Truist Financial Corp. is a financial holding company, which engages in the provision of banking services to individuals, businesses, and municipalities. The company is headquartered in Charlotte, North Carolina. The company offers a range of products and services through wholesale and consumer businesses, including consumer and small business banking, commercial and corporate banking, investment banking and capital markets, wealth management, payments, and specialized lending businesses. Its segments include Consumer and Small Business Banking (CSBB) and Wholesale Banking (WB). CSBB segment serves retail, premier, and small business clients, providing checking, money market, savings, time and other deposits, payment services, and lending solutions through digital banking, an extensive network of community banking branches, ATMs, virtual service centers, and other channels. WB segment provides a comprehensive set of products, solutions, and advisory services to commercial, corporate, institutional, and wealth clients. The company also invests in certain affordable housing, new market tax credit, and renewable energy tax credit investments.
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