Compare $JCAP vs $NAVI | Chartloom

Compare

$JCAP vs $NAVI

Jefferson Capital Inc · Navient Corp

JCAP

Jefferson Capital Inc

NAVI

Navient Corp

Compare $JCAP vs $NAVI

Comparing Jefferson Capital Inc and Navient Corp

JCAPJefferson Capital Inc

NAVINavient Corp

JCAPJefferson Capital Inc

Market cap

$1.10B

P/E (TTM)

7.93x

Forward P/E (NTM)

6.51x

Forward P/S (NTM)

1.50x

Rev growth (TTM)

—

YTD performance

-9.9%

52W performance

10.9%

FCF yield

19.9%

NAVINavient Corp

Market cap

$856M

P/E (TTM)

—

Forward P/E (NTM)

10.78x

Forward P/S (NTM)

1.44x

Rev growth (TTM)

-20.8%

YTD performance

-28.7%

52W performance

-26.8%

FCF yield

39.7%

Add ticker

Add up to 1 more ticker to compare

Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

JCAP

NAVI

Detailed metrics comparison

JCAP

Jefferson Capital Inc

NAVI

Navient Corp

Market Cap

JCAP$1.10B

NAVI$856M

Enterprise Value

JCAP$2.49B

NAVI$44.42B

Price

JCAP$19.93

NAVI$9.11

P/E Ratio

JCAP7.93x

NAVIN/A

P/S Ratio

JCAP1.67x

NAVI1.67x

EV/Sales

JCAP3.77x

NAVI86.43x

EV/EBITDA

JCAP8.00x

NAVI822.76x

P/B Ratio

JCAP2.32x

NAVI0.36x

P/FCF Ratio

JCAP5.02x

NAVI2.52x

EV/FCF

JCAP11.31x

NAVI130.66x

PEG Ratio

JCAP0.21x

NAVIN/A

Forward P/E (NTM)

JCAP6.51x

NAVI10.78x

Forward P/S (NTM)

JCAP1.50x

NAVI1.44x

Revenue (TTM)

JCAP$660M

NAVI$514M

Revenue Growth (YoY)

JCAPN/A

NAVI-20.8%

Forward Rev Growth

JCAP4.4%

NAVI14.4%

Gross Margin (TTM)

JCAP64.9%

NAVI108.8%

Operating Margin (TTM)

JCAP45.8%

NAVI0.0%

EBITDA Margin (TTM)

JCAP47.2%

NAVI-9.1%

Net Margin (TTM)

JCAP21.2%

NAVI-9.5%

FCF Margin (TTM)

JCAP33.4%

NAVI66.1%

Net Income (TTM)

JCAP$140M

NAVI$-49M

FCF (TTM)

JCAP$220M

NAVI$340M

EPS (TTM)

JCAP$2.51

NAVI-$0.52

ROE (TTM)

JCAP33.8%

NAVI-204.0%

ROA (TTM)

JCAP7.7%

NAVI-10.0%

ROIC (TTM)

JCAP8.5%

NAVI-10.0%

Cash

JCAP$20M

NAVI$770M

Debt

JCAP$1.41B

NAVI$44.34B

Net Cash/Debt

JCAP$-1.39B

NAVI$-43.57B

Current Ratio (TTM)

JCAP2.87x

NAVI0.57x

Quick Ratio (TTM)

JCAP2.87x

NAVI0.57x

Debt/Equity (TTM)

JCAP2.95x

NAVI18.49x

Debt/Assets (TTM)

JCAP0.0%

NAVI0.0%

Interest Coverage (TTM)

JCAPN/A

NAVIN/A

Net Debt/EBITDA (TTM)

JCAP0.00x

NAVI0.00x

Beta

JCAP0.79

NAVI1.21

52W Performance

JCAP10.9%

NAVI-26.8%

YTD Performance

JCAP-9.9%

NAVI-28.7%

% from 52W High

JCAP-18.5%

NAVI-32.4%

% from 52W Low

JCAP28.6%

NAVI24.3%

Asset Turnover (TTM)

JCAP0.33x

NAVI0.01x

FCF Yield (TTM)

JCAP19.9%

NAVI39.7%

Earnings Yield (TTM)

JCAP12.6%

NAVI-5.7%

Dividend Yield (TTM)

JCAP5.5%

NAVI7.1%

Rule of 40

JCAP33.4

NAVI45.3

EV/GP/RG

JCAP0.51

NAVI5.11

Ticker research

View JCAP research View NAVI research

Metric	JCAP Jefferson Capital Inc	NAVI Navient Corp
Market & Valuation
Market Cap	$1.10B	$856M
Enterprise Value	$2.49B	$44.42B
Price	$19.93	$9.11
P/E Ratio	7.93x	N/A
P/S Ratio	1.67x	1.67x
EV/Sales	3.77x	86.43x
EV/EBITDA	8.00x	822.76x
P/B Ratio	2.32x	0.36x
P/FCF Ratio	5.02x	2.52x
EV/FCF	11.31x	130.66x
PEG Ratio	0.21x	N/A
Forward P/E (NTM)	6.51x	10.78x
Forward P/S (NTM)	1.50x	1.44x
Revenue & Growth
Revenue (TTM)	$660M	$514M
Revenue Growth (YoY)	N/A	-20.8%
Forward Rev Growth	4.4%	14.4%
Profitability
Gross Margin (TTM)	64.9%	108.8%
Operating Margin (TTM)	45.8%	0.0%
EBITDA Margin (TTM)	47.2%	-9.1%
Net Margin (TTM)	21.2%	-9.5%
FCF Margin (TTM)	33.4%	66.1%
Net Income (TTM)	$140M	$-49M
FCF (TTM)	$220M	$340M
EPS (TTM)	$2.51	-$0.52
ROE (TTM)	33.8%	-204.0%
ROA (TTM)	7.7%	-10.0%
ROIC (TTM)	8.5%	-10.0%
Financial Health
Cash	$20M	$770M
Debt	$1.41B	$44.34B
Net Cash/Debt	$-1.39B	$-43.57B
Current Ratio (TTM)	2.87x	0.57x
Quick Ratio (TTM)	2.87x	0.57x
Debt/Equity (TTM)	2.95x	18.49x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.79	1.21
52W Performance	10.9%	-26.8%
YTD Performance	-9.9%	-28.7%
% from 52W High	-18.5%	-32.4%
% from 52W Low	28.6%	24.3%
Efficiency & Yields
Asset Turnover (TTM)	0.33x	0.01x
FCF Yield (TTM)	19.9%	39.7%
Earnings Yield (TTM)	12.6%	-5.7%
Dividend Yield (TTM)	5.5%	7.1%
Other
Rule of 40	33.4	45.3
EV/GP/RG	0.51	5.11
Ticker research	View JCAP research	View NAVI research

Valuation

P/E Ratio

JCAP

7.93x

P/S Ratio

NAVI

1.67x

JCAP

1.67x

EV/FCF

JCAP

11.31x

NAVI

130.66x

Growth & revenue

Revenue Growth TTM

NAVI

-20.8%

Forward Revenue Growth

NAVI

14.4%

JCAP

4.4%

Profitability & performance

Gross Margin

NAVI

108.8%

JCAP

64.9%

ROE

JCAP

33.8%

NAVI

-204.0%

FCF Yield %

NAVI

39.7%

JCAP

19.9%

52-Week Performance

JCAP

10.9%

NAVI

-26.8%

Detailed metrics comparison

JCAP

Jefferson Capital Inc

NAVI

Navient Corp

Market Cap

JCAP$1.10B

NAVI$856M

Enterprise Value

JCAP$2.49B

NAVI$44.42B

Price

JCAP$19.93

NAVI$9.11

P/E Ratio

JCAP7.93x

NAVIN/A

P/S Ratio

JCAP1.67x

NAVI1.67x

EV/Sales

JCAP3.77x

NAVI86.43x

EV/EBITDA

JCAP8.00x

NAVI822.76x

P/B Ratio

JCAP2.32x

NAVI0.36x

P/FCF Ratio

JCAP5.02x

NAVI2.52x

EV/FCF

JCAP11.31x

NAVI130.66x

PEG Ratio

JCAP0.21x

NAVIN/A

Forward P/E (NTM)

JCAP6.51x

NAVI10.78x

Forward P/S (NTM)

JCAP1.50x

NAVI1.44x

Revenue (TTM)

JCAP$660M

NAVI$514M

Revenue Growth (YoY)

JCAPN/A

NAVI-20.8%

Forward Rev Growth

JCAP4.4%

NAVI14.4%

Gross Margin (TTM)

JCAP64.9%

NAVI108.8%

Operating Margin (TTM)

JCAP45.8%

NAVI0.0%

EBITDA Margin (TTM)

JCAP47.2%

NAVI-9.1%

Net Margin (TTM)

JCAP21.2%

NAVI-9.5%

FCF Margin (TTM)

JCAP33.4%

NAVI66.1%

Net Income (TTM)

JCAP$140M

NAVI$-49M

FCF (TTM)

JCAP$220M

NAVI$340M

EPS (TTM)

JCAP$2.51

NAVI-$0.52

ROE (TTM)

JCAP33.8%

NAVI-204.0%

ROA (TTM)

JCAP7.7%

NAVI-10.0%

ROIC (TTM)

JCAP8.5%

NAVI-10.0%

Cash

JCAP$20M

NAVI$770M

Debt

JCAP$1.41B

NAVI$44.34B

Net Cash/Debt

JCAP$-1.39B

NAVI$-43.57B

Current Ratio (TTM)

JCAP2.87x

NAVI0.57x

Quick Ratio (TTM)

JCAP2.87x

NAVI0.57x

Debt/Equity (TTM)

JCAP2.95x

NAVI18.49x

Debt/Assets (TTM)

JCAP0.0%

NAVI0.0%

Interest Coverage (TTM)

JCAPN/A

NAVIN/A

Net Debt/EBITDA (TTM)

JCAP0.00x

NAVI0.00x

Beta

JCAP0.79

NAVI1.21

52W Performance

JCAP10.9%

NAVI-26.8%

YTD Performance

JCAP-9.9%

NAVI-28.7%

% from 52W High

JCAP-18.5%

NAVI-32.4%

% from 52W Low

JCAP28.6%

NAVI24.3%

Asset Turnover (TTM)

JCAP0.33x

NAVI0.01x

FCF Yield (TTM)

JCAP19.9%

NAVI39.7%

Earnings Yield (TTM)

JCAP12.6%

NAVI-5.7%

Dividend Yield (TTM)

JCAP5.5%

NAVI7.1%

Rule of 40

JCAP33.4

NAVI45.3

EV/GP/RG

JCAP0.51

NAVI5.11

Ticker research

View JCAP research View NAVI research

Metric	JCAP Jefferson Capital Inc	NAVI Navient Corp
Market & Valuation
Market Cap	$1.10B	$856M
Enterprise Value	$2.49B	$44.42B
Price	$19.93	$9.11
P/E Ratio	7.93x	N/A
P/S Ratio	1.67x	1.67x
EV/Sales	3.77x	86.43x
EV/EBITDA	8.00x	822.76x
P/B Ratio	2.32x	0.36x
P/FCF Ratio	5.02x	2.52x
EV/FCF	11.31x	130.66x
PEG Ratio	0.21x	N/A
Forward P/E (NTM)	6.51x	10.78x
Forward P/S (NTM)	1.50x	1.44x
Revenue & Growth
Revenue (TTM)	$660M	$514M
Revenue Growth (YoY)	N/A	-20.8%
Forward Rev Growth	4.4%	14.4%
Profitability
Gross Margin (TTM)	64.9%	108.8%
Operating Margin (TTM)	45.8%	0.0%
EBITDA Margin (TTM)	47.2%	-9.1%
Net Margin (TTM)	21.2%	-9.5%
FCF Margin (TTM)	33.4%	66.1%
Net Income (TTM)	$140M	$-49M
FCF (TTM)	$220M	$340M
EPS (TTM)	$2.51	-$0.52
ROE (TTM)	33.8%	-204.0%
ROA (TTM)	7.7%	-10.0%
ROIC (TTM)	8.5%	-10.0%
Financial Health
Cash	$20M	$770M
Debt	$1.41B	$44.34B
Net Cash/Debt	$-1.39B	$-43.57B
Current Ratio (TTM)	2.87x	0.57x
Quick Ratio (TTM)	2.87x	0.57x
Debt/Equity (TTM)	2.95x	18.49x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.79	1.21
52W Performance	10.9%	-26.8%
YTD Performance	-9.9%	-28.7%
% from 52W High	-18.5%	-32.4%
% from 52W Low	28.6%	24.3%
Efficiency & Yields
Asset Turnover (TTM)	0.33x	0.01x
FCF Yield (TTM)	19.9%	39.7%
Earnings Yield (TTM)	12.6%	-5.7%
Dividend Yield (TTM)	5.5%	7.1%
Other
Rule of 40	33.4	45.3
EV/GP/RG	0.51	5.11
Ticker research	View JCAP research	View NAVI research