Compare $FCFS vs $NNI | Chartloom

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$FCFS vs $NNI

Firstcash Holdings Inc · Nelnet Inc

FCFS

Firstcash Holdings Inc

NNI

Nelnet Inc

Compare $FCFS vs $NNI

Comparing Firstcash Holdings Inc and Nelnet Inc

FCFSFirstcash Holdings Inc

NNINelnet Inc

FCFSFirstcash Holdings Inc

Market cap

$9.27B

P/E (TTM)

24.24x

Forward P/E (NTM)

17.48x

Forward P/S (NTM)

2.02x

Rev growth (TTM)

21.6%

YTD performance

36.3%

52W performance

37.1%

FCF yield

5.7%

NNINelnet Inc

Market cap

$4.50B

P/E (TTM)

15.21x

Forward P/E (NTM)

14.89x

Forward P/S (NTM)

2.57x

Rev growth (TTM)

1.0%

YTD performance

-2.9%

52W performance

-2.8%

FCF yield

8.1%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

FCFS

NNI

Detailed metrics comparison

FCFS

Firstcash Holdings Inc

NNI

Nelnet Inc

Market Cap

FCFS$9.27B

NNI$4.50B

Enterprise Value

FCFS$11.44B

NNI$13.59B

Price

FCFS$213.70

NNI$125.26

P/E Ratio

FCFS24.24x

NNI15.21x

P/S Ratio

FCFS2.25x

NNI2.22x

EV/Sales

FCFS2.78x

NNI6.70x

EV/EBITDA

FCFS14.20x

NNI23.72x

P/B Ratio

FCFS3.93x

NNI1.18x

P/FCF Ratio

FCFS17.42x

NNI12.36x

EV/FCF

FCFS21.51x

NNI37.33x

PEG Ratio

FCFS0.68x

NNIN/A

Forward P/E (NTM)

FCFS17.48x

NNI14.89x

Forward P/S (NTM)

FCFS2.02x

NNI2.57x

Revenue (TTM)

FCFS$4.12B

NNI$2.03B

Revenue Growth (YoY)

FCFS21.6%

NNI1.0%

Forward Rev Growth

FCFS9.5%

NNI6.4%

Gross Margin (TTM)

FCFS50.5%

NNI67.3%

Operating Margin (TTM)

FCFS16.1%

NNI16.0%

EBITDA Margin (TTM)

FCFS19.6%

NNI22.7%

Net Margin (TTM)

FCFS9.4%

NNI14.6%

FCF Margin (TTM)

FCFS12.9%

NNI18.0%

Net Income (TTM)

FCFS$388M

NNI$297M

FCF (TTM)

FCFS$532M

NNI$364M

EPS (TTM)

FCFS$8.81

NNI$8.24

ROE (TTM)

FCFS17.1%

NNI8.2%

ROA (TTM)

FCFS7.3%

NNI2.1%

ROIC (TTM)

FCFS8.6%

NNI2.3%

Cash

FCFS$172M

NNI$172M

Debt

FCFS$2.35B

NNI$9.26B

Net Cash/Debt

FCFS$-2.17B

NNI$-9.09B

Current Ratio (TTM)

FCFS4.89x

NNI0.11x

Quick Ratio (TTM)

FCFS3.40x

NNI0.11x

Debt/Equity (TTM)

FCFS1.01x

NNI2.46x

Debt/Assets (TTM)

FCFS0.0%

NNI0.0%

Interest Coverage (TTM)

FCFSN/A

NNIN/A

Net Debt/EBITDA (TTM)

FCFS0.00x

NNI0.00x

Beta

FCFS0.53

NNI0.79

52W Performance

FCFS37.1%

NNI-2.8%

YTD Performance

FCFS36.3%

NNI-2.9%

% from 52W High

FCFS-10.6%

NNI-13.2%

% from 52W Low

FCFS45.6%

NNI7.4%

Asset Turnover (TTM)

FCFS0.77x

NNI0.14x

FCF Yield (TTM)

FCFS5.7%

NNI8.1%

Earnings Yield (TTM)

FCFS4.2%

NNI6.6%

Dividend Yield (TTM)

FCFS0.8%

NNI1.0%

Rule of 40

FCFS34.5

NNI18.9

EV/GP/RG

FCFS0.48

NNI1.25

Ticker research

View FCFS research View NNI research

Metric	FCFS Firstcash Holdings Inc	NNI Nelnet Inc
Market & Valuation
Market Cap	$9.27B	$4.50B
Enterprise Value	$11.44B	$13.59B
Price	$213.70	$125.26
P/E Ratio	24.24x	15.21x
P/S Ratio	2.25x	2.22x
EV/Sales	2.78x	6.70x
EV/EBITDA	14.20x	23.72x
P/B Ratio	3.93x	1.18x
P/FCF Ratio	17.42x	12.36x
EV/FCF	21.51x	37.33x
PEG Ratio	0.68x	N/A
Forward P/E (NTM)	17.48x	14.89x
Forward P/S (NTM)	2.02x	2.57x
Revenue & Growth
Revenue (TTM)	$4.12B	$2.03B
Revenue Growth (YoY)	21.6%	1.0%
Forward Rev Growth	9.5%	6.4%
Profitability
Gross Margin (TTM)	50.5%	67.3%
Operating Margin (TTM)	16.1%	16.0%
EBITDA Margin (TTM)	19.6%	22.7%
Net Margin (TTM)	9.4%	14.6%
FCF Margin (TTM)	12.9%	18.0%
Net Income (TTM)	$388M	$297M
FCF (TTM)	$532M	$364M
EPS (TTM)	$8.81	$8.24
ROE (TTM)	17.1%	8.2%
ROA (TTM)	7.3%	2.1%
ROIC (TTM)	8.6%	2.3%
Financial Health
Cash	$172M	$172M
Debt	$2.35B	$9.26B
Net Cash/Debt	$-2.17B	$-9.09B
Current Ratio (TTM)	4.89x	0.11x
Quick Ratio (TTM)	3.40x	0.11x
Debt/Equity (TTM)	1.01x	2.46x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.53	0.79
52W Performance	37.1%	-2.8%
YTD Performance	36.3%	-2.9%
% from 52W High	-10.6%	-13.2%
% from 52W Low	45.6%	7.4%
Efficiency & Yields
Asset Turnover (TTM)	0.77x	0.14x
FCF Yield (TTM)	5.7%	8.1%
Earnings Yield (TTM)	4.2%	6.6%
Dividend Yield (TTM)	0.8%	1.0%
Other
Rule of 40	34.5	18.9
EV/GP/RG	0.48	1.25
Ticker research	View FCFS research	View NNI research

Valuation

P/E Ratio

NNI

15.21x

FCFS

24.24x

P/S Ratio

NNI

2.22x

FCFS

2.25x

EV/FCF

FCFS

21.51x

NNI

37.33x

Growth & revenue

Revenue Growth TTM

FCFS

21.6%

NNI

1.0%

Forward Revenue Growth

FCFS

9.5%

NNI

6.4%

Profitability & performance

Gross Margin

NNI

67.3%

FCFS

50.5%

ROE

FCFS

17.1%

NNI

8.2%

FCF Yield %

NNI

8.1%

FCFS

5.7%

52-Week Performance

FCFS

37.1%

NNI

-2.8%

Detailed metrics comparison

FCFS

Firstcash Holdings Inc

NNI

Nelnet Inc

Market Cap

FCFS$9.27B

NNI$4.50B

Enterprise Value

FCFS$11.44B

NNI$13.59B

Price

FCFS$213.70

NNI$125.26

P/E Ratio

FCFS24.24x

NNI15.21x

P/S Ratio

FCFS2.25x

NNI2.22x

EV/Sales

FCFS2.78x

NNI6.70x

EV/EBITDA

FCFS14.20x

NNI23.72x

P/B Ratio

FCFS3.93x

NNI1.18x

P/FCF Ratio

FCFS17.42x

NNI12.36x

EV/FCF

FCFS21.51x

NNI37.33x

PEG Ratio

FCFS0.68x

NNIN/A

Forward P/E (NTM)

FCFS17.48x

NNI14.89x

Forward P/S (NTM)

FCFS2.02x

NNI2.57x

Revenue (TTM)

FCFS$4.12B

NNI$2.03B

Revenue Growth (YoY)

FCFS21.6%

NNI1.0%

Forward Rev Growth

FCFS9.5%

NNI6.4%

Gross Margin (TTM)

FCFS50.5%

NNI67.3%

Operating Margin (TTM)

FCFS16.1%

NNI16.0%

EBITDA Margin (TTM)

FCFS19.6%

NNI22.7%

Net Margin (TTM)

FCFS9.4%

NNI14.6%

FCF Margin (TTM)

FCFS12.9%

NNI18.0%

Net Income (TTM)

FCFS$388M

NNI$297M

FCF (TTM)

FCFS$532M

NNI$364M

EPS (TTM)

FCFS$8.81

NNI$8.24

ROE (TTM)

FCFS17.1%

NNI8.2%

ROA (TTM)

FCFS7.3%

NNI2.1%

ROIC (TTM)

FCFS8.6%

NNI2.3%

Cash

FCFS$172M

NNI$172M

Debt

FCFS$2.35B

NNI$9.26B

Net Cash/Debt

FCFS$-2.17B

NNI$-9.09B

Current Ratio (TTM)

FCFS4.89x

NNI0.11x

Quick Ratio (TTM)

FCFS3.40x

NNI0.11x

Debt/Equity (TTM)

FCFS1.01x

NNI2.46x

Debt/Assets (TTM)

FCFS0.0%

NNI0.0%

Interest Coverage (TTM)

FCFSN/A

NNIN/A

Net Debt/EBITDA (TTM)

FCFS0.00x

NNI0.00x

Beta

FCFS0.53

NNI0.79

52W Performance

FCFS37.1%

NNI-2.8%

YTD Performance

FCFS36.3%

NNI-2.9%

% from 52W High

FCFS-10.6%

NNI-13.2%

% from 52W Low

FCFS45.6%

NNI7.4%

Asset Turnover (TTM)

FCFS0.77x

NNI0.14x

FCF Yield (TTM)

FCFS5.7%

NNI8.1%

Earnings Yield (TTM)

FCFS4.2%

NNI6.6%

Dividend Yield (TTM)

FCFS0.8%

NNI1.0%

Rule of 40

FCFS34.5

NNI18.9

EV/GP/RG

FCFS0.48

NNI1.25

Ticker research

View FCFS research View NNI research

Metric	FCFS Firstcash Holdings Inc	NNI Nelnet Inc
Market & Valuation
Market Cap	$9.27B	$4.50B
Enterprise Value	$11.44B	$13.59B
Price	$213.70	$125.26
P/E Ratio	24.24x	15.21x
P/S Ratio	2.25x	2.22x
EV/Sales	2.78x	6.70x
EV/EBITDA	14.20x	23.72x
P/B Ratio	3.93x	1.18x
P/FCF Ratio	17.42x	12.36x
EV/FCF	21.51x	37.33x
PEG Ratio	0.68x	N/A
Forward P/E (NTM)	17.48x	14.89x
Forward P/S (NTM)	2.02x	2.57x
Revenue & Growth
Revenue (TTM)	$4.12B	$2.03B
Revenue Growth (YoY)	21.6%	1.0%
Forward Rev Growth	9.5%	6.4%
Profitability
Gross Margin (TTM)	50.5%	67.3%
Operating Margin (TTM)	16.1%	16.0%
EBITDA Margin (TTM)	19.6%	22.7%
Net Margin (TTM)	9.4%	14.6%
FCF Margin (TTM)	12.9%	18.0%
Net Income (TTM)	$388M	$297M
FCF (TTM)	$532M	$364M
EPS (TTM)	$8.81	$8.24
ROE (TTM)	17.1%	8.2%
ROA (TTM)	7.3%	2.1%
ROIC (TTM)	8.6%	2.3%
Financial Health
Cash	$172M	$172M
Debt	$2.35B	$9.26B
Net Cash/Debt	$-2.17B	$-9.09B
Current Ratio (TTM)	4.89x	0.11x
Quick Ratio (TTM)	3.40x	0.11x
Debt/Equity (TTM)	1.01x	2.46x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.53	0.79
52W Performance	37.1%	-2.8%
YTD Performance	36.3%	-2.9%
% from 52W High	-10.6%	-13.2%
% from 52W Low	45.6%	7.4%
Efficiency & Yields
Asset Turnover (TTM)	0.77x	0.14x
FCF Yield (TTM)	5.7%	8.1%
Earnings Yield (TTM)	4.2%	6.6%
Dividend Yield (TTM)	0.8%	1.0%
Other
Rule of 40	34.5	18.9
EV/GP/RG	0.48	1.25
Ticker research	View FCFS research	View NNI research