42.1%

EZPW16.3%

Net Margin (TTM)

ENVA17.3%

EZPW10.0%

FCF Margin (TTM)

ENVA94.8%

EZPW8.7%

Net Income (TTM)

ENVA$355M

EZPW$158M

FCF (TTM)

ENVA$1.95B

EZPW$138M

EPS (TTM)

ENVA$13.53

EZPW$1.90

ROE (TTM)

ENVA25.8%

EZPW14.4%

ROA (TTM)

ENVA5.4%

EZPW7.7%

ROIC (TTM)

ENVA5.9%

EZPW9.8%

Cash

ENVA$122M

EZPW$311M

Debt

ENVA$5.01B

EZPW$521M

Net Cash/Debt

ENVA$-4.89B

EZPW$-210M

Current Ratio (TTM)

ENVA20.16x

EZPW4.81x

Quick Ratio (TTM)

ENVA20.16x

EZPW3.40x

Debt/Equity (TTM)

ENVA3.35x

EZPW0.45x

Debt/Assets (TTM)

ENVA0.0%

EZPW0.0%

Interest Coverage (TTM)

ENVAN/A

EZPWN/A

Net Debt/EBITDA (TTM)

ENVA0.00x

EZPW0.00x

Beta

ENVA1.40

EZPW0.76

52W Performance

ENVA63.7%

EZPW73.3%

YTD Performance

ENVA9.2%

EZPW62.7%

% from 52W High

ENVA-33.9%

EZPW-12.1%

% from 52W Low

ENVA71.6%

EZPW97.8%

Asset Turnover (TTM)

ENVA0.31x

EZPW0.77x

FCF Yield (TTM)

ENVA44.4%

EZPW6.9%

Earnings Yield (TTM)

ENVA8.1%

EZPW7.9%

Dividend Yield (TTM)

ENVAN/A

EZPWN/A

Rule of 40

ENVA117.3

EZPW37.3

EV/GP/RG

ENVA0.04

EZPW0.15

Ticker research

View ENVA research View EZPW research

Metric	ENVA Enova International Inc	EZPW EZCORP Inc
Market & Valuation
Market Cap	$4.40B	$2.01B
Enterprise Value	$9.29B	$2.22B
Price	$176.83	$32.64
P/E Ratio	13.07x	17.19x
P/S Ratio	2.14x	1.27x
EV/Sales	4.51x	1.40x
EV/EBITDA	10.73x	8.48x
P/B Ratio	2.96x	1.69x
P/FCF Ratio	2.25x	14.52x
EV/FCF	4.76x	16.04x
PEG Ratio	0.31x	0.27x
Forward P/E (NTM)	9.02x	15.67x
Forward P/S (NTM)	1.01x	1.10x
Revenue & Growth
Revenue (TTM)	$2.06B	$1.58B
Revenue Growth (YoY)	22.5%	28.6%
Forward Rev Growth	18.4%	7.6%
Profitability
Gross Margin (TTM)	100.0%	58.6%
Operating Margin (TTM)	40.2%	13.9%
EBITDA Margin (TTM)	42.1%	16.3%
Net Margin (TTM)	17.3%	10.0%
FCF Margin (TTM)	94.8%	8.7%
Net Income (TTM)	$355M	$158M
FCF (TTM)	$1.95B	$138M
EPS (TTM)	$13.53	$1.90
ROE (TTM)	25.8%	14.4%
ROA (TTM)	5.4%	7.7%
ROIC (TTM)	5.9%	9.8%
Financial Health
Cash	$122M	$311M
Debt	$5.01B	$521M
Net Cash/Debt	$-4.89B	$-210M
Current Ratio (TTM)	20.16x	4.81x
Quick Ratio (TTM)	20.16x	3.40x
Debt/Equity (TTM)	3.35x	0.45x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.40	0.76
52W Performance	63.7%	73.3%
YTD Performance	9.2%	62.7%
% from 52W High	-33.9%	-12.1%
% from 52W Low	71.6%	97.8%
Efficiency & Yields
Asset Turnover (TTM)	0.31x	0.77x
FCF Yield (TTM)	44.4%	6.9%
Earnings Yield (TTM)	8.1%	7.9%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	117.3	37.3
EV/GP/RG	0.04	0.15
Ticker research	View ENVA research	View EZPW research

Valuation

P/E Ratio

ENVA

13.07x

EZPW

17.19x

P/S Ratio

EZPW

1.27x

ENVA

2.14x

EV/FCF

ENVA

4.76x

EZPW

16.04x

Growth & revenue

Revenue Growth TTM

EZPW

28.6%

ENVA

22.5%

Forward Revenue Growth

ENVA

18.4%

EZPW

7.6%

Profitability & performance

Gross Margin

ENVA

100.0%

EZPW

58.6%

ROE

ENVA

25.8%

EZPW

14.4%

FCF Yield %

ENVA

44.4%

EZPW

6.9%

52-Week Performance

EZPW

73.3%

ENVA

63.7%

Detailed metrics comparison

ENVA

Enova International Inc

EZPW

EZCORP Inc

Market Cap

ENVA$4.40B

EZPW$2.01B

Enterprise Value

ENVA$9.29B

EZPW$2.22B

Price

ENVA$176.83

EZPW$32.64

P/E Ratio

ENVA13.07x

EZPW17.19x

P/S Ratio

ENVA2.14x

EZPW1.27x

EV/Sales

ENVA4.51x

EZPW1.40x

EV/EBITDA

ENVA10.73x

EZPW8.48x

P/B Ratio

ENVA2.96x

EZPW1.69x

P/FCF Ratio

ENVA2.25x

EZPW14.52x

EV/FCF

ENVA4.76x

EZPW16.04x

PEG Ratio

ENVA0.31x

EZPW0.27x

Forward P/E (NTM)

ENVA9.02x

EZPW15.67x

Forward P/S (NTM)

ENVA1.01x

EZPW1.10x

Revenue (TTM)

ENVA$2.06B

EZPW$1.58B

Revenue Growth (YoY)

ENVA22.5%

EZPW28.6%

Forward Rev Growth

ENVA18.4%

EZPW7.6%

Gross Margin (TTM)

ENVA100.0%

EZPW58.6%

Operating Margin (TTM)

ENVA40.2%

EZPW13.9%

EBITDA Margin (TTM)

ENVA42.1%

EZPW16.3%

Net Margin (TTM)

ENVA17.3%

EZPW10.0%

FCF Margin (TTM)

ENVA94.8%

EZPW8.7%

Net Income (TTM)

ENVA$355M

EZPW$158M

FCF (TTM)

ENVA$1.95B

EZPW$138M

EPS (TTM)

ENVA$13.53

EZPW$1.90

ROE (TTM)

ENVA25.8%

EZPW14.4%

ROA (TTM)

ENVA5.4%

EZPW7.7%

ROIC (TTM)

ENVA5.9%

EZPW9.8%

Cash

ENVA$122M

EZPW$311M

Debt

ENVA$5.01B

EZPW$521M

Net Cash/Debt

ENVA$-4.89B

EZPW$-210M

Current Ratio (TTM)

ENVA20.16x

EZPW4.81x

Quick Ratio (TTM)

ENVA20.16x

EZPW3.40x

Debt/Equity (TTM)

ENVA3.35x

EZPW0.45x

Debt/Assets (TTM)

ENVA0.0%

EZPW0.0%

Interest Coverage (TTM)

ENVAN/A

EZPWN/A

Net Debt/EBITDA (TTM)

ENVA0.00x

EZPW0.00x

Beta

ENVA1.40

EZPW0.76

52W Performance

ENVA63.7%

EZPW73.3%

YTD Performance

ENVA9.2%

EZPW62.7%

% from 52W High

ENVA-33.9%

EZPW-12.1%

% from 52W Low

ENVA71.6%

EZPW97.8%

Asset Turnover (TTM)

ENVA0.31x

EZPW0.77x

FCF Yield (TTM)

ENVA44.4%

EZPW6.9%

Earnings Yield (TTM)

ENVA8.1%

EZPW7.9%

Dividend Yield (TTM)

ENVAN/A

EZPWN/A

Rule of 40

ENVA117.3

EZPW37.3

EV/GP/RG

ENVA0.04

EZPW0.15

Ticker research

View ENVA research View EZPW research

Metric	ENVA Enova International Inc	EZPW EZCORP Inc
Market & Valuation
Market Cap	$4.40B	$2.01B
Enterprise Value	$9.29B	$2.22B
Price	$176.83	$32.64
P/E Ratio	13.07x	17.19x
P/S Ratio	2.14x	1.27x
EV/Sales	4.51x	1.40x
EV/EBITDA	10.73x	8.48x
P/B Ratio	2.96x	1.69x
P/FCF Ratio	2.25x	14.52x
EV/FCF	4.76x	16.04x
PEG Ratio	0.31x	0.27x
Forward P/E (NTM)	9.02x	15.67x
Forward P/S (NTM)	1.01x	1.10x
Revenue & Growth
Revenue (TTM)	$2.06B	$1.58B
Revenue Growth (YoY)	22.5%	28.6%
Forward Rev Growth	18.4%	7.6%
Profitability
Gross Margin (TTM)	100.0%	58.6%
Operating Margin (TTM)	40.2%	13.9%
EBITDA Margin (TTM)	42.1%	16.3%
Net Margin (TTM)	17.3%	10.0%
FCF Margin (TTM)	94.8%	8.7%
Net Income (TTM)	$355M	$158M
FCF (TTM)	$1.95B	$138M
EPS (TTM)	$13.53	$1.90
ROE (TTM)	25.8%	14.4%
ROA (TTM)	5.4%	7.7%
ROIC (TTM)	5.9%	9.8%
Financial Health
Cash	$122M	$311M
Debt	$5.01B	$521M
Net Cash/Debt	$-4.89B	$-210M
Current Ratio (TTM)	20.16x	4.81x
Quick Ratio (TTM)	20.16x	3.40x
Debt/Equity (TTM)	3.35x	0.45x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.40	0.76
52W Performance	63.7%	73.3%
YTD Performance	9.2%	62.7%
% from 52W High	-33.9%	-12.1%
% from 52W Low	71.6%	97.8%
Efficiency & Yields
Asset Turnover (TTM)	0.31x	0.77x
FCF Yield (TTM)	44.4%	6.9%
Earnings Yield (TTM)	8.1%	7.9%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	117.3	37.3
EV/GP/RG	0.04	0.15
Ticker research	View ENVA research	View EZPW research