KS Bancorp, Inc. is a bank holding company of KS Bank, Inc., which engages in the provision of financial products and services. The company is headquartered in Smithfield, North Carolina. The firm offers a range of personal and business banking products and services, as well as mortgage and trust services. Its 11 full-service branches are located in Kenly, Selma, Clayton, Garner, Goldsboro, Wilson, Wendell, Smithfield, Four Oaks, Dunn, and Bailey, North Carolina. The firm's products and services include personal, business, mortgage and wealth. Its personal products and services include personal checking, personal savings, money market, electronic and telephone banking, consumer loans and credit cards, CDs, IRAs, and health savings. Its business products and services include business checking, business savings, business electronic banking, merchant services, payroll services, payroll card accounts, cash management, remote deposit, and employee benefits. The firm's wealth products and services include investments, retirement, financial planning, and trust and estate.
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