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Compare $JKHY vs $TOST | Chartloom

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$JKHY vs $TOST

Jack Henry & Associates Inc · Toast Inc

JKHY

Jack Henry & Associates Inc

TOST

Toast Inc

Compare $JKHY vs $TOST

Comparing Jack Henry & Associates Inc and Toast Inc

JKHYJack Henry & Associates Inc

TOSTToast Inc

JKHYJack Henry & Associates Inc

Market cap

$10.88B

P/E (TTM)

21.58x

Forward P/E (NTM)

20.33x

Forward P/S (NTM)

3.96x

Rev growth (TTM)

7.1%

YTD performance

-14.2%

52W performance

1.0%

FCF yield

4.7%

TOSTToast Inc

Market cap

$17.92B

P/E (TTM)

37.50x

Forward P/E (NTM)

29.21x

Forward P/S (NTM)

2.16x

Rev growth (TTM)

23.0%

YTD performance

-9.2%

52W performance

-11.7%

FCF yield

3.2%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

JKHY

TOST

Detailed metrics comparison

JKHY

Jack Henry & Associates Inc

TOST

Toast Inc

Market Cap

JKHY$10.88B

TOST$17.92B

Enterprise Value

JKHY$10.90B

TOST$16.90B

Price

JKHY$153.08

TOST$30.89

P/E Ratio

JKHY21.58x

TOST37.50x

P/S Ratio

JKHY4.27x

TOST2.63x

EV/Sales

JKHY4.29x

TOST2.48x

EV/EBITDA

JKHY12.82x

TOST33.34x

P/B Ratio

JKHY5.10x

TOST8.90x

P/FCF Ratio

JKHY21.47x

TOST31.10x

EV/FCF

JKHY21.53x

TOST29.34x

PEG Ratio

JKHY2.46x

TOST0.30x

Forward P/E (NTM)

JKHY20.33x

TOST29.21x

Forward P/S (NTM)

JKHY3.96x

TOST2.16x

Revenue (TTM)

JKHY$2.54B

TOST$6.80B

Revenue Growth (YoY)

JKHY7.1%

TOST23.0%

Forward Rev Growth

JKHY6.8%

TOST18.6%

Gross Margin (TTM)

JKHY43.7%

TOST26.7%

Operating Margin (TTM)

JKHY25.0%

TOST6.3%

EBITDA Margin (TTM)

JKHY33.3%

TOST7.1%

Net Margin (TTM)

JKHY19.8%

TOST7.1%

FCF Margin (TTM)

JKHY19.9%

TOST8.5%

Net Income (TTM)

JKHY$503M

TOST$486M

FCF (TTM)

JKHY$507M

TOST$576M

EPS (TTM)

JKHY$7.09

TOST$0.82

ROE (TTM)

JKHY23.5%

TOST23.8%

ROA (TTM)

JKHY16.4%

TOST15.7%

ROIC (TTM)

JKHY23.0%

TOST23.8%

Cash

JKHY$12M

TOST$1.02B

Debt

JKHY$40M

TOST$0

Net Cash/Debt

JKHY$-28M

TOST$1.02B

Current Ratio (TTM)

JKHY1.17x

TOST2.40x

Quick Ratio (TTM)

JKHY0.89x

TOST2.16x

Debt/Equity (TTM)

JKHY0.02x

TOST0.00x

Debt/Assets (TTM)

JKHY0.0%

TOST0.0%

Interest Coverage (TTM)

JKHYN/A

TOSTN/A

Net Debt/EBITDA (TTM)

JKHY0.00x

TOST0.00x

Beta

JKHY0.57

TOST1.75

52W Performance

JKHY1.0%

TOST-11.7%

YTD Performance

JKHY-14.2%

TOST-9.2%

% from 52W High

JKHY-20.8%

TOST-22.2%

% from 52W Low

JKHY26.5%

TOST38.8%

Asset Turnover (TTM)

JKHY0.83x

TOST2.20x

FCF Yield (TTM)

JKHY4.7%

TOST3.2%

Earnings Yield (TTM)

JKHY4.6%

TOST2.7%

Dividend Yield (TTM)

JKHY1.6%

TOSTN/A

Rule of 40

JKHY27.0

TOST31.5

EV/GP/RG

JKHY1.24

TOST0.41

Ticker research

View JKHY research View TOST research

Metric	JKHY Jack Henry & Associates Inc	TOST Toast Inc
Market & Valuation
Market Cap	$10.88B	$17.92B
Enterprise Value	$10.90B	$16.90B
Price	$153.08	$30.89
P/E Ratio	21.58x	37.50x
P/S Ratio	4.27x	2.63x
EV/Sales	4.29x	2.48x
EV/EBITDA	12.82x	33.34x
P/B Ratio	5.10x	8.90x
P/FCF Ratio	21.47x	31.10x
EV/FCF	21.53x	29.34x
PEG Ratio	2.46x	0.30x
Forward P/E (NTM)	20.33x	29.21x
Forward P/S (NTM)	3.96x	2.16x
Revenue & Growth
Revenue (TTM)	$2.54B	$6.80B
Revenue Growth (YoY)	7.1%	23.0%
Forward Rev Growth	6.8%	18.6%
Profitability
Gross Margin (TTM)	43.7%	26.7%
Operating Margin (TTM)	25.0%	6.3%
EBITDA Margin (TTM)	33.3%	7.1%
Net Margin (TTM)	19.8%	7.1%
FCF Margin (TTM)	19.9%	8.5%
Net Income (TTM)	$503M	$486M
FCF (TTM)	$507M	$576M
EPS (TTM)	$7.09	$0.82
ROE (TTM)	23.5%	23.8%
ROA (TTM)	16.4%	15.7%
ROIC (TTM)	23.0%	23.8%
Financial Health
Cash	$12M	$1.02B
Debt	$40M	$0
Net Cash/Debt	$-28M	$1.02B
Current Ratio (TTM)	1.17x	2.40x
Quick Ratio (TTM)	0.89x	2.16x
Debt/Equity (TTM)	0.02x	0.00x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.57	1.75
52W Performance	1.0%	-11.7%
YTD Performance	-14.2%	-9.2%
% from 52W High	-20.8%	-22.2%
% from 52W Low	26.5%	38.8%
Efficiency & Yields
Asset Turnover (TTM)	0.83x	2.20x
FCF Yield (TTM)	4.7%	3.2%
Earnings Yield (TTM)	4.6%	2.7%
Dividend Yield (TTM)	1.6%	N/A
Other
Rule of 40	27.0	31.5
EV/GP/RG	1.24	0.41
Ticker research	View JKHY research	View TOST research

Valuation

P/E Ratio

JKHY

21.58x

TOST

37.50x

P/S Ratio

TOST

2.63x

JKHY

4.27x

EV/FCF

JKHY

21.53x

TOST

29.34x

Growth & revenue

Revenue Growth TTM

TOST

23.0%

JKHY

7.1%

Forward Revenue Growth

TOST

18.6%

JKHY

6.8%

Profitability & performance

Gross Margin

JKHY

43.7%

TOST

26.7%

ROE

TOST

23.8%

JKHY

23.5%

FCF Yield %

JKHY

4.7%

TOST

3.2%

52-Week Performance

JKHY

1.0%

TOST

-11.7%

Detailed metrics comparison

JKHY

Jack Henry & Associates Inc

TOST

Toast Inc

Market Cap

JKHY$10.88B

TOST$17.92B

Enterprise Value

JKHY$10.90B

TOST$16.90B

Price

JKHY$153.08

TOST$30.89

P/E Ratio

JKHY21.58x

TOST37.50x

P/S Ratio

JKHY4.27x

TOST2.63x

EV/Sales

JKHY4.29x

TOST2.48x

EV/EBITDA

JKHY12.82x

TOST33.34x

P/B Ratio

JKHY5.10x

TOST8.90x

P/FCF Ratio

JKHY21.47x

TOST31.10x

EV/FCF

JKHY21.53x

TOST29.34x

PEG Ratio

JKHY2.46x

TOST0.30x

Forward P/E (NTM)

JKHY20.33x

TOST29.21x

Forward P/S (NTM)

JKHY3.96x

TOST2.16x

Revenue (TTM)

JKHY$2.54B

TOST$6.80B

Revenue Growth (YoY)

JKHY7.1%

TOST23.0%

Forward Rev Growth

JKHY6.8%

TOST18.6%

Gross Margin (TTM)

JKHY43.7%

TOST26.7%

Operating Margin (TTM)

JKHY25.0%

TOST6.3%

EBITDA Margin (TTM)

JKHY33.3%

TOST7.1%

Net Margin (TTM)

JKHY19.8%

TOST7.1%

FCF Margin (TTM)

JKHY19.9%

TOST8.5%

Net Income (TTM)

JKHY$503M

TOST$486M

FCF (TTM)

JKHY$507M

TOST$576M

EPS (TTM)

JKHY$7.09

TOST$0.82

ROE (TTM)

JKHY23.5%

TOST23.8%

ROA (TTM)

JKHY16.4%

TOST15.7%

ROIC (TTM)

JKHY23.0%

TOST23.8%

Cash

JKHY$12M

TOST$1.02B

Debt

JKHY$40M

TOST$0

Net Cash/Debt

JKHY$-28M

TOST$1.02B

Current Ratio (TTM)

JKHY1.17x

TOST2.40x

Quick Ratio (TTM)

JKHY0.89x

TOST2.16x

Debt/Equity (TTM)

JKHY0.02x

TOST0.00x

Debt/Assets (TTM)

JKHY0.0%

TOST0.0%

Interest Coverage (TTM)

JKHYN/A

TOSTN/A

Net Debt/EBITDA (TTM)

JKHY0.00x

TOST0.00x

Beta

JKHY0.57

TOST1.75

52W Performance

JKHY1.0%

TOST-11.7%

YTD Performance

JKHY-14.2%

TOST-9.2%

% from 52W High

JKHY-20.8%

TOST-22.2%

% from 52W Low

JKHY26.5%

TOST38.8%

Asset Turnover (TTM)

JKHY0.83x

TOST2.20x

FCF Yield (TTM)

JKHY4.7%

TOST3.2%

Earnings Yield (TTM)

JKHY4.6%

TOST2.7%

Dividend Yield (TTM)

JKHY1.6%

TOSTN/A

Rule of 40

JKHY27.0

TOST31.5

EV/GP/RG

JKHY1.24

TOST0.41

Ticker research

View JKHY research View TOST research

Metric	JKHY Jack Henry & Associates Inc	TOST Toast Inc
Market & Valuation
Market Cap	$10.88B	$17.92B
Enterprise Value	$10.90B	$16.90B
Price	$153.08	$30.89
P/E Ratio	21.58x	37.50x
P/S Ratio	4.27x	2.63x
EV/Sales	4.29x	2.48x
EV/EBITDA	12.82x	33.34x
P/B Ratio	5.10x	8.90x
P/FCF Ratio	21.47x	31.10x
EV/FCF	21.53x	29.34x
PEG Ratio	2.46x	0.30x
Forward P/E (NTM)	20.33x	29.21x
Forward P/S (NTM)	3.96x	2.16x
Revenue & Growth
Revenue (TTM)	$2.54B	$6.80B
Revenue Growth (YoY)	7.1%	23.0%
Forward Rev Growth	6.8%	18.6%
Profitability
Gross Margin (TTM)	43.7%	26.7%
Operating Margin (TTM)	25.0%	6.3%
EBITDA Margin (TTM)	33.3%	7.1%
Net Margin (TTM)	19.8%	7.1%
FCF Margin (TTM)	19.9%	8.5%
Net Income (TTM)	$503M	$486M
FCF (TTM)	$507M	$576M
EPS (TTM)	$7.09	$0.82
ROE (TTM)	23.5%	23.8%
ROA (TTM)	16.4%	15.7%
ROIC (TTM)	23.0%	23.8%
Financial Health
Cash	$12M	$1.02B
Debt	$40M	$0
Net Cash/Debt	$-28M	$1.02B
Current Ratio (TTM)	1.17x	2.40x
Quick Ratio (TTM)	0.89x	2.16x
Debt/Equity (TTM)	0.02x	0.00x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	0.57	1.75
52W Performance	1.0%	-11.7%
YTD Performance	-14.2%	-9.2%
% from 52W High	-20.8%	-22.2%
% from 52W Low	26.5%	38.8%
Efficiency & Yields
Asset Turnover (TTM)	0.83x	2.20x
FCF Yield (TTM)	4.7%	3.2%
Earnings Yield (TTM)	4.6%	2.7%
Dividend Yield (TTM)	1.6%	N/A
Other
Rule of 40	27.0	31.5
EV/GP/RG	1.24	0.41
Ticker research	View JKHY research	View TOST research