Compare $ENVA vs $OMF | Chartloom

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$ENVA vs $OMF

Enova International Inc · OneMain Holdings Inc

ENVA

Enova International Inc

OMF

OneMain Holdings Inc

Compare $ENVA vs $OMF

Comparing Enova International Inc and OneMain Holdings Inc

ENVAEnova International Inc

OMFOneMain Holdings Inc

ENVAEnova International Inc

Market cap

$4.43B

P/E (TTM)

13.16x

Forward P/E (NTM)

9.08x

Forward P/S (NTM)

1.02x

Rev growth (TTM)

22.5%

YTD performance

9.9%

52W performance

64.6%

FCF yield

44.0%

OMFOneMain Holdings Inc

Market cap

$6.48B

P/E (TTM)

8.31x

Forward P/E (NTM)

7.21x

Forward P/S (NTM)

1.29x

Rev growth (TTM)

7.0%

YTD performance

-18.8%

52W performance

2.6%

FCF yield

49.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

ENVA

OMF

Detailed metrics comparison

ENVA

Enova International Inc

OMF

OneMain Holdings Inc

Market Cap

ENVA$4.43B

OMF$6.48B

Enterprise Value

ENVA$9.33B

OMF$28.68B

Price

ENVA$178.07

OMF$56.07

P/E Ratio

ENVA13.16x

OMF8.31x

P/S Ratio

ENVA2.15x

OMF1.01x

EV/Sales

ENVA4.53x

OMF4.47x

EV/EBITDA

ENVA10.76x

OMF20.11x

P/B Ratio

ENVA2.88x

OMF1.91x

P/FCF Ratio

ENVA2.27x

OMF2.00x

EV/FCF

ENVA4.78x

OMF8.87x

PEG Ratio

ENVA0.29x

OMF0.61x

Forward P/E (NTM)

ENVA9.08x

OMF7.21x

Forward P/S (NTM)

ENVA1.02x

OMF1.29x

Revenue (TTM)

ENVA$2.06B

OMF$6.42B

Revenue Growth (YoY)

ENVA22.5%

OMF7.0%

Forward Rev Growth

ENVA18.4%

OMF12.6%

Gross Margin (TTM)

ENVA100.0%

OMF79.9%

Operating Margin (TTM)

ENVA40.2%

OMF15.7%

EBITDA Margin (TTM)

ENVA42.1%

OMF20.9%

Net Margin (TTM)

ENVA17.3%

OMF12.2%

FCF Margin (TTM)

ENVA94.8%

OMF50.4%

Net Income (TTM)

ENVA$355M

OMF$781M

FCF (TTM)

ENVA$1.95B

OMF$3.23B

EPS (TTM)

ENVA$13.53

OMF$6.75

ROE (TTM)

ENVA25.8%

OMF23.1%

ROA (TTM)

ENVA5.4%

OMF2.9%

ROIC (TTM)

ENVA5.9%

OMF3.0%

Cash

ENVA$122M

OMF$567M

Debt

ENVA$5.01B

OMF$22.77B

Net Cash/Debt

ENVA$-4.89B

OMF$-22.20B

Current Ratio (TTM)

ENVA20.16x

OMF3.18x

Quick Ratio (TTM)

ENVA20.16x

OMF3.18x

Debt/Equity (TTM)

ENVA3.35x

OMF6.73x

Debt/Assets (TTM)

ENVA0.0%

OMF0.0%

Interest Coverage (TTM)

ENVAN/A

OMFN/A

Net Debt/EBITDA (TTM)

ENVA0.00x

OMF0.00x

Beta

ENVA1.40

OMF1.29

52W Performance

ENVA64.6%

OMF2.6%

YTD Performance

ENVA9.9%

OMF-18.8%

% from 52W High

ENVA-33.4%

OMF-22.0%

% from 52W Low

ENVA72.8%

OMF22.5%

Asset Turnover (TTM)

ENVA0.31x

OMF0.24x

FCF Yield (TTM)

ENVA44.0%

OMF49.9%

Earnings Yield (TTM)

ENVA8.0%

OMF12.1%

Dividend Yield (TTM)

ENVAN/A

OMF7.7%

Rule of 40

ENVA117.3

OMF57.3

EV/GP/RG

ENVA0.04

OMF0.42

Ticker research

View ENVA research View OMF research

Metric	ENVA Enova International Inc	OMF OneMain Holdings Inc
Market & Valuation
Market Cap	$4.43B	$6.48B
Enterprise Value	$9.33B	$28.68B
Price	$178.07	$56.07
P/E Ratio	13.16x	8.31x
P/S Ratio	2.15x	1.01x
EV/Sales	4.53x	4.47x
EV/EBITDA	10.76x	20.11x
P/B Ratio	2.88x	1.91x
P/FCF Ratio	2.27x	2.00x
EV/FCF	4.78x	8.87x
PEG Ratio	0.29x	0.61x
Forward P/E (NTM)	9.08x	7.21x
Forward P/S (NTM)	1.02x	1.29x
Revenue & Growth
Revenue (TTM)	$2.06B	$6.42B
Revenue Growth (YoY)	22.5%	7.0%
Forward Rev Growth	18.4%	12.6%
Profitability
Gross Margin (TTM)	100.0%	79.9%
Operating Margin (TTM)	40.2%	15.7%
EBITDA Margin (TTM)	42.1%	20.9%
Net Margin (TTM)	17.3%	12.2%
FCF Margin (TTM)	94.8%	50.4%
Net Income (TTM)	$355M	$781M
FCF (TTM)	$1.95B	$3.23B
EPS (TTM)	$13.53	$6.75
ROE (TTM)	25.8%	23.1%
ROA (TTM)	5.4%	2.9%
ROIC (TTM)	5.9%	3.0%
Financial Health
Cash	$122M	$567M
Debt	$5.01B	$22.77B
Net Cash/Debt	$-4.89B	$-22.20B
Current Ratio (TTM)	20.16x	3.18x
Quick Ratio (TTM)	20.16x	3.18x
Debt/Equity (TTM)	3.35x	6.73x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.40	1.29
52W Performance	64.6%	2.6%
YTD Performance	9.9%	-18.8%
% from 52W High	-33.4%	-22.0%
% from 52W Low	72.8%	22.5%
Efficiency & Yields
Asset Turnover (TTM)	0.31x	0.24x
FCF Yield (TTM)	44.0%	49.9%
Earnings Yield (TTM)	8.0%	12.1%
Dividend Yield (TTM)	N/A	7.7%
Other
Rule of 40	117.3	57.3
EV/GP/RG	0.04	0.42
Ticker research	View ENVA research	View OMF research

Valuation

P/E Ratio

OMF

8.31x

ENVA

13.16x

P/S Ratio

OMF

1.01x

ENVA

2.15x

EV/FCF

ENVA

4.78x

OMF

8.87x

Growth & revenue

Revenue Growth TTM

ENVA

22.5%

OMF

7.0%

Forward Revenue Growth

ENVA

18.4%

OMF

12.6%

Profitability & performance

Gross Margin

ENVA

100.0%

OMF

79.9%

ROE

ENVA

25.8%

OMF

23.1%

FCF Yield %

OMF

49.9%

ENVA

44.0%

52-Week Performance

ENVA

64.6%

OMF

2.6%

Detailed metrics comparison

ENVA

Enova International Inc

OMF

OneMain Holdings Inc

Market Cap

ENVA$4.43B

OMF$6.48B

Enterprise Value

ENVA$9.33B

OMF$28.68B

Price

ENVA$178.07

OMF$56.07

P/E Ratio

ENVA13.16x

OMF8.31x

P/S Ratio

ENVA2.15x

OMF1.01x

EV/Sales

ENVA4.53x

OMF4.47x

EV/EBITDA

ENVA10.76x

OMF20.11x

P/B Ratio

ENVA2.88x

OMF1.91x

P/FCF Ratio

ENVA2.27x

OMF2.00x

EV/FCF

ENVA4.78x

OMF8.87x

PEG Ratio

ENVA0.29x

OMF0.61x

Forward P/E (NTM)

ENVA9.08x

OMF7.21x

Forward P/S (NTM)

ENVA1.02x

OMF1.29x

Revenue (TTM)

ENVA$2.06B

OMF$6.42B

Revenue Growth (YoY)

ENVA22.5%

OMF7.0%

Forward Rev Growth

ENVA18.4%

OMF12.6%

Gross Margin (TTM)

ENVA100.0%

OMF79.9%

Operating Margin (TTM)

ENVA40.2%

OMF15.7%

EBITDA Margin (TTM)

ENVA42.1%

OMF20.9%

Net Margin (TTM)

ENVA17.3%

OMF12.2%

FCF Margin (TTM)

ENVA94.8%

OMF50.4%

Net Income (TTM)

ENVA$355M

OMF$781M

FCF (TTM)

ENVA$1.95B

OMF$3.23B

EPS (TTM)

ENVA$13.53

OMF$6.75

ROE (TTM)

ENVA25.8%

OMF23.1%

ROA (TTM)

ENVA5.4%

OMF2.9%

ROIC (TTM)

ENVA5.9%

OMF3.0%

Cash

ENVA$122M

OMF$567M

Debt

ENVA$5.01B

OMF$22.77B

Net Cash/Debt

ENVA$-4.89B

OMF$-22.20B

Current Ratio (TTM)

ENVA20.16x

OMF3.18x

Quick Ratio (TTM)

ENVA20.16x

OMF3.18x

Debt/Equity (TTM)

ENVA3.35x

OMF6.73x

Debt/Assets (TTM)

ENVA0.0%

OMF0.0%

Interest Coverage (TTM)

ENVAN/A

OMFN/A

Net Debt/EBITDA (TTM)

ENVA0.00x

OMF0.00x

Beta

ENVA1.40

OMF1.29

52W Performance

ENVA64.6%

OMF2.6%

YTD Performance

ENVA9.9%

OMF-18.8%

% from 52W High

ENVA-33.4%

OMF-22.0%

% from 52W Low

ENVA72.8%

OMF22.5%

Asset Turnover (TTM)

ENVA0.31x

OMF0.24x

FCF Yield (TTM)

ENVA44.0%

OMF49.9%

Earnings Yield (TTM)

ENVA8.0%

OMF12.1%

Dividend Yield (TTM)

ENVAN/A

OMF7.7%

Rule of 40

ENVA117.3

OMF57.3

EV/GP/RG

ENVA0.04

OMF0.42

Ticker research

View ENVA research View OMF research

Metric	ENVA Enova International Inc	OMF OneMain Holdings Inc
Market & Valuation
Market Cap	$4.43B	$6.48B
Enterprise Value	$9.33B	$28.68B
Price	$178.07	$56.07
P/E Ratio	13.16x	8.31x
P/S Ratio	2.15x	1.01x
EV/Sales	4.53x	4.47x
EV/EBITDA	10.76x	20.11x
P/B Ratio	2.88x	1.91x
P/FCF Ratio	2.27x	2.00x
EV/FCF	4.78x	8.87x
PEG Ratio	0.29x	0.61x
Forward P/E (NTM)	9.08x	7.21x
Forward P/S (NTM)	1.02x	1.29x
Revenue & Growth
Revenue (TTM)	$2.06B	$6.42B
Revenue Growth (YoY)	22.5%	7.0%
Forward Rev Growth	18.4%	12.6%
Profitability
Gross Margin (TTM)	100.0%	79.9%
Operating Margin (TTM)	40.2%	15.7%
EBITDA Margin (TTM)	42.1%	20.9%
Net Margin (TTM)	17.3%	12.2%
FCF Margin (TTM)	94.8%	50.4%
Net Income (TTM)	$355M	$781M
FCF (TTM)	$1.95B	$3.23B
EPS (TTM)	$13.53	$6.75
ROE (TTM)	25.8%	23.1%
ROA (TTM)	5.4%	2.9%
ROIC (TTM)	5.9%	3.0%
Financial Health
Cash	$122M	$567M
Debt	$5.01B	$22.77B
Net Cash/Debt	$-4.89B	$-22.20B
Current Ratio (TTM)	20.16x	3.18x
Quick Ratio (TTM)	20.16x	3.18x
Debt/Equity (TTM)	3.35x	6.73x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.40	1.29
52W Performance	64.6%	2.6%
YTD Performance	9.9%	-18.8%
% from 52W High	-33.4%	-22.0%
% from 52W Low	72.8%	22.5%
Efficiency & Yields
Asset Turnover (TTM)	0.31x	0.24x
FCF Yield (TTM)	44.0%	49.9%
Earnings Yield (TTM)	8.0%	12.1%
Dividend Yield (TTM)	N/A	7.7%
Other
Rule of 40	117.3	57.3
EV/GP/RG	0.04	0.42
Ticker research	View ENVA research	View OMF research