Compare $ENVA vs $FIGR | Chartloom

Compare

$ENVA vs $FIGR

Enova International Inc · Figure Technology Solutions Inc

ENVA

Enova International Inc

FIGR

Figure Technology Solutions Inc

Compare $ENVA vs $FIGR

Comparing Enova International Inc and Figure Technology Solutions Inc

ENVAEnova International Inc

FIGRFigure Technology Solutions Inc

ENVAEnova International Inc

Market cap

$4.43B

P/E (TTM)

13.16x

Forward P/E (NTM)

9.08x

Forward P/S (NTM)

1.02x

Rev growth (TTM)

22.5%

YTD performance

9.9%

52W performance

64.6%

FCF yield

44.0%

FIGRFigure Technology Solutions Inc

Market cap

$6.42B

P/E (TTM)

35.38x

Forward P/E (NTM)

23.26x

Forward P/S (NTM)

6.01x

Rev growth (TTM)

—

YTD performance

-34.8%

52W performance

-42.0%

FCF yield

-1.5%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ENVA

FIGR

Detailed metrics comparison

ENVA

Enova International Inc

FIGR

Figure Technology Solutions Inc

Market Cap

ENVA$4.43B

FIGR$6.42B

Enterprise Value

ENVA$9.33B

FIGR$5.94B

Price

ENVA$178.07

FIGR$28.54

P/E Ratio

ENVA13.16x

FIGR35.38x

P/S Ratio

ENVA2.15x

FIGR9.05x

EV/Sales

ENVA4.53x

FIGR8.38x

EV/EBITDA

ENVA10.76x

FIGR19.69x

P/B Ratio

ENVA2.88x

FIGR4.53x

P/FCF Ratio

ENVA2.27x

FIGRN/A

EV/FCF

ENVA4.78x

FIGR-60.20x

PEG Ratio

ENVA0.29x

FIGR0.68x

Forward P/E (NTM)

ENVA9.08x

FIGR23.26x

Forward P/S (NTM)

ENVA1.02x

FIGR6.01x

Revenue (TTM)

ENVA$2.06B

FIGR$709M

Revenue Growth (YoY)

ENVA22.5%

FIGRN/A

Forward Rev Growth

ENVA18.4%

FIGR29.2%

Gross Margin (TTM)

ENVA100.0%

FIGR0.0%

Operating Margin (TTM)

ENVA40.2%

FIGR28.4%

EBITDA Margin (TTM)

ENVA42.1%

FIGR39.6%

Net Margin (TTM)

ENVA17.3%

FIGR28.1%

FCF Margin (TTM)

ENVA94.8%

FIGR-13.9%

Net Income (TTM)

ENVA$355M

FIGR$199M

FCF (TTM)

ENVA$1.95B

FIGR$-99M

EPS (TTM)

ENVA$13.53

FIGR$0.81

ROE (TTM)

ENVA25.8%

FIGR18.6%

ROA (TTM)

ENVA5.4%

FIGR9.3%

ROIC (TTM)

ENVA5.9%

FIGR11.9%

Cash

ENVA$122M

FIGR$1.44B

Debt

ENVA$5.01B

FIGR$963M

Net Cash/Debt

ENVA$-4.89B

FIGR$475M

Current Ratio (TTM)

ENVA20.16x

FIGR1.86x

Quick Ratio (TTM)

ENVA20.16x

FIGR1.86x

Debt/Equity (TTM)

ENVA3.35x

FIGR0.68x

Debt/Assets (TTM)

ENVA0.0%

FIGR0.0%

Interest Coverage (TTM)

ENVAN/A

FIGRN/A

Net Debt/EBITDA (TTM)

ENVA0.00x

FIGR0.00x

Beta

ENVA1.40

FIGR0.33

52W Performance

ENVA64.6%

FIGR-42.0%

YTD Performance

ENVA9.9%

FIGR-34.8%

% from 52W High

ENVA-33.4%

FIGR-63.4%

% from 52W Low

ENVA72.8%

FIGR18.4%

Asset Turnover (TTM)

ENVA0.31x

FIGR0.28x

FCF Yield (TTM)

ENVA44.0%

FIGR-1.5%

Earnings Yield (TTM)

ENVA8.0%

FIGR3.1%

Dividend Yield (TTM)

ENVAN/A

FIGRN/A

Rule of 40

ENVA117.3

FIGR-13.9

EV/GP/RG

ENVA0.04

FIGRN/A

Ticker research

View ENVA research View FIGR research

Metric	ENVA Enova International Inc	FIGR Figure Technology Solutions Inc
Market & Valuation
Market Cap	$4.43B	$6.42B
Enterprise Value	$9.33B	$5.94B
Price	$178.07	$28.54
P/E Ratio	13.16x	35.38x
P/S Ratio	2.15x	9.05x
EV/Sales	4.53x	8.38x
EV/EBITDA	10.76x	19.69x
P/B Ratio	2.88x	4.53x
P/FCF Ratio	2.27x	N/A
EV/FCF	4.78x	-60.20x
PEG Ratio	0.29x	0.68x
Forward P/E (NTM)	9.08x	23.26x
Forward P/S (NTM)	1.02x	6.01x
Revenue & Growth
Revenue (TTM)	$2.06B	$709M
Revenue Growth (YoY)	22.5%	N/A
Forward Rev Growth	18.4%	29.2%
Profitability
Gross Margin (TTM)	100.0%	0.0%
Operating Margin (TTM)	40.2%	28.4%
EBITDA Margin (TTM)	42.1%	39.6%
Net Margin (TTM)	17.3%	28.1%
FCF Margin (TTM)	94.8%	-13.9%
Net Income (TTM)	$355M	$199M
FCF (TTM)	$1.95B	$-99M
EPS (TTM)	$13.53	$0.81
ROE (TTM)	25.8%	18.6%
ROA (TTM)	5.4%	9.3%
ROIC (TTM)	5.9%	11.9%
Financial Health
Cash	$122M	$1.44B
Debt	$5.01B	$963M
Net Cash/Debt	$-4.89B	$475M
Current Ratio (TTM)	20.16x	1.86x
Quick Ratio (TTM)	20.16x	1.86x
Debt/Equity (TTM)	3.35x	0.68x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.40	0.33
52W Performance	64.6%	-42.0%
YTD Performance	9.9%	-34.8%
% from 52W High	-33.4%	-63.4%
% from 52W Low	72.8%	18.4%
Efficiency & Yields
Asset Turnover (TTM)	0.31x	0.28x
FCF Yield (TTM)	44.0%	-1.5%
Earnings Yield (TTM)	8.0%	3.1%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	117.3	-13.9
EV/GP/RG	0.04	N/A
Ticker research	View ENVA research	View FIGR research

Valuation

P/E Ratio

ENVA

13.16x

FIGR

35.38x

P/S Ratio

ENVA

2.15x

FIGR

9.05x

EV/FCF

FIGR

-60.20x

ENVA

4.78x

Growth & revenue

Revenue Growth TTM

ENVA

22.5%

Forward Revenue Growth

FIGR

29.2%

ENVA

18.4%

Profitability & performance

Gross Margin

ENVA

100.0%

FIGR

0.0%

ROE

ENVA

25.8%

FIGR

18.6%

FCF Yield %

ENVA

44.0%

FIGR

-1.5%

52-Week Performance

ENVA

64.6%

FIGR

-42.0%

Detailed metrics comparison

ENVA

Enova International Inc

FIGR

Figure Technology Solutions Inc

Market Cap

ENVA$4.43B

FIGR$6.42B

Enterprise Value

ENVA$9.33B

FIGR$5.94B

Price

ENVA$178.07

FIGR$28.54

P/E Ratio

ENVA13.16x

FIGR35.38x

P/S Ratio

ENVA2.15x

FIGR9.05x

EV/Sales

ENVA4.53x

FIGR8.38x

EV/EBITDA

ENVA10.76x

FIGR19.69x

P/B Ratio

ENVA2.88x

FIGR4.53x

P/FCF Ratio

ENVA2.27x

FIGRN/A

EV/FCF

ENVA4.78x

FIGR-60.20x

PEG Ratio

ENVA0.29x

FIGR0.68x

Forward P/E (NTM)

ENVA9.08x

FIGR23.26x

Forward P/S (NTM)

ENVA1.02x

FIGR6.01x

Revenue (TTM)

ENVA$2.06B

FIGR$709M

Revenue Growth (YoY)

ENVA22.5%

FIGRN/A

Forward Rev Growth

ENVA18.4%

FIGR29.2%

Gross Margin (TTM)

ENVA100.0%

FIGR0.0%

Operating Margin (TTM)

ENVA40.2%

FIGR28.4%

EBITDA Margin (TTM)

ENVA42.1%

FIGR39.6%

Net Margin (TTM)

ENVA17.3%

FIGR28.1%

FCF Margin (TTM)

ENVA94.8%

FIGR-13.9%

Net Income (TTM)

ENVA$355M

FIGR$199M

FCF (TTM)

ENVA$1.95B

FIGR$-99M

EPS (TTM)

ENVA$13.53

FIGR$0.81

ROE (TTM)

ENVA25.8%

FIGR18.6%

ROA (TTM)

ENVA5.4%

FIGR9.3%

ROIC (TTM)

ENVA5.9%

FIGR11.9%

Cash

ENVA$122M

FIGR$1.44B

Debt

ENVA$5.01B

FIGR$963M

Net Cash/Debt

ENVA$-4.89B

FIGR$475M

Current Ratio (TTM)

ENVA20.16x

FIGR1.86x

Quick Ratio (TTM)

ENVA20.16x

FIGR1.86x

Debt/Equity (TTM)

ENVA3.35x

FIGR0.68x

Debt/Assets (TTM)

ENVA0.0%

FIGR0.0%

Interest Coverage (TTM)

ENVAN/A

FIGRN/A

Net Debt/EBITDA (TTM)

ENVA0.00x

FIGR0.00x

Beta

ENVA1.40

FIGR0.33

52W Performance

ENVA64.6%

FIGR-42.0%

YTD Performance

ENVA9.9%

FIGR-34.8%

% from 52W High

ENVA-33.4%

FIGR-63.4%

% from 52W Low

ENVA72.8%

FIGR18.4%

Asset Turnover (TTM)

ENVA0.31x

FIGR0.28x

FCF Yield (TTM)

ENVA44.0%

FIGR-1.5%

Earnings Yield (TTM)

ENVA8.0%

FIGR3.1%

Dividend Yield (TTM)

ENVAN/A

FIGRN/A

Rule of 40

ENVA117.3

FIGR-13.9

EV/GP/RG

ENVA0.04

FIGRN/A

Ticker research

View ENVA research View FIGR research

Metric	ENVA Enova International Inc	FIGR Figure Technology Solutions Inc
Market & Valuation
Market Cap	$4.43B	$6.42B
Enterprise Value	$9.33B	$5.94B
Price	$178.07	$28.54
P/E Ratio	13.16x	35.38x
P/S Ratio	2.15x	9.05x
EV/Sales	4.53x	8.38x
EV/EBITDA	10.76x	19.69x
P/B Ratio	2.88x	4.53x
P/FCF Ratio	2.27x	N/A
EV/FCF	4.78x	-60.20x
PEG Ratio	0.29x	0.68x
Forward P/E (NTM)	9.08x	23.26x
Forward P/S (NTM)	1.02x	6.01x
Revenue & Growth
Revenue (TTM)	$2.06B	$709M
Revenue Growth (YoY)	22.5%	N/A
Forward Rev Growth	18.4%	29.2%
Profitability
Gross Margin (TTM)	100.0%	0.0%
Operating Margin (TTM)	40.2%	28.4%
EBITDA Margin (TTM)	42.1%	39.6%
Net Margin (TTM)	17.3%	28.1%
FCF Margin (TTM)	94.8%	-13.9%
Net Income (TTM)	$355M	$199M
FCF (TTM)	$1.95B	$-99M
EPS (TTM)	$13.53	$0.81
ROE (TTM)	25.8%	18.6%
ROA (TTM)	5.4%	9.3%
ROIC (TTM)	5.9%	11.9%
Financial Health
Cash	$122M	$1.44B
Debt	$5.01B	$963M
Net Cash/Debt	$-4.89B	$475M
Current Ratio (TTM)	20.16x	1.86x
Quick Ratio (TTM)	20.16x	1.86x
Debt/Equity (TTM)	3.35x	0.68x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.40	0.33
52W Performance	64.6%	-42.0%
YTD Performance	9.9%	-34.8%
% from 52W High	-33.4%	-63.4%
% from 52W Low	72.8%	18.4%
Efficiency & Yields
Asset Turnover (TTM)	0.31x	0.28x
FCF Yield (TTM)	44.0%	-1.5%
Earnings Yield (TTM)	8.0%	3.1%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	117.3	-13.9
EV/GP/RG	0.04	N/A
Ticker research	View ENVA research	View FIGR research