Compare $FCFS vs $SYF | Chartloom

Compare

$FCFS vs $SYF

Firstcash Holdings Inc · Synchrony Financial

FCFS

Firstcash Holdings Inc

SYF

Synchrony Financial

Compare $FCFS vs $SYF

Comparing Firstcash Holdings Inc and Synchrony Financial

FCFSFirstcash Holdings Inc

SYFSynchrony Financial

FCFSFirstcash Holdings Inc

Market cap

$9.27B

P/E (TTM)

24.24x

Forward P/E (NTM)

17.48x

Forward P/S (NTM)

2.02x

Rev growth (TTM)

21.6%

YTD performance

36.3%

52W performance

37.1%

FCF yield

5.7%

SYFSynchrony Financial

Market cap

$23.69B

P/E (TTM)

7.08x

Forward P/E (NTM)

7.55x

Forward P/S (NTM)

1.25x

Rev growth (TTM)

2.9%

YTD performance

-14.0%

52W performance

2.6%

FCF yield

40.9%

Add ticker

Add up to 1 more ticker to compare

Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

FCFS

SYF

Detailed metrics comparison

FCFS

Firstcash Holdings Inc

SYF

Synchrony Financial

Market Cap

FCFS$9.27B

SYF$23.69B

Enterprise Value

FCFS$11.44B

SYF$40.12B

Price

FCFS$213.70

SYF$72.80

P/E Ratio

FCFS24.24x

SYF7.08x

P/S Ratio

FCFS2.25x

SYF1.23x

EV/Sales

FCFS2.78x

SYF2.08x

EV/EBITDA

FCFS14.20x

SYF7.76x

P/B Ratio

FCFS3.93x

SYF1.38x

P/FCF Ratio

FCFS17.42x

SYF2.44x

EV/FCF

FCFS21.51x

SYF4.14x

PEG Ratio

FCFS0.68x

SYF1.03x

Forward P/E (NTM)

FCFS17.48x

SYF7.55x

Forward P/S (NTM)

FCFS2.02x

SYF1.25x

Revenue (TTM)

FCFS$4.12B

SYF$19.25B

Revenue Growth (YoY)

FCFS21.6%

SYF2.9%

Forward Rev Growth

FCFS9.5%

SYF0.7%

Gross Margin (TTM)

FCFS50.5%

SYF0.0%

Operating Margin (TTM)

FCFS16.1%

SYF18.4%

EBITDA Margin (TTM)

FCFS19.6%

SYF26.9%

Net Margin (TTM)

FCFS9.4%

SYF17.8%

FCF Margin (TTM)

FCFS12.9%

SYF50.4%

Net Income (TTM)

FCFS$388M

SYF$3.44B

FCF (TTM)

FCFS$532M

SYF$9.69B

EPS (TTM)

FCFS$8.81

SYF$10.28

ROE (TTM)

FCFS17.1%

SYF20.9%

ROA (TTM)

FCFS7.3%

SYF2.9%

ROIC (TTM)

FCFS8.6%

SYF10.8%

Cash

FCFS$172M

SYF$0

Debt

FCFS$2.35B

SYF$16.43B

Net Cash/Debt

FCFS$-2.17B

SYF$-16.43B

Current Ratio (TTM)

FCFS4.89x

SYF0.00x

Quick Ratio (TTM)

FCFS3.40x

SYF0.00x

Debt/Equity (TTM)

FCFS1.01x

SYF0.97x

Debt/Assets (TTM)

FCFS0.0%

SYF0.0%

Interest Coverage (TTM)

FCFSN/A

SYFN/A

Net Debt/EBITDA (TTM)

FCFS0.00x

SYF0.00x

Beta

FCFS0.53

SYF1.43

52W Performance

FCFS37.1%

SYF2.6%

YTD Performance

FCFS36.3%

SYF-14.0%

% from 52W High

FCFS-10.6%

SYF-18.0%

% from 52W Low

FCFS45.6%

SYF15.4%

Asset Turnover (TTM)

FCFS0.77x

SYF0.00x

FCF Yield (TTM)

FCFS5.7%

SYF40.9%

Earnings Yield (TTM)

FCFS4.2%

SYF14.5%

Dividend Yield (TTM)

FCFS0.8%

SYF2.2%

Rule of 40

FCFS34.5

SYF53.3

EV/GP/RG

FCFS0.48

SYFN/A

Ticker research

View FCFS research View SYF research

Metric	FCFS Firstcash Holdings Inc	SYF Synchrony Financial
Market & Valuation
Market Cap	$9.27B	$23.69B
Enterprise Value	$11.44B	$40.12B
Price	$213.70	$72.80
P/E Ratio	24.24x	7.08x
P/S Ratio	2.25x	1.23x
EV/Sales	2.78x	2.08x
EV/EBITDA	14.20x	7.76x
P/B Ratio	3.93x	1.38x
P/FCF Ratio	17.42x	2.44x
EV/FCF	21.51x	4.14x
PEG Ratio	0.68x	1.03x
Forward P/E (NTM)	17.48x	7.55x
Forward P/S (NTM)	2.02x	1.25x
Revenue & Growth
Revenue (TTM)	$4.12B	$19.25B
Revenue Growth (YoY)	21.6%	2.9%
Forward Rev Growth	9.5%	0.7%
Profitability
Gross Margin (TTM)	50.5%	0.0%
Operating Margin (TTM)	16.1%	18.4%
EBITDA Margin (TTM)	19.6%	26.9%
Net Margin (TTM)	9.4%	17.8%
FCF Margin (TTM)	12.9%	50.4%
Net Income (TTM)	$388M	$3.44B
FCF (TTM)	$532M	$9.69B
EPS (TTM)	$8.81	$10.28
ROE (TTM)	17.1%	20.9%
ROA (TTM)	7.3%	2.9%
ROIC (TTM)	8.6%	10.8%
Financial Health
Cash	$172M	$0
Debt	$2.35B	$16.43B
Net Cash/Debt	$-2.17B	$-16.43B
Current Ratio (TTM)	4.89x	0.00x
Quick Ratio (TTM)	3.40x	0.00x
Debt/Equity (TTM)	1.01x	0.97x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.53	1.43
52W Performance	37.1%	2.6%
YTD Performance	36.3%	-14.0%
% from 52W High	-10.6%	-18.0%
% from 52W Low	45.6%	15.4%
Efficiency & Yields
Asset Turnover (TTM)	0.77x	0.00x
FCF Yield (TTM)	5.7%	40.9%
Earnings Yield (TTM)	4.2%	14.5%
Dividend Yield (TTM)	0.8%	2.2%
Other
Rule of 40	34.5	53.3
EV/GP/RG	0.48	N/A
Ticker research	View FCFS research	View SYF research

Valuation

P/E Ratio

SYF

7.08x

FCFS

24.24x

P/S Ratio

SYF

1.23x

FCFS

2.25x

EV/FCF

SYF

4.14x

FCFS

21.51x

Growth & revenue

Revenue Growth TTM

FCFS

21.6%

SYF

2.9%

Forward Revenue Growth

FCFS

9.5%

SYF

0.7%

Profitability & performance

Gross Margin

FCFS

50.5%

SYF

0.0%

ROE

SYF

20.9%

FCFS

17.1%

FCF Yield %

SYF

40.9%

FCFS

5.7%

52-Week Performance

FCFS

37.1%

SYF

2.6%

Detailed metrics comparison

FCFS

Firstcash Holdings Inc

SYF

Synchrony Financial

Market Cap

FCFS$9.27B

SYF$23.69B

Enterprise Value

FCFS$11.44B

SYF$40.12B

Price

FCFS$213.70

SYF$72.80

P/E Ratio

FCFS24.24x

SYF7.08x

P/S Ratio

FCFS2.25x

SYF1.23x

EV/Sales

FCFS2.78x

SYF2.08x

EV/EBITDA

FCFS14.20x

SYF7.76x

P/B Ratio

FCFS3.93x

SYF1.38x

P/FCF Ratio

FCFS17.42x

SYF2.44x

EV/FCF

FCFS21.51x

SYF4.14x

PEG Ratio

FCFS0.68x

SYF1.03x

Forward P/E (NTM)

FCFS17.48x

SYF7.55x

Forward P/S (NTM)

FCFS2.02x

SYF1.25x

Revenue (TTM)

FCFS$4.12B

SYF$19.25B

Revenue Growth (YoY)

FCFS21.6%

SYF2.9%

Forward Rev Growth

FCFS9.5%

SYF0.7%

Gross Margin (TTM)

FCFS50.5%

SYF0.0%

Operating Margin (TTM)

FCFS16.1%

SYF18.4%

EBITDA Margin (TTM)

FCFS19.6%

SYF26.9%

Net Margin (TTM)

FCFS9.4%

SYF17.8%

FCF Margin (TTM)

FCFS12.9%

SYF50.4%

Net Income (TTM)

FCFS$388M

SYF$3.44B

FCF (TTM)

FCFS$532M

SYF$9.69B

EPS (TTM)

FCFS$8.81

SYF$10.28

ROE (TTM)

FCFS17.1%

SYF20.9%

ROA (TTM)

FCFS7.3%

SYF2.9%

ROIC (TTM)

FCFS8.6%

SYF10.8%

Cash

FCFS$172M

SYF$0

Debt

FCFS$2.35B

SYF$16.43B

Net Cash/Debt

FCFS$-2.17B

SYF$-16.43B

Current Ratio (TTM)

FCFS4.89x

SYF0.00x

Quick Ratio (TTM)

FCFS3.40x

SYF0.00x

Debt/Equity (TTM)

FCFS1.01x

SYF0.97x

Debt/Assets (TTM)

FCFS0.0%

SYF0.0%

Interest Coverage (TTM)

FCFSN/A

SYFN/A

Net Debt/EBITDA (TTM)

FCFS0.00x

SYF0.00x

Beta

FCFS0.53

SYF1.43

52W Performance

FCFS37.1%

SYF2.6%

YTD Performance

FCFS36.3%

SYF-14.0%

% from 52W High

FCFS-10.6%

SYF-18.0%

% from 52W Low

FCFS45.6%

SYF15.4%

Asset Turnover (TTM)

FCFS0.77x

SYF0.00x

FCF Yield (TTM)

FCFS5.7%

SYF40.9%

Earnings Yield (TTM)

FCFS4.2%

SYF14.5%

Dividend Yield (TTM)

FCFS0.8%

SYF2.2%

Rule of 40

FCFS34.5

SYF53.3

EV/GP/RG

FCFS0.48

SYFN/A

Ticker research

View FCFS research View SYF research

Metric	FCFS Firstcash Holdings Inc	SYF Synchrony Financial
Market & Valuation
Market Cap	$9.27B	$23.69B
Enterprise Value	$11.44B	$40.12B
Price	$213.70	$72.80
P/E Ratio	24.24x	7.08x
P/S Ratio	2.25x	1.23x
EV/Sales	2.78x	2.08x
EV/EBITDA	14.20x	7.76x
P/B Ratio	3.93x	1.38x
P/FCF Ratio	17.42x	2.44x
EV/FCF	21.51x	4.14x
PEG Ratio	0.68x	1.03x
Forward P/E (NTM)	17.48x	7.55x
Forward P/S (NTM)	2.02x	1.25x
Revenue & Growth
Revenue (TTM)	$4.12B	$19.25B
Revenue Growth (YoY)	21.6%	2.9%
Forward Rev Growth	9.5%	0.7%
Profitability
Gross Margin (TTM)	50.5%	0.0%
Operating Margin (TTM)	16.1%	18.4%
EBITDA Margin (TTM)	19.6%	26.9%
Net Margin (TTM)	9.4%	17.8%
FCF Margin (TTM)	12.9%	50.4%
Net Income (TTM)	$388M	$3.44B
FCF (TTM)	$532M	$9.69B
EPS (TTM)	$8.81	$10.28
ROE (TTM)	17.1%	20.9%
ROA (TTM)	7.3%	2.9%
ROIC (TTM)	8.6%	10.8%
Financial Health
Cash	$172M	$0
Debt	$2.35B	$16.43B
Net Cash/Debt	$-2.17B	$-16.43B
Current Ratio (TTM)	4.89x	0.00x
Quick Ratio (TTM)	3.40x	0.00x
Debt/Equity (TTM)	1.01x	0.97x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.53	1.43
52W Performance	37.1%	2.6%
YTD Performance	36.3%	-14.0%
% from 52W High	-10.6%	-18.0%
% from 52W Low	45.6%	15.4%
Efficiency & Yields
Asset Turnover (TTM)	0.77x	0.00x
FCF Yield (TTM)	5.7%	40.9%
Earnings Yield (TTM)	4.2%	14.5%
Dividend Yield (TTM)	0.8%	2.2%
Other
Rule of 40	34.5	53.3
EV/GP/RG	0.48	N/A
Ticker research	View FCFS research	View SYF research