Compare $JCAP vs $PRAA | Chartloom

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$JCAP vs $PRAA

Jefferson Capital Inc · PRA Group Inc

JCAP

Jefferson Capital Inc

PRAA

PRA Group Inc

Compare $JCAP vs $PRAA

Comparing Jefferson Capital Inc and PRA Group Inc

JCAPJefferson Capital Inc

PRAAPRA Group Inc

JCAPJefferson Capital Inc

Market cap

$1.10B

P/E (TTM)

7.93x

Forward P/E (NTM)

6.51x

Forward P/S (NTM)

1.50x

Rev growth (TTM)

—

YTD performance

-9.9%

52W performance

10.9%

FCF yield

19.9%

PRAAPRA Group Inc

Market cap

$764M

P/E (TTM)

—

Forward P/E (NTM)

5.83x

Forward P/S (NTM)

0.61x

Rev growth (TTM)

17.6%

YTD performance

14.6%

52W performance

43.7%

FCF yield

-5.0%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

JCAP

PRAA

Detailed metrics comparison

JCAP

Jefferson Capital Inc

PRAA

PRA Group Inc

Market Cap

JCAP$1.10B

PRAA$764M

Enterprise Value

JCAP$2.49B

PRAA$4.49B

Price

JCAP$19.93

PRAA$20.03

P/E Ratio

JCAP7.93x

PRAAN/A

P/S Ratio

JCAP1.67x

PRAA0.57x

EV/Sales

JCAP3.77x

PRAA3.37x

EV/EBITDA

JCAP8.00x

PRAA8.87x

P/B Ratio

JCAP2.32x

PRAA0.68x

P/FCF Ratio

JCAP5.02x

PRAAN/A

EV/FCF

JCAP11.31x

PRAA-118.67x

PEG Ratio

JCAP0.21x

PRAAN/A

Forward P/E (NTM)

JCAP6.51x

PRAA5.83x

Forward P/S (NTM)

JCAP1.50x

PRAA0.61x

Revenue (TTM)

JCAP$660M

PRAA$1.33B

Revenue Growth (YoY)

JCAPN/A

PRAA17.6%

Forward Rev Growth

JCAP4.4%

PRAA-4.7%

Gross Margin (TTM)

JCAP64.9%

PRAA81.2%

Operating Margin (TTM)

JCAP45.8%

PRAA5.0%

EBITDA Margin (TTM)

JCAP47.2%

PRAA36.8%

Net Margin (TTM)

JCAP21.2%

PRAA-19.9%

FCF Margin (TTM)

JCAP33.4%

PRAA-2.8%

Net Income (TTM)

JCAP$140M

PRAA$-265M

FCF (TTM)

JCAP$220M

PRAA$-38M

EPS (TTM)

JCAP$2.51

PRAA-$6.92

ROE (TTM)

JCAP33.8%

PRAA-2680.0%

ROA (TTM)

JCAP7.7%

PRAA-516.0%

ROIC (TTM)

JCAP8.5%

PRAA-551.0%

Cash

JCAP$20M

PRAA$132M

Debt

JCAP$1.41B

PRAA$3.86B

Net Cash/Debt

JCAP$-1.39B

PRAA$-3.73B

Current Ratio (TTM)

JCAP2.87x

PRAA16.42x

Quick Ratio (TTM)

JCAP2.87x

PRAA16.42x

Debt/Equity (TTM)

JCAP2.95x

PRAA3.69x

Debt/Assets (TTM)

JCAP0.0%

PRAA0.0%

Interest Coverage (TTM)

JCAPN/A

PRAAN/A

Net Debt/EBITDA (TTM)

JCAP0.00x

PRAA0.00x

Beta

JCAP0.79

PRAA1.13

52W Performance

JCAP10.9%

PRAA43.7%

YTD Performance

JCAP-9.9%

PRAA14.6%

% from 52W High

JCAP-18.5%

PRAA-11.2%

% from 52W Low

JCAP28.6%

PRAA95.4%

Asset Turnover (TTM)

JCAP0.33x

PRAA0.26x

FCF Yield (TTM)

JCAP19.9%

PRAA-5.0%

Earnings Yield (TTM)

JCAP12.6%

PRAA-34.7%

Dividend Yield (TTM)

JCAP5.5%

PRAAN/A

Rule of 40

JCAP33.4

PRAA14.8

EV/GP/RG

JCAP0.51

PRAAN/A

Ticker research

View JCAP research View PRAA research

Metric	JCAP Jefferson Capital Inc	PRAA PRA Group Inc
Market & Valuation
Market Cap	$1.10B	$764M
Enterprise Value	$2.49B	$4.49B
Price	$19.93	$20.03
P/E Ratio	7.93x	N/A
P/S Ratio	1.67x	0.57x
EV/Sales	3.77x	3.37x
EV/EBITDA	8.00x	8.87x
P/B Ratio	2.32x	0.68x
P/FCF Ratio	5.02x	N/A
EV/FCF	11.31x	-118.67x
PEG Ratio	0.21x	N/A
Forward P/E (NTM)	6.51x	5.83x
Forward P/S (NTM)	1.50x	0.61x
Revenue & Growth
Revenue (TTM)	$660M	$1.33B
Revenue Growth (YoY)	N/A	17.6%
Forward Rev Growth	4.4%	-4.7%
Profitability
Gross Margin (TTM)	64.9%	81.2%
Operating Margin (TTM)	45.8%	5.0%
EBITDA Margin (TTM)	47.2%	36.8%
Net Margin (TTM)	21.2%	-19.9%
FCF Margin (TTM)	33.4%	-2.8%
Net Income (TTM)	$140M	$-265M
FCF (TTM)	$220M	$-38M
EPS (TTM)	$2.51	-$6.92
ROE (TTM)	33.8%	-2680.0%
ROA (TTM)	7.7%	-516.0%
ROIC (TTM)	8.5%	-551.0%
Financial Health
Cash	$20M	$132M
Debt	$1.41B	$3.86B
Net Cash/Debt	$-1.39B	$-3.73B
Current Ratio (TTM)	2.87x	16.42x
Quick Ratio (TTM)	2.87x	16.42x
Debt/Equity (TTM)	2.95x	3.69x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.79	1.13
52W Performance	10.9%	43.7%
YTD Performance	-9.9%	14.6%
% from 52W High	-18.5%	-11.2%
% from 52W Low	28.6%	95.4%
Efficiency & Yields
Asset Turnover (TTM)	0.33x	0.26x
FCF Yield (TTM)	19.9%	-5.0%
Earnings Yield (TTM)	12.6%	-34.7%
Dividend Yield (TTM)	5.5%	N/A
Other
Rule of 40	33.4	14.8
EV/GP/RG	0.51	N/A
Ticker research	View JCAP research	View PRAA research

Valuation

P/E Ratio

JCAP

7.93x

P/S Ratio

PRAA

0.57x

JCAP

1.67x

EV/FCF

PRAA

-118.67x

JCAP

11.31x

Growth & revenue

Revenue Growth TTM

PRAA

17.6%

Forward Revenue Growth

JCAP

4.4%

PRAA

-4.7%

Profitability & performance

Gross Margin

PRAA

81.2%

JCAP

64.9%

ROE

JCAP

33.8%

PRAA

-2680.0%

FCF Yield %

JCAP

19.9%

PRAA

-5.0%

52-Week Performance

PRAA

43.7%

JCAP

10.9%

Detailed metrics comparison

JCAP

Jefferson Capital Inc

PRAA

PRA Group Inc

Market Cap

JCAP$1.10B

PRAA$764M

Enterprise Value

JCAP$2.49B

PRAA$4.49B

Price

JCAP$19.93

PRAA$20.03

P/E Ratio

JCAP7.93x

PRAAN/A

P/S Ratio

JCAP1.67x

PRAA0.57x

EV/Sales

JCAP3.77x

PRAA3.37x

EV/EBITDA

JCAP8.00x

PRAA8.87x

P/B Ratio

JCAP2.32x

PRAA0.68x

P/FCF Ratio

JCAP5.02x

PRAAN/A

EV/FCF

JCAP11.31x

PRAA-118.67x

PEG Ratio

JCAP0.21x

PRAAN/A

Forward P/E (NTM)

JCAP6.51x

PRAA5.83x

Forward P/S (NTM)

JCAP1.50x

PRAA0.61x

Revenue (TTM)

JCAP$660M

PRAA$1.33B

Revenue Growth (YoY)

JCAPN/A

PRAA17.6%

Forward Rev Growth

JCAP4.4%

PRAA-4.7%

Gross Margin (TTM)

JCAP64.9%

PRAA81.2%

Operating Margin (TTM)

JCAP45.8%

PRAA5.0%

EBITDA Margin (TTM)

JCAP47.2%

PRAA36.8%

Net Margin (TTM)

JCAP21.2%

PRAA-19.9%

FCF Margin (TTM)

JCAP33.4%

PRAA-2.8%

Net Income (TTM)

JCAP$140M

PRAA$-265M

FCF (TTM)

JCAP$220M

PRAA$-38M

EPS (TTM)

JCAP$2.51

PRAA-$6.92

ROE (TTM)

JCAP33.8%

PRAA-2680.0%

ROA (TTM)

JCAP7.7%

PRAA-516.0%

ROIC (TTM)

JCAP8.5%

PRAA-551.0%

Cash

JCAP$20M

PRAA$132M

Debt

JCAP$1.41B

PRAA$3.86B

Net Cash/Debt

JCAP$-1.39B

PRAA$-3.73B

Current Ratio (TTM)

JCAP2.87x

PRAA16.42x

Quick Ratio (TTM)

JCAP2.87x

PRAA16.42x

Debt/Equity (TTM)

JCAP2.95x

PRAA3.69x

Debt/Assets (TTM)

JCAP0.0%

PRAA0.0%

Interest Coverage (TTM)

JCAPN/A

PRAAN/A

Net Debt/EBITDA (TTM)

JCAP0.00x

PRAA0.00x

Beta

JCAP0.79

PRAA1.13

52W Performance

JCAP10.9%

PRAA43.7%

YTD Performance

JCAP-9.9%

PRAA14.6%

% from 52W High

JCAP-18.5%

PRAA-11.2%

% from 52W Low

JCAP28.6%

PRAA95.4%

Asset Turnover (TTM)

JCAP0.33x

PRAA0.26x

FCF Yield (TTM)

JCAP19.9%

PRAA-5.0%

Earnings Yield (TTM)

JCAP12.6%

PRAA-34.7%

Dividend Yield (TTM)

JCAP5.5%

PRAAN/A

Rule of 40

JCAP33.4

PRAA14.8

EV/GP/RG

JCAP0.51

PRAAN/A

Ticker research

View JCAP research View PRAA research

Metric	JCAP Jefferson Capital Inc	PRAA PRA Group Inc
Market & Valuation
Market Cap	$1.10B	$764M
Enterprise Value	$2.49B	$4.49B
Price	$19.93	$20.03
P/E Ratio	7.93x	N/A
P/S Ratio	1.67x	0.57x
EV/Sales	3.77x	3.37x
EV/EBITDA	8.00x	8.87x
P/B Ratio	2.32x	0.68x
P/FCF Ratio	5.02x	N/A
EV/FCF	11.31x	-118.67x
PEG Ratio	0.21x	N/A
Forward P/E (NTM)	6.51x	5.83x
Forward P/S (NTM)	1.50x	0.61x
Revenue & Growth
Revenue (TTM)	$660M	$1.33B
Revenue Growth (YoY)	N/A	17.6%
Forward Rev Growth	4.4%	-4.7%
Profitability
Gross Margin (TTM)	64.9%	81.2%
Operating Margin (TTM)	45.8%	5.0%
EBITDA Margin (TTM)	47.2%	36.8%
Net Margin (TTM)	21.2%	-19.9%
FCF Margin (TTM)	33.4%	-2.8%
Net Income (TTM)	$140M	$-265M
FCF (TTM)	$220M	$-38M
EPS (TTM)	$2.51	-$6.92
ROE (TTM)	33.8%	-2680.0%
ROA (TTM)	7.7%	-516.0%
ROIC (TTM)	8.5%	-551.0%
Financial Health
Cash	$20M	$132M
Debt	$1.41B	$3.86B
Net Cash/Debt	$-1.39B	$-3.73B
Current Ratio (TTM)	2.87x	16.42x
Quick Ratio (TTM)	2.87x	16.42x
Debt/Equity (TTM)	2.95x	3.69x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.79	1.13
52W Performance	10.9%	43.7%
YTD Performance	-9.9%	14.6%
% from 52W High	-18.5%	-11.2%
% from 52W Low	28.6%	95.4%
Efficiency & Yields
Asset Turnover (TTM)	0.33x	0.26x
FCF Yield (TTM)	19.9%	-5.0%
Earnings Yield (TTM)	12.6%	-34.7%
Dividend Yield (TTM)	5.5%	N/A
Other
Rule of 40	33.4	14.8
EV/GP/RG	0.51	N/A
Ticker research	View JCAP research	View PRAA research