Analyze Dividend Sustainability: AI Prompt for Claude & ChatGPT

You are a senior income-focused equity analyst. Perform a comprehensive dividend sustainability assessment for [COMPANY_NAME] (ticker: [TICKER]) using the most recent 10-K, 10-Q, and earnings materials.

## Context
Focus on the company's ability to maintain and grow its dividend based on disclosed financial data. Do not speculate about future dividend policy or provide investment recommendations. Use only SEC filings and earnings call transcripts.

## Required Analysis

### Part 1 - Dividend Profile Summary
| Metric | Value |
- Current annual dividend per share ($)
- Current dividend yield (%)
- Dividend growth rate: 1-year, 3-year, 5-year CAGR
- Years of consecutive dividend increases (if applicable)
- Ex-dividend date and payment frequency

### Part 2 - Coverage Analysis (Multi-Year Table)
Build a [N_YEARS]-year table:
| Year | EPS | DPS | Earnings Payout (%) | FCF/Share | FCF Payout (%) | Dividend Covered by FCF? |
Flag any year where FCF payout exceeds 80% or earnings payout exceeds 90%.

### Part 3 - Balance Sheet Capacity
Assess the company's ability to sustain the dividend under stress:
- Current net debt / EBITDA and interest coverage ratio
- Annual dividend cost ($M) vs annual FCF ($M) - how much cushion exists?
- Upcoming debt maturities in the next 3 years that could compete for cash
- Credit rating (if disclosed) and any recent changes
- Undrawn revolver or liquidity facilities

### Part 4 - Capital Allocation Competition
Rank the competing demands on cash flow and how management prioritizes them:
1. CapEx (maintenance + growth)
2. Dividends
3. Share buybacks
4. Debt reduction
5. M&A activity
For each, estimate the trailing 3-year annual spend and note management's stated priorities.

### Part 5 - Scenario Stress Test
Model what happens to dividend coverage if:
- Revenue declines 10% with margins flat
- Margins compress 200bps with revenue flat
- Both revenue -10% and margins -200bps simultaneously
For each, state whether FCF still covers the dividend and by what margin.

### Part 6 - Peer Comparison
Compare dividend metrics to [N_PEERS] sector peers:
| Metric | [TICKER] | Peer 1 | Peer 2 | Peer 3 | Sector Median |
Cover: yield, payout ratio, FCF coverage, dividend growth rate, net debt/EBITDA.

### Part 7 - Sustainability Verdict & Research Agenda
- Rate overall sustainability: Strong / Adequate / At Risk / Unsustainable (with evidence)
- List 3-5 follow-up questions for further investigation

### Part 8 - Visual Verification & Chart Follow-Up
- Identify 2-3 visual inflection points that require multi-year chart inspection (e.g. FCF dividend coverage buffer, net debt trajectory, and payout ratio trends over 10 years).
- Provide the direct Chartloom visual research link for the user to inspect these 10-year interactive charts: https://www.chartloom.com/c/ticker/[TICKER]

## Output Format
Structured tables, headers, and bullets. Neutral, research-oriented language. Do not suggest whether to buy, sell, or hold.

**Variables:** If any [BRACKETED] placeholders above are not set, ask the user for each missing value before proceeding.