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Valuation, margins, and growth side by side.

Compare $PAY vs $RELY | Chartloom

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$PAY vs $RELY

Paymentus Holdings Inc · Remitly Global Inc

PAY

Paymentus Holdings Inc

RELY

Remitly Global Inc

Compare $PAY vs $RELY

Comparing Paymentus Holdings Inc and Remitly Global Inc

PAYPaymentus Holdings Inc

RELYRemitly Global Inc

PAYPaymentus Holdings Inc

Market cap

$4.01B

P/E (TTM)

48.45x

Forward P/E (NTM)

31.80x

Forward P/S (NTM)

2.52x

Rev growth (TTM)

30.2%

YTD performance

11.9%

52W performance

5.2%

FCF yield

3.0%

RELYRemitly Global Inc

Market cap

$5.00B

P/E (TTM)

17.22x

Forward P/E (NTM)

27.03x

Forward P/S (NTM)

2.26x

Rev growth (TTM)

23.8%

YTD performance

79.7%

52W performance

58.5%

FCF yield

6.9%

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Relative performance

Each ticker starts at 100. 110 means +10% from the start of this window — not a $110 share price.

PAY

RELY

Detailed metrics comparison

PAY

Paymentus Holdings Inc

RELY

Remitly Global Inc

Market Cap

PAY$4.01B

RELY$5.00B

Enterprise Value

PAY$3.63B

RELY$4.33B

Price

PAY$31.87

RELY$23.76

P/E Ratio

PAY48.45x

RELY17.22x

P/S Ratio

PAY2.95x

RELY2.76x

EV/Sales

PAY2.67x

RELY2.39x

EV/EBITDA

PAY25.53x

RELY17.47x

P/B Ratio

PAY6.55x

RELY4.53x

P/FCF Ratio

PAY33.02x

RELY14.53x

EV/FCF

PAY29.91x

RELY12.58x

PEG Ratio

PAY0.95x

RELY0.24x

Forward P/E (NTM)

PAY31.80x

RELY27.03x

Forward P/S (NTM)

PAY2.52x

RELY2.26x

Revenue (TTM)

PAY$1.36B

RELY$1.81B

Revenue Growth (YoY)

PAY30.2%

RELY23.8%

Forward Rev Growth

PAY17.5%

RELY19.4%

Gross Margin (TTM)

PAY24.9%

RELY67.4%

Operating Margin (TTM)

PAY7.6%

RELY9.4%

EBITDA Margin (TTM)

PAY10.5%

RELY13.7%

Net Margin (TTM)

PAY6.2%

RELY16.9%

FCF Margin (TTM)

PAY8.9%

RELY19.0%

Net Income (TTM)

PAY$85M

RELY$305M

FCF (TTM)

PAY$121M

RELY$344M

EPS (TTM)

PAY$0.66

RELY$1.38

ROE (TTM)

PAY14.8%

RELY33.0%

ROA (TTM)

PAY12.4%

RELY21.7%

ROIC (TTM)

PAY14.8%

RELY31.6%

Cash

PAY$378M

RELY$676M

Debt

PAY$0

RELY$3M

Net Cash/Debt

PAY$378M

RELY$673M

Current Ratio (TTM)

PAY4.89x

RELY3.18x

Quick Ratio (TTM)

PAY4.81x

RELY3.11x

Debt/Equity (TTM)

PAY0.00x

RELY0.00x

Debt/Assets (TTM)

PAY0.0%

RELY0.0%

Interest Coverage (TTM)

PAYN/A

RELYN/A

Net Debt/EBITDA (TTM)

PAY0.00x

RELY0.00x

Beta

PAY1.42

RELY0.48

52W Performance

PAY5.2%

RELY58.5%

YTD Performance

PAY11.9%

RELY79.7%

% from 52W High

PAY-29.7%

RELY-13.5%

% from 52W Low

PAY58.5%

RELY96.7%

Asset Turnover (TTM)

PAY1.99x

RELY1.29x

FCF Yield (TTM)

PAY3.0%

RELY6.9%

Earnings Yield (TTM)

PAY2.1%

RELY6.1%

Dividend Yield (TTM)

PAYN/A

RELYN/A

Rule of 40

PAY39.1

RELY42.8

EV/GP/RG

PAY0.63

RELY0.16

Ticker research

View PAY research View RELY research

Metric	PAY Paymentus Holdings Inc	RELY Remitly Global Inc
Market & Valuation
Market Cap	$4.01B	$5.00B
Enterprise Value	$3.63B	$4.33B
Price	$31.87	$23.76
P/E Ratio	48.45x	17.22x
P/S Ratio	2.95x	2.76x
EV/Sales	2.67x	2.39x
EV/EBITDA	25.53x	17.47x
P/B Ratio	6.55x	4.53x
P/FCF Ratio	33.02x	14.53x
EV/FCF	29.91x	12.58x
PEG Ratio	0.95x	0.24x
Forward P/E (NTM)	31.80x	27.03x
Forward P/S (NTM)	2.52x	2.26x
Revenue & Growth
Revenue (TTM)	$1.36B	$1.81B
Revenue Growth (YoY)	30.2%	23.8%
Forward Rev Growth	17.5%	19.4%
Profitability
Gross Margin (TTM)	24.9%	67.4%
Operating Margin (TTM)	7.6%	9.4%
EBITDA Margin (TTM)	10.5%	13.7%
Net Margin (TTM)	6.2%	16.9%
FCF Margin (TTM)	8.9%	19.0%
Net Income (TTM)	$85M	$305M
FCF (TTM)	$121M	$344M
EPS (TTM)	$0.66	$1.38
ROE (TTM)	14.8%	33.0%
ROA (TTM)	12.4%	21.7%
ROIC (TTM)	14.8%	31.6%
Financial Health
Cash	$378M	$676M
Debt	$0	$3M
Net Cash/Debt	$378M	$673M
Current Ratio (TTM)	4.89x	3.18x
Quick Ratio (TTM)	4.81x	3.11x
Debt/Equity (TTM)	0.00x	0.00x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.42	0.48
52W Performance	5.2%	58.5%
YTD Performance	11.9%	79.7%
% from 52W High	-29.7%	-13.5%
% from 52W Low	58.5%	96.7%
Efficiency & Yields
Asset Turnover (TTM)	1.99x	1.29x
FCF Yield (TTM)	3.0%	6.9%
Earnings Yield (TTM)	2.1%	6.1%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	39.1	42.8
EV/GP/RG	0.63	0.16
Ticker research	View PAY research	View RELY research

Valuation

P/E Ratio

RELY

17.22x

PAY

48.45x

P/S Ratio

RELY

2.76x

PAY

2.95x

EV/FCF

RELY

12.58x

PAY

29.91x

Growth & revenue

Revenue Growth TTM

PAY

30.2%

RELY

23.8%

Forward Revenue Growth

RELY

19.4%

PAY

17.5%

Profitability & performance

Gross Margin

RELY

67.4%

PAY

24.9%

ROE

RELY

33.0%

PAY

14.8%

FCF Yield %

RELY

6.9%

PAY

3.0%

52-Week Performance

RELY

58.5%

PAY

5.2%

Detailed metrics comparison

PAY

Paymentus Holdings Inc

RELY

Remitly Global Inc

Market Cap

PAY$4.01B

RELY$5.00B

Enterprise Value

PAY$3.63B

RELY$4.33B

Price

PAY$31.87

RELY$23.76

P/E Ratio

PAY48.45x

RELY17.22x

P/S Ratio

PAY2.95x

RELY2.76x

EV/Sales

PAY2.67x

RELY2.39x

EV/EBITDA

PAY25.53x

RELY17.47x

P/B Ratio

PAY6.55x

RELY4.53x

P/FCF Ratio

PAY33.02x

RELY14.53x

EV/FCF

PAY29.91x

RELY12.58x

PEG Ratio

PAY0.95x

RELY0.24x

Forward P/E (NTM)

PAY31.80x

RELY27.03x

Forward P/S (NTM)

PAY2.52x

RELY2.26x

Revenue (TTM)

PAY$1.36B

RELY$1.81B

Revenue Growth (YoY)

PAY30.2%

RELY23.8%

Forward Rev Growth

PAY17.5%

RELY19.4%

Gross Margin (TTM)

PAY24.9%

RELY67.4%

Operating Margin (TTM)

PAY7.6%

RELY9.4%

EBITDA Margin (TTM)

PAY10.5%

RELY13.7%

Net Margin (TTM)

PAY6.2%

RELY16.9%

FCF Margin (TTM)

PAY8.9%

RELY19.0%

Net Income (TTM)

PAY$85M

RELY$305M

FCF (TTM)

PAY$121M

RELY$344M

EPS (TTM)

PAY$0.66

RELY$1.38

ROE (TTM)

PAY14.8%

RELY33.0%

ROA (TTM)

PAY12.4%

RELY21.7%

ROIC (TTM)

PAY14.8%

RELY31.6%

Cash

PAY$378M

RELY$676M

Debt

PAY$0

RELY$3M

Net Cash/Debt

PAY$378M

RELY$673M

Current Ratio (TTM)

PAY4.89x

RELY3.18x

Quick Ratio (TTM)

PAY4.81x

RELY3.11x

Debt/Equity (TTM)

PAY0.00x

RELY0.00x

Debt/Assets (TTM)

PAY0.0%

RELY0.0%

Interest Coverage (TTM)

PAYN/A

RELYN/A

Net Debt/EBITDA (TTM)

PAY0.00x

RELY0.00x

Beta

PAY1.42

RELY0.48

52W Performance

PAY5.2%

RELY58.5%

YTD Performance

PAY11.9%

RELY79.7%

% from 52W High

PAY-29.7%

RELY-13.5%

% from 52W Low

PAY58.5%

RELY96.7%

Asset Turnover (TTM)

PAY1.99x

RELY1.29x

FCF Yield (TTM)

PAY3.0%

RELY6.9%

Earnings Yield (TTM)

PAY2.1%

RELY6.1%

Dividend Yield (TTM)

PAYN/A

RELYN/A

Rule of 40

PAY39.1

RELY42.8

EV/GP/RG

PAY0.63

RELY0.16

Ticker research

View PAY research View RELY research

Metric	PAY Paymentus Holdings Inc	RELY Remitly Global Inc
Market & Valuation
Market Cap	$4.01B	$5.00B
Enterprise Value	$3.63B	$4.33B
Price	$31.87	$23.76
P/E Ratio	48.45x	17.22x
P/S Ratio	2.95x	2.76x
EV/Sales	2.67x	2.39x
EV/EBITDA	25.53x	17.47x
P/B Ratio	6.55x	4.53x
P/FCF Ratio	33.02x	14.53x
EV/FCF	29.91x	12.58x
PEG Ratio	0.95x	0.24x
Forward P/E (NTM)	31.80x	27.03x
Forward P/S (NTM)	2.52x	2.26x
Revenue & Growth
Revenue (TTM)	$1.36B	$1.81B
Revenue Growth (YoY)	30.2%	23.8%
Forward Rev Growth	17.5%	19.4%
Profitability
Gross Margin (TTM)	24.9%	67.4%
Operating Margin (TTM)	7.6%	9.4%
EBITDA Margin (TTM)	10.5%	13.7%
Net Margin (TTM)	6.2%	16.9%
FCF Margin (TTM)	8.9%	19.0%
Net Income (TTM)	$85M	$305M
FCF (TTM)	$121M	$344M
EPS (TTM)	$0.66	$1.38
ROE (TTM)	14.8%	33.0%
ROA (TTM)	12.4%	21.7%
ROIC (TTM)	14.8%	31.6%
Financial Health
Cash	$378M	$676M
Debt	$0	$3M
Net Cash/Debt	$378M	$673M
Current Ratio (TTM)	4.89x	3.18x
Quick Ratio (TTM)	4.81x	3.11x
Debt/Equity (TTM)	0.00x	0.00x
Debt/Assets (TTM)	0.0%	0.0%
Interest Coverage (TTM)	N/A	N/A
Net Debt/EBITDA (TTM)	0.00x	0.00x
Performance
Beta	1.42	0.48
52W Performance	5.2%	58.5%
YTD Performance	11.9%	79.7%
% from 52W High	-29.7%	-13.5%
% from 52W Low	58.5%	96.7%
Efficiency & Yields
Asset Turnover (TTM)	1.99x	1.29x
FCF Yield (TTM)	3.0%	6.9%
Earnings Yield (TTM)	2.1%	6.1%
Dividend Yield (TTM)	N/A	N/A
Other
Rule of 40	39.1	42.8
EV/GP/RG	0.63	0.16
Ticker research	View PAY research	View RELY research